Compare Torrington, WY Car Insurance Rates (2021)

Car insurance in Torrington, WY averages $249 a month. Torrington, Wyoming car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Torrington car insurance rates, compare quotes from the top car insurance companies in Torrington, WY.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Torrington, WY are $2,989/year
  • The cheapest car insurance company in Torrington is Liberty Mutual
  • The cheapest car insurance company in Torrington for teen drivers is Liberty Mutual

If you need to buy Torrington, Wyoming car insurance, the options can be confusing. Everything you need to know about car insurance in Torrington, WY is right here.

You’ll find Torrington car insurance rates, the cheapest Torrington, WY car insurance companies, and information on Wyoming car insurance laws. You can also compare Torrington, Wyoming car insurance rates to Sheridan car insurance rates, Gillette car insurance rates, and Evanston car insurance rates.

Ready to find affordable Torrington, WY car insurance today? Enter your ZIP code for fast, free Torrington car insurance quotes.

Cheapest Torrington, WY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Torrington, WY car insurance rates? Every Torrington, Wyoming car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Torrington, Wyoming

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,607 $2,752 $2,182 $2,388 $8,671 $11,029 $2,917 $3,199
Farmers $2,228 $2,228 $2,095 $2,095 $4,041 $6,853 $2,311 $2,311
GEICO $2,769 $2,824 $2,679 $2,679 $4,987 $6,467 $3,076 $3,248
Liberty Mutual $1,254 $1,262 $1,026 $1,182 $3,373 $3,786 $1,367 $1,530
State Farm $1,500 $1,500 $1,290 $1,290 $4,019 $5,352 $1,563 $1,855
USAA $1,620 $1,626 $1,403 $1,473 $4,921 $6,078 $2,144 $2,430

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Torrington, WY

Every driver must carry the minimum car insurance in Torrington, WY. Take a look at the Wyoming car insurance requirements.

Minimum Required Car Insurance Coverage in Torrington, Wyoming

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Torrington, WY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Torrington, WY. Compare credit history car insurance rates in Torrington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Torrington, Wyoming

Insurance Company Poor Fair Good
Allstate $5,579 $4,225 $3,600
Farmers $3,239 $3,057 $2,765
GEICO $4,065 $3,456 $3,253
Liberty Mutual $2,097 $1,817 $1,629
State Farm $2,988 $2,117 $1,783
USAA $4,608 $2,070 $1,457

Cheapest Torrington, WY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Torrington, WY to rates for a clean record with top companies.

Annual Torrington, Wyoming Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,876 $4,610 $4,910 $4,477
Farmers $2,290 $2,707 $4,656 $2,429
GEICO $2,353 $3,144 $4,918 $3,950
Liberty Mutual $1,321 $2,030 $2,200 $1,839
State Farm $2,127 $2,465 $2,296 $2,296
USAA $2,134 $2,585 $3,803 $2,326

Cheapest Torrington, WY Car Insurance for Teen Drivers

Teen car insurance in Torrington, WY can be expensive. Take a look at rates from the top car insurance companies in Torrington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Torrington, Wyoming

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,671 $11,029
Farmers $4,041 $6,853
GEICO $4,987 $6,467
Liberty Mutual $3,373 $3,786
State Farm $4,019 $5,352
USAA $4,921 $6,078

Cheapest Torrington, WY Car Insurance for Seniors

Take a look at Torrington, WY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Torrington, Wyoming

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,182 $2,388
Farmers $2,095 $2,095
GEICO $2,679 $2,679
Liberty Mutual $1,026 $1,182
State Farm $1,290 $1,290
USAA $1,403 $1,473

Cheapest Torrington, WY Car Insurance Rates After a DUI

A DUI in Torrington, WY increases car insurance rates. Compare Torrington, Wyoming DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Torrington, Wyoming

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,910
Farmers $4,656
GEICO $4,918
Liberty Mutual $2,200
State Farm $2,296
USAA $3,803

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Torrington, WY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Torrington, WY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Torrington, Wyoming

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,363 $4,574
Farmers $3,020 $3,020
GEICO $3,534 $3,649
Liberty Mutual $1,847 $1,847
State Farm $2,215 $2,377
USAA $2,680 $2,743

The Best Cheap Car Insurance Companies in Torrington, WY

Take a look at a side-by-side comparison of the top car insurance companies in Torrington, WY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Torrington, Wyoming

Insurance Company Average Annual Rates
Allstate $4,468
Farmers $3,020
GEICO $3,591
Liberty Mutual $1,847
State Farm $2,296
USAA $2,712

Category Winners: Cheapest Car Insurance in Torrington, Wyoming

Find the cheapest car insurance companies in Torrington, WY for each category right here.

Best Annual Car Insurance Rates by Company in Torrington, Wyoming

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Torrington, WY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Torrington car insurance rates. Find the cheapest Torrington, WY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Torrington, Wyoming

Insurance Company Low Medium High
Allstate $4,348 $4,459 $4,597
Farmers $2,946 $3,016 $3,099
GEICO $3,542 $3,594 $3,638
Liberty Mutual $1,763 $1,840 $1,939
State Farm $2,225 $2,297 $2,367
USAA $2,652 $2,710 $2,774

What affects car insurance rates in Torrington, Wyoming?

What factors can have an impact on Torrington, WY car insurance? There are several reasons why Torrington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Torrington, Wyoming.

Car Theft in Torrington

High levels of vehicle theft can make car insurance more expensive. Torrington, WY car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Torrington

The more time you spend in your car the higher the risk of an accident. The average commute length in Torrington, WY is 11.5 minutes according to City-Data.

Compare Car Insurance Quotes in Torrington, WY

Ready to find affordable Torrington, Wyoming car insurance today? Enter your ZIP code for fast, free Torrington, WY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State