Compare Towanda, KS Car Insurance Rates (2021)

Car insurance in Towanda, KS averages $278 a month. Towanda, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Towanda car insurance rates, compare quotes from the top car insurance companies in Towanda, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Towanda for teen drivers is American Family
  • Average car insurance rates in Towanda, KS are $3,334/year
  • Average car insurance rates in Towanda, KS after a DUI are $4,015/year

If you need to buy Towanda, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Towanda, KS is right here.

You’ll find Towanda car insurance rates, the cheapest Towanda, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Towanda, Kansas car insurance rates to Manhattan car insurance rates, Shawnee car insurance rates, and Lawrence car insurance rates.

Ready to find affordable Towanda, KS car insurance today? Enter your ZIP code for fast, free Towanda car insurance quotes.

Cheapest Towanda, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Towanda, KS car insurance rates? Every Towanda, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Towanda, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,688 $2,594 $2,425 $2,491 $7,755 $8,735 $2,729 $2,809
American Family $1,787 $1,787 $1,615 $1,615 $3,550 $4,288 $1,787 $2,016
Farmers $2,427 $2,401 $2,164 $2,267 $6,760 $6,985 $2,731 $2,858
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,783 $1,831 $1,591 $1,710 $3,809 $4,645 $2,094 $2,223
Progressive $2,174 $2,057 $1,757 $1,834 $8,200 $9,229 $2,563 $2,742
State Farm $1,759 $1,759 $1,547 $1,547 $4,761 $6,065 $1,978 $2,235
Travelers $2,042 $2,078 $1,988 $2,014 $8,232 $12,830 $2,089 $2,464
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

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Minimum Car Insurance in Towanda, KS

Every driver must carry the minimum car insurance in Towanda, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Towanda, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Towanda, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Towanda, KS. Compare credit history car insurance rates in Towanda from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Towanda, Kansas

Insurance Company Poor Fair Good
Allstate $4,981 $3,802 $3,302
American Family $3,014 $2,127 $1,777
Farmers $4,207 $3,354 $3,161
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,721 $2,413 $2,248
Progressive $4,365 $3,684 $3,409
State Farm $3,940 $2,355 $1,824
Travelers $4,875 $3,966 $3,809
USAA $3,387 $2,234 $1,841

Cheapest Towanda, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Towanda, KS to rates for a clean record with top companies.

Annual Towanda, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,445 $4,032 $4,736 $3,901
American Family $2,268 $2,418 $2,268 $2,268
Farmers $3,008 $3,882 $3,784 $3,623
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,861 $2,135 $3,725 $2,122
Progressive $3,519 $4,142 $3,686 $3,930
State Farm $2,506 $2,907 $2,706 $2,706
Travelers $3,076 $4,009 $5,525 $4,259
USAA $1,813 $2,453 $3,606 $2,078

Cheapest Towanda, KS Car Insurance for Teen Drivers

Teen car insurance in Towanda, KS can be expensive. Take a look at rates from the top car insurance companies in Towanda for teenagers.

Annual Car Insurance Rates for Teen Drivers in Towanda, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,755 $8,735
American Family $3,550 $4,288
Farmers $6,760 $6,985
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,809 $4,645
Progressive $8,200 $9,229
State Farm $4,761 $6,065
Travelers $8,232 $12,830
USAA $5,068 $5,304

Cheapest Towanda, KS Car Insurance for Seniors

Take a look at Towanda, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Towanda, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,491
American Family $1,615 $1,615
Farmers $2,164 $2,267
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,591 $1,710
Progressive $1,757 $1,834
State Farm $1,547 $1,547
Travelers $1,988 $2,014
USAA $1,333 $1,341

Cheapest Towanda, KS Car Insurance Rates After a DUI

A DUI in Towanda, KS increases car insurance rates. Compare Towanda, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Towanda, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,736
American Family $2,268
Farmers $3,784
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,725
Progressive $3,686
State Farm $2,706
Travelers $5,525
USAA $3,606

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Cheapest Towanda, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Towanda, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Towanda, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,028 $4,028
American Family $2,277 $2,335
Farmers $3,574 $3,574
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,461 $2,461
Progressive $3,820 $3,820
State Farm $2,638 $2,774
Travelers $4,217 $4,217
USAA $2,415 $2,559

The Best Cheap Car Insurance Companies in Towanda, KS

Take a look at a side-by-side comparison of the top car insurance companies in Towanda, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Towanda, Kansas

Insurance Company Average Annual Rates
Allstate $4,028
American Family $2,306
Farmers $3,574
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,461
Progressive $3,819
State Farm $2,706
Travelers $4,217
USAA $2,487

Category Winners: Cheapest Car Insurance in Towanda, Kansas

Find the cheapest car insurance companies in Towanda, KS for each category right here.

Best Annual Car Insurance Rates by Company in Towanda, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Towanda, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Towanda car insurance rates. Find the cheapest Towanda, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Towanda, Kansas

Insurance Company Low Medium High
Allstate $3,896 $4,019 $4,170
American Family $2,318 $2,422 $2,177
Farmers $3,416 $3,553 $3,752
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,585 $2,435 $2,362
Progressive $3,598 $3,787 $4,074
State Farm $2,602 $2,714 $2,803
Travelers $4,003 $4,223 $4,425
USAA $2,393 $2,480 $2,589

What affects car insurance rates in Towanda, Kansas?

What factors can have an impact on Towanda, KS car insurance? There are several reasons why Towanda car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Towanda, Kansas.

Commute Time in Towanda

The more time you spend in your car the higher the risk of an accident. The average commute length in Towanda, KS is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Towanda, KS

Ready to find affordable Towanda, Kansas car insurance today? Enter your ZIP code for fast, free Towanda, KS car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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