Compare Toxey, AL Car Insurance Rates (2021)

Car insurance in Toxey, AL averages $314 a month. Toxey, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Toxey car insurance rates, compare quotes from the top car insurance companies in Toxey, AL.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Toxey, AL after a DUI are $4,299/year
  • Average car insurance rates in Toxey, AL are $3,766/year
  • The cheapest car insurance company in Toxey is USAA

If you need to buy Toxey, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Toxey, AL is right here.

You’ll find Toxey car insurance rates, the cheapest Toxey, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Toxey, Alabama car insurance rates to Tuscaloosa car insurance rates, Hoover car insurance rates, and Madison car insurance rates.

Ready to find affordable Toxey, AL car insurance today? Enter your ZIP code for fast, free Toxey car insurance quotes.

Cheapest Toxey, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Toxey, AL car insurance rates? Every Toxey, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Toxey, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,108 $2,025 $1,893 $1,931 $6,868 $7,365 $2,398 $2,468
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,209 $3,473 $2,631 $2,946 $11,280 $12,554 $3,433 $3,673
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,460 $2,320 $2,011 $2,149 $9,691 $10,827 $2,873 $3,039
State Farm $2,795 $2,795 $2,495 $2,495 $7,993 $10,051 $3,147 $3,612
Travelers $1,696 $1,725 $1,580 $1,577 $9,035 $14,275 $1,603 $1,860
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Toxey, AL

Every driver must carry the minimum car insurance in Toxey, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Toxey, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Toxey, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Toxey, AL. Compare credit history car insurance rates in Toxey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Toxey, Alabama

Insurance Company Poor Fair Good
Allstate $4,198 $3,273 $2,675
Farmers $4,903 $4,208 $3,991
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,753 $4,730 $3,716
Nationwide $3,171 $2,467 $2,229
Progressive $5,016 $4,272 $3,976
State Farm $7,171 $3,631 $2,467
Travelers $4,549 $3,941 $4,016
USAA $2,984 $1,935 $1,726

Cheapest Toxey, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Toxey, AL to rates for a clean record with top companies.

Annual Toxey, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,907 $3,397 $3,969 $3,254
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,238 $5,882 $5,776 $5,702
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,004 $5,000 $4,281 $4,400
State Farm $4,024 $4,910 $4,379 $4,379
Travelers $3,473 $3,646 $5,321 $4,235
USAA $1,703 $2,133 $3,182 $1,843

Cheapest Toxey, AL Car Insurance for Teen Drivers

Teen car insurance in Toxey, AL can be expensive. Take a look at rates from the top car insurance companies in Toxey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Toxey, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,868 $7,365
Farmers $9,417 $9,702
GEICO $5,380 $5,307
Liberty Mutual $11,280 $12,554
Nationwide $4,418 $5,752
Progressive $9,691 $10,827
State Farm $7,993 $10,051
Travelers $9,035 $14,275
USAA $4,083 $4,536

Cheapest Toxey, AL Car Insurance for Seniors

Take a look at Toxey, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Toxey, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,893 $1,931
Farmers $2,293 $2,416
GEICO $1,968 $1,996
Liberty Mutual $2,631 $2,946
Nationwide $1,577 $1,642
Progressive $2,011 $2,149
State Farm $2,495 $2,495
Travelers $1,580 $1,577
USAA $1,288 $1,268

Cheapest Toxey, AL Car Insurance Rates After a DUI

A DUI in Toxey, AL increases car insurance rates. Compare Toxey, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Toxey, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,969
Farmers $4,620
GEICO $3,808
Liberty Mutual $5,776
Nationwide $3,353
Progressive $4,281
State Farm $4,379
Travelers $5,321
USAA $3,182

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Toxey, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Toxey, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Toxey, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,382 $3,382
Farmers $4,367 $4,367
GEICO $2,842 $2,954
Liberty Mutual $5,400 $5,400
Nationwide $2,623 $2,623
Progressive $4,421 $4,421
State Farm $4,318 $4,528
Travelers $4,169 $4,169
USAA $2,114 $2,317

The Best Cheap Car Insurance Companies in Toxey, AL

Take a look at a side-by-side comparison of the top car insurance companies in Toxey, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Toxey, Alabama

Insurance Company Average Annual Rates
Allstate $3,382
Farmers $4,367
GEICO $2,898
Liberty Mutual $5,400
Nationwide $2,623
Progressive $4,421
State Farm $4,423
Travelers $4,169
USAA $2,215

Category Winners: Cheapest Car Insurance in Toxey, Alabama

Find the cheapest car insurance companies in Toxey, AL for each category right here.

Best Annual Car Insurance Rates by Company in Toxey, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Toxey, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Toxey car insurance rates. Find the cheapest Toxey, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Toxey, Alabama

Insurance Company Low Medium High
Allstate $3,274 $3,374 $3,498
Farmers $4,180 $4,325 $4,597
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,165 $5,375 $5,659
Nationwide $2,624 $2,595 $2,649
Progressive $3,962 $4,393 $4,908
State Farm $4,211 $4,416 $4,641
Travelers $3,957 $4,253 $4,296
USAA $2,139 $2,204 $2,302

What affects car insurance rates in Toxey, Alabama?

What factors can have an impact on Toxey, AL car insurance? There are several reasons why Toxey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Toxey, Alabama.

Commute Time in Toxey

The more time you spend in your car the higher the risk of an accident. The average commute length in Toxey, AL is 34.0 minutes according to City-Data.

Compare Car Insurance Quotes in Toxey, AL

Ready to find affordable Toxey, Alabama car insurance today? Enter your ZIP code for fast, free Toxey, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption