Compare Torrington, CT Car Insurance Rates (2021)

Car insurance in Torrington, CT averages $363 a month. Torrington, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Torrington car insurance rates, compare quotes from the top car insurance companies in Torrington, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Torrington, CT are $4,357/year
  • The cheapest car insurance company in Torrington for teen drivers is USAA
  • Average car insurance rates in Torrington, CT after a DUI are $5,264/year

If you need to buy Torrington, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Torrington, CT is right here.

You’ll find Torrington car insurance rates, the cheapest Torrington, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Torrington, Connecticut car insurance rates to Waterbury car insurance rates, Stamford car insurance rates, and Bristol car insurance rates.

Ready to find affordable Torrington, CT car insurance today? Enter your ZIP code for fast, free Torrington car insurance quotes.

Cheapest Torrington, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Torrington, CT car insurance rates? Every Torrington, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Torrington, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,469 $3,229 $3,458 $10,742 $12,689 $3,669 $3,854
GEICO $2,186 $2,191 $2,027 $2,043 $5,082 $6,034 $2,111 $2,051
Liberty Mutual $3,305 $3,591 $2,546 $3,138 $16,445 $18,535 $3,348 $3,647
Nationwide $2,229 $2,255 $2,003 $2,102 $6,150 $7,803 $2,582 $2,777
Progressive $2,685 $2,508 $2,295 $2,380 $11,247 $12,471 $3,079 $3,463
State Farm $1,694 $1,694 $1,560 $1,560 $5,134 $6,453 $1,903 $2,182
Travelers $1,684 $1,709 $1,679 $1,673 $12,834 $20,623 $1,834 $2,070
USAA $1,667 $1,649 $1,556 $1,535 $5,209 $5,466 $2,223 $2,302

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Minimum Car Insurance in Torrington, CT

Every driver must carry the minimum car insurance in Torrington, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Torrington, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Torrington, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Torrington, CT. Compare credit history car insurance rates in Torrington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Torrington, Connecticut

Insurance Company Poor Fair Good
Allstate $7,091 $5,374 $4,266
GEICO $4,314 $2,602 $1,982
Liberty Mutual $9,666 $6,039 $4,754
Nationwide $4,621 $3,099 $2,743
Progressive $5,457 $4,898 $4,693
State Farm $3,854 $2,472 $1,991
Travelers $6,260 $5,216 $5,065
USAA $3,563 $2,412 $2,126

Cheapest Torrington, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Torrington, CT to rates for a clean record with top companies.

Annual Torrington, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,744 $5,865 $6,955 $4,744
GEICO $1,877 $2,460 $5,222 $2,304
Liberty Mutual $5,975 $7,472 $7,405 $6,425
Nationwide $2,841 $3,702 $4,241 $3,166
Progressive $4,275 $6,220 $4,492 $5,076
State Farm $2,581 $2,836 $2,836 $2,836
Travelers $4,439 $4,807 $6,997 $5,810
USAA $2,101 $2,635 $3,967 $2,101

Cheapest Torrington, CT Car Insurance for Teen Drivers

Teen car insurance in Torrington, CT can be expensive. Take a look at rates from the top car insurance companies in Torrington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Torrington, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,742 $12,689
GEICO $5,082 $6,034
Liberty Mutual $16,445 $18,535
Nationwide $6,150 $7,803
Progressive $11,247 $12,471
State Farm $5,134 $6,453
Travelers $12,834 $20,623
USAA $5,209 $5,466

Cheapest Torrington, CT Car Insurance for Seniors

Take a look at Torrington, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Torrington, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,229 $3,458
GEICO $2,027 $2,043
Liberty Mutual $2,546 $3,138
Nationwide $2,003 $2,102
Progressive $2,295 $2,380
State Farm $1,560 $1,560
Travelers $1,679 $1,673
USAA $1,556 $1,535

Cheapest Torrington, CT Car Insurance Rates After a DUI

A DUI in Torrington, CT increases car insurance rates. Compare Torrington, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Torrington, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,955
GEICO $5,222
Liberty Mutual $7,405
Nationwide $4,241
Progressive $4,492
State Farm $2,836
Travelers $6,997
USAA $3,967

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Cheapest Torrington, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Torrington, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Torrington, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,577 $5,577
GEICO $2,921 $3,011
Liberty Mutual $6,819 $6,819
Nationwide $3,488 $3,488
Progressive $5,016 $5,016
State Farm $2,704 $2,841
Travelers $5,513 $5,513
USAA $2,669 $2,733

The Best Cheap Car Insurance Companies in Torrington, CT

Take a look at a side-by-side comparison of the top car insurance companies in Torrington, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Torrington, Connecticut

Insurance Company Average Annual Rates
Allstate $5,577
GEICO $2,966
Liberty Mutual $6,819
Nationwide $3,488
Progressive $5,016
State Farm $2,772
Travelers $5,513
USAA $2,701

Category Winners: Cheapest Car Insurance in Torrington, Connecticut

Find the cheapest car insurance companies in Torrington, CT for each category right here.

Best Annual Car Insurance Rates by Company in Torrington, Connecticut

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Torrington, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Torrington car insurance rates. Find the cheapest Torrington, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Torrington, Connecticut

Insurance Company Low Medium High
Allstate $5,268 $5,570 $5,893
GEICO $2,759 $2,930 $3,209
Liberty Mutual $6,554 $6,770 $7,134
Nationwide $3,547 $3,514 $3,403
Progressive $4,703 $4,975 $5,369
State Farm $2,597 $2,777 $2,943
Travelers $5,134 $5,478 $5,929
USAA $2,528 $2,703 $2,871

What affects car insurance rates in Torrington, Connecticut?

What factors can have an impact on Torrington, CT car insurance? There are several reasons why Torrington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Torrington, Connecticut.

Commute Time in Torrington

The more time you spend in your car the higher the risk of an accident. The average commute length in Torrington, CT is 26.6 minutes according to City-Data.

Compare Car Insurance Quotes in Torrington, CT

Ready to find affordable Torrington, Connecticut car insurance today? Enter your ZIP code for fast, free Torrington, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State