Compare Townsend, DE Car Insurance Rates (2021)

Car insurance in Townsend, DE averages $620 a month. Townsend, Delaware car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Townsend car insurance rates, compare quotes from the top car insurance companies in Townsend, DE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Townsend, DE after a DUI are $9,916/year
  • The cheapest car insurance company in Townsend for teen drivers is USAA
  • Average car insurance rates in Townsend, DE are $7,435/year

If you need to buy Townsend, Delaware car insurance, the options can be confusing. Everything you need to know about car insurance in Townsend, DE is right here.

You’ll find Townsend car insurance rates, the cheapest Townsend, DE car insurance companies, and information on Delaware car insurance laws. You can also compare Townsend, Delaware car insurance rates to Dover car insurance rates, Elsmere car insurance rates, and Seaford car insurance rates.

Ready to find affordable Townsend, DE car insurance today? Enter your ZIP code for fast, free Townsend car insurance quotes.

Cheapest Townsend, DE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Townsend, DE car insurance rates? Every Townsend, Delaware car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Townsend, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,145 $4,063 $3,631 $3,825 $14,881 $17,356 $4,353 $4,621
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $12,221 $12,221 $12,074 $12,074 $27,149 $41,109 $12,221 $16,922
Nationwide $3,182 $3,157 $2,907 $2,894 $7,527 $9,523 $3,524 $3,761
Progressive $2,125 $1,963 $1,867 $1,904 $10,812 $11,963 $2,601 $2,533
State Farm $3,009 $3,009 $2,778 $2,778 $8,643 $11,164 $3,380 $3,520
Travelers $5,762 $5,814 $5,680 $5,484 $33,194 $48,746 $6,256 $7,310
USAA $1,197 $1,177 $1,112 $1,108 $4,377 $5,133 $1,498 $1,643

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Minimum Car Insurance in Townsend, DE

Every driver must carry the minimum car insurance in Townsend, DE. Take a look at the Delaware car insurance requirements.

Minimum Required Car Insurance Coverage in Townsend, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Townsend, DE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Townsend, DE. Compare credit history car insurance rates in Townsend from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Townsend, Delaware

Insurance Company Poor Fair Good
Allstate $9,141 $6,463 $5,724
GEICO $5,219 $2,898 $1,988
Liberty Mutual $24,693 $16,638 $13,416
Nationwide $5,300 $4,389 $3,990
Progressive $4,999 $4,374 $4,040
State Farm $7,332 $4,034 $2,990
Travelers $16,594 $13,566 $14,182
USAA $3,521 $1,710 $1,236

Cheapest Townsend, DE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Townsend, DE to rates for a clean record with top companies.

Annual Townsend, Delaware Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,003 $7,205 $8,408 $6,821
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $14,556 $16,764 $26,761 $14,913
Nationwide $3,644 $3,644 $6,650 $4,300
Progressive $3,849 $5,106 $4,387 $4,542
State Farm $4,334 $5,236 $4,785 $4,785
Travelers $12,416 $12,453 $20,931 $13,322
USAA $1,778 $1,778 $3,035 $2,031

Cheapest Townsend, DE Car Insurance for Teen Drivers

Teen car insurance in Townsend, DE can be expensive. Take a look at rates from the top car insurance companies in Townsend for teenagers.

Annual Car Insurance Rates for Teen Drivers in Townsend, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,881 $17,356
GEICO $5,847 $6,106
Liberty Mutual $27,149 $41,109
Nationwide $7,527 $9,523
Progressive $10,812 $11,963
State Farm $8,643 $11,164
Travelers $33,194 $48,746
USAA $4,377 $5,133

Cheapest Townsend, DE Car Insurance for Seniors

Take a look at Townsend, DE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Townsend, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,631 $3,825
GEICO $2,291 $2,666
Liberty Mutual $12,074 $12,074
Nationwide $2,907 $2,894
Progressive $1,867 $1,904
State Farm $2,778 $2,778
Travelers $5,680 $5,484
USAA $1,112 $1,108

Cheapest Townsend, DE Car Insurance Rates After a DUI

A DUI in Townsend, DE increases car insurance rates. Compare Townsend, Delaware DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Townsend, Delaware

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,408
GEICO $4,373
Liberty Mutual $26,761
Nationwide $6,650
Progressive $4,387
State Farm $4,785
Travelers $20,931
USAA $3,035

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Cheapest Townsend, DE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Townsend, DE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Townsend, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,109 $7,109
GEICO $3,314 $3,422
Liberty Mutual $17,744 $18,753
Nationwide $4,560 $4,560
Progressive $4,471 $4,471
State Farm $4,621 $4,949
Travelers $14,781 $14,781
USAA $2,133 $2,178

The Best Cheap Car Insurance Companies in Townsend, DE

Take a look at a side-by-side comparison of the top car insurance companies in Townsend, DE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Townsend, Delaware

Insurance Company Average Annual Rates
Allstate $7,109
GEICO $3,368
Liberty Mutual $18,249
Nationwide $4,560
Progressive $4,471
State Farm $4,785
Travelers $14,781
USAA $2,156

Category Winners: Cheapest Car Insurance in Townsend, Delaware

Find the cheapest car insurance companies in Townsend, DE for each category right here.

Best Annual Car Insurance Rates by Company in Townsend, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Townsend, DE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Townsend car insurance rates. Find the cheapest Townsend, DE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Townsend, Delaware

Insurance Company Low Medium High
Allstate $6,478 $7,196 $7,654
GEICO $3,044 $3,417 $3,644
Liberty Mutual $17,359 $18,039 $19,348
Nationwide $4,528 $4,476 $4,674
Progressive $3,911 $4,522 $4,980
State Farm $4,465 $4,798 $5,092
Travelers $15,126 $15,068 $14,148
USAA $2,014 $2,152 $2,301

What affects car insurance rates in Townsend, Delaware?

What factors can have an impact on Townsend, DE car insurance? There are several reasons why Townsend car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Townsend, Delaware.

Commute Time in Townsend

The more time you spend in your car the higher the risk of an accident. The average commute length in Townsend, DE is 34.2 minutes according to City-Data.

Compare Car Insurance Quotes in Townsend, DE

Ready to find affordable Townsend, Delaware car insurance today? Enter your ZIP code for fast, free Townsend, DE car insurance quotes.

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Average Monthly Car Insurance Rates by State