Compare Toyah, TX Car Insurance Rates (2021)

Car insurance in Toyah, TX averages $298 a month. Toyah, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Toyah car insurance rates, compare quotes from the top car insurance companies in Toyah, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Toyah is USAA
  • Average car insurance rates in Toyah, TX are $3,572/year
  • The cheapest car insurance company in Toyah for teen drivers is USAA

If you need to buy Toyah, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Toyah, TX is right here.

You’ll find Toyah car insurance rates, the cheapest Toyah, TX car insurance companies, and information on Texas car insurance laws. You can also compare Toyah, Texas car insurance rates to San Antonio car insurance rates, Dallas car insurance rates, and Plano car insurance rates.

Ready to find affordable Toyah, TX car insurance today? Enter your ZIP code for fast, free Toyah car insurance quotes.

Cheapest Toyah, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Toyah, TX car insurance rates? Every Toyah, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Toyah, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,634 $3,538 $3,538 $9,210 $11,209 $4,458 $4,686
American Family $2,798 $3,103 $2,604 $2,971 $7,401 $9,828 $4,012 $4,609
GEICO $2,080 $2,202 $1,936 $2,121 $4,328 $4,564 $2,248 $2,292
Nationwide $2,358 $2,405 $2,086 $2,214 $6,421 $8,272 $2,744 $2,973
Progressive $2,040 $1,961 $1,813 $1,848 $8,248 $9,230 $2,429 $2,493
State Farm $1,685 $1,685 $1,491 $1,491 $3,870 $4,905 $1,821 $1,884
USAA $1,525 $1,557 $1,441 $1,460 $4,016 $4,444 $2,044 $2,243

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Minimum Car Insurance in Toyah, TX

Every driver must carry the minimum car insurance in Toyah, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Toyah, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Toyah, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Toyah, TX. Compare credit history car insurance rates in Toyah from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Toyah, Texas

Insurance Company Poor Fair Good
Allstate $6,990 $5,100 $4,354
American Family $6,472 $4,003 $3,521
GEICO $4,180 $2,383 $1,602
Nationwide $4,436 $3,539 $3,077
Progressive $4,245 $3,651 $3,378
State Farm $3,334 $2,075 $1,653
USAA $3,481 $1,970 $1,573

Cheapest Toyah, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Toyah, TX to rates for a clean record with top companies.

Annual Toyah, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,327 $6,510 $6,761 $4,327
American Family $4,251 $5,418 $4,743 $4,251
GEICO $2,316 $2,996 $2,589 $2,985
Nationwide $3,196 $3,196 $4,733 $3,611
Progressive $3,286 $4,211 $3,835 $3,699
State Farm $2,110 $2,396 $2,800 $2,110
USAA $1,765 $2,561 $3,015 $2,025

Cheapest Toyah, TX Car Insurance for Teen Drivers

Teen car insurance in Toyah, TX can be expensive. Take a look at rates from the top car insurance companies in Toyah for teenagers.

Annual Car Insurance Rates for Teen Drivers in Toyah, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,210 $11,209
American Family $7,401 $9,828
GEICO $4,328 $4,564
Nationwide $6,421 $8,272
Progressive $8,248 $9,230
State Farm $3,870 $4,905
USAA $4,016 $4,444

Cheapest Toyah, TX Car Insurance for Seniors

Take a look at Toyah, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Toyah, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,604 $2,971
GEICO $1,936 $2,121
Nationwide $2,086 $2,214
Progressive $1,813 $1,848
State Farm $1,491 $1,491
USAA $1,441 $1,460

Cheapest Toyah, TX Car Insurance Rates After a DUI

A DUI in Toyah, TX increases car insurance rates. Compare Toyah, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Toyah, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,761
American Family $4,743
GEICO $2,589
Nationwide $4,733
Progressive $3,835
State Farm $2,800
USAA $3,015

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Cheapest Toyah, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Toyah, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Toyah, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,357 $5,606
American Family $4,666 $4,666
GEICO $2,667 $2,776
Nationwide $3,684 $3,684
Progressive $3,758 $3,758
State Farm $2,354 $2,354
USAA $2,311 $2,372

The Best Cheap Car Insurance Companies in Toyah, TX

Take a look at a side-by-side comparison of the top car insurance companies in Toyah, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Toyah, Texas

Insurance Company Average Annual Rates
Allstate $5,481
American Family $4,666
GEICO $2,721
Nationwide $3,684
Progressive $3,758
State Farm $2,354
USAA $2,341

Category Winners: Cheapest Car Insurance in Toyah, Texas

Find the cheapest car insurance companies in Toyah, TX for each category right here.

Best Annual Car Insurance Rates by Company in Toyah, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Toyah, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Toyah car insurance rates. Find the cheapest Toyah, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Toyah, Texas

Insurance Company Low Medium High
Allstate $5,388 $5,447 $5,609
American Family $4,400 $4,533 $5,064
GEICO $2,629 $2,702 $2,834
Nationwide $3,970 $3,525 $3,557
Progressive $3,612 $3,745 $3,917
State Farm $2,250 $2,348 $2,464
USAA $2,280 $2,334 $2,410

What affects car insurance rates in Toyah, Texas?

What factors can have an impact on Toyah, TX car insurance? There are several reasons why Toyah car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Toyah, Texas.

Commute Time in Toyah

The more time you spend in your car the higher the risk of an accident. The average commute length in Toyah, TX is 36.7 minutes according to City-Data.

Compare Car Insurance Quotes in Toyah, TX

Ready to find affordable Toyah, Texas car insurance today? Enter your ZIP code for fast, free Toyah, TX car insurance quotes.

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