Compare Tower Hill, IL Car Insurance Rates (2021)

Car insurance in Tower Hill, IL averages $245 a month. Tower Hill, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Tower Hill car insurance rates, compare quotes from the top car insurance companies in Tower Hill, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Tower Hill, IL after a DUI are $3,425/year
  • The cheapest car insurance company in Tower Hill for teen drivers is Travelers
  • The cheapest car insurance company in Tower Hill is Travelers

If you need to buy Tower Hill, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Tower Hill, IL is right here.

You’ll find Tower Hill car insurance rates, the cheapest Tower Hill, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Tower Hill, Illinois car insurance rates to Champaign car insurance rates, Joliet car insurance rates, and Chicago car insurance rates.

Ready to find affordable Tower Hill, IL car insurance today? Enter your ZIP code for fast, free Tower Hill car insurance quotes.

Cheapest Tower Hill, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tower Hill, IL car insurance rates? Every Tower Hill, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tower Hill, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,185 $2,186 $1,940 $2,049 $9,256 $9,647 $2,498 $2,619
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,341 $1,450 $1,117 $1,250 $4,257 $4,739 $1,402 $1,483
Nationwide $1,616 $1,647 $1,440 $1,526 $4,370 $5,607 $1,875 $2,029
Progressive $1,821 $1,731 $1,499 $1,564 $6,480 $7,283 $2,177 $2,367
State Farm $1,329 $1,329 $1,182 $1,182 $3,748 $4,752 $1,501 $1,727
Travelers $1,358 $1,432 $1,224 $1,305 $3,706 $4,587 $1,441 $1,518
USAA $1,695 $1,726 $1,574 $1,552 $5,485 $6,055 $2,235 $2,459

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Minimum Car Insurance in Tower Hill, IL

Every driver must carry the minimum car insurance in Tower Hill, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Tower Hill, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Tower Hill, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tower Hill, IL. Compare credit history car insurance rates in Tower Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tower Hill, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,695 $3,190 $2,696
Farmers $4,605 $3,863 $3,675
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,015 $1,877 $1,498
Nationwide $2,998 $2,421 $2,122
Progressive $3,553 $3,011 $2,781
State Farm $3,045 $1,823 $1,414
Travelers $2,537 $2,024 $1,653
USAA $3,795 $2,603 $2,144

Cheapest Tower Hill, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tower Hill, IL to rates for a clean record with top companies.

Annual Tower Hill, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,418 $4,402 $4,293 $4,077
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,780 $2,509 $2,213 $2,016
Nationwide $2,030 $2,620 $3,077 $2,328
Progressive $2,572 $3,798 $2,843 $3,248
State Farm $1,918 $2,270 $2,094 $2,094
Travelers $1,659 $2,158 $2,395 $2,073
USAA $2,029 $2,916 $3,998 $2,447

Cheapest Tower Hill, IL Car Insurance for Teen Drivers

Teen car insurance in Tower Hill, IL can be expensive. Take a look at rates from the top car insurance companies in Tower Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tower Hill, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,175 $8,572
Farmers $9,256 $9,647
GEICO $4,375 $4,641
Liberty Mutual $4,257 $4,739
Nationwide $4,370 $5,607
Progressive $6,480 $7,283
State Farm $3,748 $4,752
Travelers $3,706 $4,587
USAA $5,485 $6,055

Cheapest Tower Hill, IL Car Insurance for Seniors

Take a look at Tower Hill, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tower Hill, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $2,014 $2,014
Farmers $1,940 $2,049
GEICO $1,364 $1,612
Liberty Mutual $1,117 $1,250
Nationwide $1,440 $1,526
Progressive $1,499 $1,564
State Farm $1,182 $1,182
Travelers $1,224 $1,305
USAA $1,574 $1,552

Cheapest Tower Hill, IL Car Insurance Rates After a DUI

A DUI in Tower Hill, IL increases car insurance rates. Compare Tower Hill, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tower Hill, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,889
Farmers $4,293
GEICO $3,141
Liberty Mutual $2,213
Nationwide $3,077
Progressive $2,843
State Farm $2,094
Travelers $2,395
USAA $3,998

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Cheapest Tower Hill, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tower Hill, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tower Hill, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,482 $3,573
Farmers $4,048 $4,048
GEICO $2,263 $2,351
Liberty Mutual $2,130 $2,130
Nationwide $2,514 $2,514
Progressive $3,115 $3,115
State Farm $2,042 $2,146
Travelers $1,991 $2,151
USAA $2,767 $2,927

The Best Cheap Car Insurance Companies in Tower Hill, IL

Take a look at a side-by-side comparison of the top car insurance companies in Tower Hill, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tower Hill, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,527
Farmers $4,047
GEICO $2,307
Liberty Mutual $2,130
Nationwide $2,514
Progressive $3,115
State Farm $2,094
Travelers $2,071
USAA $2,847

Category Winners: Cheapest Car Insurance in Tower Hill, Illinois

Find the cheapest car insurance companies in Tower Hill, IL for each category right here.

Best Annual Car Insurance Rates by Company in Tower Hill, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Tower Hill, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tower Hill car insurance rates. Find the cheapest Tower Hill, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tower Hill, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,413 $3,656 $3,512
Farmers $3,858 $3,956 $4,329
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,007 $2,125 $2,258
Nationwide $2,515 $2,530 $2,496
Progressive $2,891 $3,109 $3,346
State Farm $1,991 $2,097 $2,193
Travelers $1,959 $2,069 $2,186
USAA $2,663 $2,845 $3,035

What affects car insurance rates in Tower Hill, Illinois?

What factors can have an impact on Tower Hill, IL car insurance? There are several reasons why Tower Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tower Hill, Illinois.

Commute Time in Tower Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Tower Hill, IL is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Tower Hill, IL

Ready to find affordable Tower Hill, Illinois car insurance today? Enter your ZIP code for fast, free Tower Hill, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State