Compare Torrance, PA Car Insurance Rates (2021)

Car insurance in Torrance, PA averages $329 a month. Torrance, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Torrance car insurance rates, compare quotes from the top car insurance companies in Torrance, PA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Torrance for teen drivers is USAA
  • Average car insurance rates in Torrance, PA after a DUI are $4,314/year
  • The cheapest car insurance company in Torrance is USAA

If you need to buy Torrance, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Torrance, PA is right here.

You’ll find Torrance car insurance rates, the cheapest Torrance, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Torrance, Pennsylvania car insurance rates to Scranton car insurance rates, Lancaster car insurance rates, and Harrisburg car insurance rates.

Ready to find affordable Torrance, PA car insurance today? Enter your ZIP code for fast, free Torrance car insurance quotes.

Cheapest Torrance, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Torrance, PA car insurance rates? Every Torrance, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Torrance, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,534 $2,534 $2,319 $2,319 $8,308 $8,308 $2,810 $2,810
GEICO $2,007 $1,736 $1,885 $1,632 $4,916 $4,260 $2,021 $1,749
Liberty Mutual $3,995 $3,995 $3,660 $3,660 $11,660 $11,660 $5,071 $5,071
Nationwide $1,783 $1,783 $1,683 $1,683 $4,965 $4,965 $1,995 $1,995
Progressive $2,646 $2,646 $2,362 $2,362 $8,462 $8,462 $3,379 $3,379
State Farm $1,588 $1,588 $1,405 $1,405 $5,441 $5,441 $1,755 $1,755
Travelers $1,773 $1,773 $1,888 $1,888 $25,391 $25,391 $2,159 $2,159
USAA $1,124 $1,124 $1,014 $1,014 $3,379 $3,379 $1,494 $1,494

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Minimum Car Insurance in Torrance, PA

Every driver must carry the minimum car insurance in Torrance, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Torrance, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Torrance, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Torrance, PA. Compare credit history car insurance rates in Torrance from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Torrance, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,106 $3,805 $3,068
GEICO $3,791 $2,136 $1,651
Liberty Mutual $7,785 $5,579 $4,926
Nationwide $3,062 $2,511 $2,246
Progressive $5,582 $3,914 $3,141
State Farm $3,624 $2,245 $1,772
Travelers $8,510 $7,667 $7,232
USAA $2,190 $1,628 $1,442

Cheapest Torrance, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Torrance, PA to rates for a clean record with top companies.

Annual Torrance, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,500 $3,824 $3,824
GEICO $1,870 $3,136 $2,507 $2,591
Liberty Mutual $5,551 $6,383 $6,226 $6,226
Nationwide $1,874 $2,508 $3,518 $2,524
Progressive $3,822 $5,267 $3,929 $3,830
State Farm $2,326 $2,769 $2,547 $2,547
Travelers $5,578 $7,876 $9,882 $7,876
USAA $1,412 $1,947 $2,077 $1,577

Cheapest Torrance, PA Car Insurance for Teen Drivers

Teen car insurance in Torrance, PA can be expensive. Take a look at rates from the top car insurance companies in Torrance for teenagers.

Annual Car Insurance Rates for Teen Drivers in Torrance, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,308 $8,308
GEICO $4,916 $4,260
Liberty Mutual $11,660 $11,660
Nationwide $4,965 $4,965
Progressive $8,462 $8,462
State Farm $5,441 $5,441
Travelers $25,391 $25,391
USAA $3,379 $3,379

Cheapest Torrance, PA Car Insurance for Seniors

Take a look at Torrance, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Torrance, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,319 $2,319
GEICO $1,885 $1,632
Liberty Mutual $3,660 $3,660
Nationwide $1,683 $1,683
Progressive $2,362 $2,362
State Farm $1,405 $1,405
Travelers $1,888 $1,888
USAA $1,014 $1,014

Cheapest Torrance, PA Car Insurance Rates After a DUI

A DUI in Torrance, PA increases car insurance rates. Compare Torrance, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Torrance, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,824
GEICO $2,507
Liberty Mutual $6,226
Nationwide $3,518
Progressive $3,929
State Farm $2,547
Travelers $9,882
USAA $2,077

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Cheapest Torrance, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Torrance, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Torrance, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,915 $4,071
GEICO $2,485 $2,567
Liberty Mutual $5,940 $6,253
Nationwide $2,606 $2,606
Progressive $4,212 $4,212
State Farm $2,466 $2,629
Travelers $7,803 $7,803
USAA $1,703 $1,803

The Best Cheap Car Insurance Companies in Torrance, PA

Take a look at a side-by-side comparison of the top car insurance companies in Torrance, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Torrance, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,993
GEICO $2,526
Liberty Mutual $6,097
Nationwide $2,606
Progressive $4,212
State Farm $2,547
Travelers $7,803
USAA $1,753

Category Winners: Cheapest Car Insurance in Torrance, Pennsylvania

Find the cheapest car insurance companies in Torrance, PA for each category right here.

Best Annual Car Insurance Rates by Company in Torrance, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Torrance, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Torrance car insurance rates. Find the cheapest Torrance, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Torrance, Pennsylvania

Insurance Company Low Medium High
Allstate $3,825 $4,016 $4,138
GEICO $2,310 $2,547 $2,721
Liberty Mutual $5,798 $6,141 $6,351
Nationwide $2,635 $2,637 $2,548
Progressive $3,864 $4,248 $4,524
State Farm $2,378 $2,582 $2,682
Travelers $7,942 $7,787 $7,679
USAA $1,637 $1,769 $1,853

Compare Car Insurance Quotes in Torrance, PA

Ready to find affordable Torrance, Pennsylvania car insurance today? Enter your ZIP code for fast, free Torrance, PA car insurance quotes.

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