Compare Tovey, IL Car Insurance Rates (2021)

Car insurance in Tovey, IL averages $260 a month. Tovey, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Tovey car insurance rates, compare quotes from the top car insurance companies in Tovey, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tovey for teen drivers is State Farm
  • Average car insurance rates in Tovey, IL after a DUI are $3,631/year
  • The cheapest car insurance company in Tovey is State Farm

If you need to buy Tovey, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Tovey, IL is right here.

You’ll find Tovey car insurance rates, the cheapest Tovey, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Tovey, Illinois car insurance rates to Peoria car insurance rates, Elgin car insurance rates, and Springfield car insurance rates.

Ready to find affordable Tovey, IL car insurance today? Enter your ZIP code for fast, free Tovey car insurance quotes.

Cheapest Tovey, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tovey, IL car insurance rates? Every Tovey, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tovey, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,380 $3,396 $3,515 $3,515 $8,621 $11,252 $4,064 $4,395
American Family $2,287 $2,287 $2,092 $2,092 $6,420 $8,919 $2,287 $2,948
Farmers $2,337 $2,340 $2,076 $2,189 $9,805 $10,230 $2,667 $2,799
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,373 $1,482 $1,138 $1,271 $4,450 $4,951 $1,441 $1,527
Nationwide $1,694 $1,726 $1,508 $1,600 $4,571 $5,876 $1,964 $2,129
Progressive $1,874 $1,769 $1,542 $1,617 $6,851 $7,691 $2,233 $2,424
State Farm $1,349 $1,349 $1,201 $1,201 $3,815 $4,842 $1,523 $1,750
Travelers $1,472 $1,553 $1,333 $1,421 $4,126 $5,140 $1,563 $1,646
USAA $1,695 $1,726 $1,574 $1,552 $5,485 $6,055 $2,235 $2,459

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Minimum Car Insurance in Tovey, IL

Every driver must carry the minimum car insurance in Tovey, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Tovey, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Tovey, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tovey, IL. Compare credit history car insurance rates in Tovey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tovey, Illinois

Insurance Company Poor Fair Good
Allstate $6,732 $4,843 $4,227
American Family $4,882 $3,316 $2,802
Farmers $4,899 $4,108 $3,910
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,120 $1,943 $1,549
Nationwide $3,142 $2,535 $2,223
Progressive $3,704 $3,143 $2,905
State Farm $3,096 $1,853 $1,437
Travelers $2,789 $2,235 $1,820
USAA $3,795 $2,603 $2,144

Cheapest Tovey, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tovey, IL to rates for a clean record with top companies.

Annual Tovey, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,828 $6,352 $5,926 $4,962
American Family $2,694 $3,831 $5,085 $3,056
Farmers $3,640 $4,681 $4,564 $4,337
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,840 $2,599 $2,292 $2,086
Nationwide $2,122 $2,746 $3,229 $2,437
Progressive $2,678 $3,976 $2,965 $3,382
State Farm $1,949 $2,308 $2,129 $2,129
Travelers $1,822 $2,379 $2,645 $2,281
USAA $2,029 $2,916 $3,998 $2,447

Cheapest Tovey, IL Car Insurance for Teen Drivers

Teen car insurance in Tovey, IL can be expensive. Take a look at rates from the top car insurance companies in Tovey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tovey, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,621 $11,252
American Family $6,420 $8,919
Farmers $9,805 $10,230
GEICO $4,847 $5,129
Liberty Mutual $4,450 $4,951
Nationwide $4,571 $5,876
Progressive $6,851 $7,691
State Farm $3,815 $4,842
Travelers $4,126 $5,140
USAA $5,485 $6,055

Cheapest Tovey, IL Car Insurance for Seniors

Take a look at Tovey, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tovey, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,515 $3,515
American Family $2,092 $2,092
Farmers $2,076 $2,189
GEICO $1,521 $1,797
Liberty Mutual $1,138 $1,271
Nationwide $1,508 $1,600
Progressive $1,542 $1,617
State Farm $1,201 $1,201
Travelers $1,333 $1,421
USAA $1,574 $1,552

Cheapest Tovey, IL Car Insurance Rates After a DUI

A DUI in Tovey, IL increases car insurance rates. Compare Tovey, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tovey, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,926
American Family $5,085
Farmers $4,564
GEICO $3,482
Liberty Mutual $2,292
Nationwide $3,229
Progressive $2,965
State Farm $2,129
Travelers $2,645
USAA $3,998

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Cheapest Tovey, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tovey, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tovey, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,267 $5,267
American Family $3,619 $3,714
Farmers $4,306 $4,306
GEICO $2,519 $2,617
Liberty Mutual $2,204 $2,204
Nationwide $2,633 $2,633
Progressive $3,250 $3,250
State Farm $2,075 $2,182
Travelers $2,192 $2,371
USAA $2,767 $2,927

The Best Cheap Car Insurance Companies in Tovey, IL

Take a look at a side-by-side comparison of the top car insurance companies in Tovey, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tovey, Illinois

Insurance Company Average Annual Rates
Allstate $5,267
American Family $3,667
Farmers $4,306
GEICO $2,568
Liberty Mutual $2,204
Nationwide $2,633
Progressive $3,250
State Farm $2,129
Travelers $2,282
USAA $2,847

Category Winners: Cheapest Car Insurance in Tovey, Illinois

Find the cheapest car insurance companies in Tovey, IL for each category right here.

Best Annual Car Insurance Rates by Company in Tovey, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Tovey, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tovey car insurance rates. Find the cheapest Tovey, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tovey, Illinois

Insurance Company Low Medium High
Allstate $5,136 $5,263 $5,403
American Family $3,539 $3,801 $3,661
Farmers $4,107 $4,208 $4,601
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,092 $2,200 $2,320
Nationwide $2,632 $2,652 $2,616
Progressive $2,984 $3,240 $3,527
State Farm $2,019 $2,132 $2,235
Travelers $2,150 $2,279 $2,415
USAA $2,663 $2,845 $3,035

What affects car insurance rates in Tovey, Illinois?

What factors can have an impact on Tovey, IL car insurance? There are several reasons why Tovey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tovey, Illinois.

Commute Time in Tovey

The more time you spend in your car the higher the risk of an accident. The average commute length in Tovey, IL is 29.7 minutes according to City-Data.

Compare Car Insurance Quotes in Tovey, IL

Ready to find affordable Tovey, Illinois car insurance today? Enter your ZIP code for fast, free Tovey, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State