Compare Towner, ND Car Insurance Rates (2021)

Car insurance in Towner, ND averages $361 a month. Towner, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Towner car insurance rates, compare quotes from the top car insurance companies in Towner, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Towner is USAA
  • The cheapest car insurance company in Towner for teen drivers is USAA
  • Average car insurance rates in Towner, ND after a DUI are $5,178/year

If you need to buy Towner, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Towner, ND is right here.

You’ll find Towner car insurance rates, the cheapest Towner, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Towner, North Dakota car insurance rates to Fargo car insurance rates, West Fargo car insurance rates, and Minot car insurance rates.

Ready to find affordable Towner, ND car insurance today? Enter your ZIP code for fast, free Towner car insurance quotes.

Cheapest Towner, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Towner, ND car insurance rates? Every Towner, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Towner, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,557 $2,263 $2,397 $9,912 $11,680 $2,803 $3,030
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,988 $1,959 $1,780 $1,847 $6,936 $7,127 $2,261 $2,403
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,886 $1,936 $1,689 $1,805 $4,197 $5,200 $2,146 $2,282
Progressive $2,212 $2,119 $1,790 $1,852 $7,854 $8,794 $2,715 $2,742
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Towner, ND

Every driver must carry the minimum car insurance in Towner, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Towner, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Towner, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Towner, ND. Compare credit history car insurance rates in Towner from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Towner, North Dakota

Insurance Company Poor Fair Good
Allstate $5,866 $4,460 $3,622
American Family $5,292 $3,681 $3,115
Farmers $3,810 $3,103 $2,950
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,222 $2,504 $2,201
Progressive $4,359 $3,623 $3,296
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Cheapest Towner, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Towner, ND to rates for a clean record with top companies.

Annual Towner, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,757 $4,139 $6,324 $4,377
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,774 $3,528 $3,484 $3,363
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,944 $2,690 $3,722 $2,214
Progressive $3,478 $4,250 $3,514 $3,796
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Towner, ND Car Insurance for Teen Drivers

Teen car insurance in Towner, ND can be expensive. Take a look at rates from the top car insurance companies in Towner for teenagers.

Annual Car Insurance Rates for Teen Drivers in Towner, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,912 $11,680
American Family $6,100 $8,820
Farmers $6,936 $7,127
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,197 $5,200
Progressive $7,854 $8,794
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheapest Towner, ND Car Insurance for Seniors

Take a look at Towner, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Towner, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,263 $2,397
American Family $2,612 $2,612
Farmers $1,780 $1,847
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,689 $1,805
Progressive $1,790 $1,852
State Farm $1,575 $1,575
USAA $927 $930

Cheapest Towner, ND Car Insurance Rates After a DUI

A DUI in Towner, ND increases car insurance rates. Compare Towner, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Towner, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,324
American Family $5,597
Farmers $3,484
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,722
Progressive $3,514
State Farm $2,757
USAA $2,854

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Cheapest Towner, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Towner, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Towner, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,535 $4,763
American Family $3,979 $4,079
Farmers $3,288 $3,288
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,643 $2,643
Progressive $3,760 $3,760
State Farm $2,683 $2,831
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Towner, ND

Take a look at a side-by-side comparison of the top car insurance companies in Towner, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Towner, North Dakota

Insurance Company Average Annual Rates
Allstate $4,649
American Family $4,029
Farmers $3,288
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,643
Progressive $3,760
State Farm $2,757
USAA $2,028

Category Winners: Cheapest Car Insurance in Towner, North Dakota

Find the cheapest car insurance companies in Towner, ND for each category right here.

Best Annual Car Insurance Rates by Company in Towner, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Towner, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Towner car insurance rates. Find the cheapest Towner, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Towner, North Dakota

Insurance Company Low Medium High
Allstate $4,564 $4,648 $4,737
American Family $4,159 $4,230 $3,699
Farmers $3,224 $3,275 $3,364
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,580 $2,629 $2,719
Progressive $3,656 $3,747 $3,876
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Towner, North Dakota?

What factors can have an impact on Towner, ND car insurance? There are several reasons why Towner car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Towner, North Dakota.

Commute Time in Towner

The more time you spend in your car the higher the risk of an accident. The average commute length in Towner, ND is 18.7 minutes according to City-Data.

Compare Car Insurance Quotes in Towner, ND

Ready to find affordable Towner, North Dakota car insurance today? Enter your ZIP code for fast, free Towner, ND car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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