Compare Tracy City, TN Car Insurance Rates (2021)

Car insurance in Tracy City, TN averages $307 a month. Tracy City, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Tracy City car insurance rates, compare quotes from the top car insurance companies in Tracy City, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tracy City for teen drivers is State Farm
  • The cheapest car insurance company in Tracy City is State Farm
  • Average car insurance rates in Tracy City, TN after a DUI are $4,306/year

If you need to buy Tracy City, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Tracy City, TN is right here.

You’ll find Tracy City car insurance rates, the cheapest Tracy City, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Tracy City, Tennessee car insurance rates to Chattanooga car insurance rates, Hendersonville car insurance rates, and Knoxville car insurance rates.

Ready to find affordable Tracy City, TN car insurance today? Enter your ZIP code for fast, free Tracy City car insurance quotes.

Cheapest Tracy City, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tracy City, TN car insurance rates? Every Tracy City, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tracy City, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,742 $2,644 $2,458 $2,553 $9,983 $10,858 $2,946 $3,056
Farmers $2,218 $2,256 $1,992 $2,177 $8,958 $9,479 $2,988 $3,185
GEICO $2,085 $2,108 $1,927 $1,927 $6,155 $6,281 $2,107 $2,172
Liberty Mutual $3,673 $129 $3,018 $3,374 $14,822 $16,476 $3,940 $4,206
Nationwide $2,106 $2,123 $1,889 $1,919 $5,787 $7,451 $2,420 $2,623
Progressive $1,956 $1,850 $1,592 $1,664 $8,637 $9,732 $2,357 $2,571
State Farm $1,517 $1,517 $1,359 $1,359 $4,534 $5,667 $1,711 $1,997
Travelers $1,756 $1,849 $1,580 $1,683 $4,766 $5,846 $1,875 $1,974
USAA $1,644 $1,679 $1,476 $1,480 $5,759 $6,610 $2,145 $2,304

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Minimum Car Insurance in Tracy City, TN

Every driver must carry the minimum car insurance in Tracy City, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Tracy City, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Tracy City, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tracy City, TN. Compare credit history car insurance rates in Tracy City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tracy City, Tennessee

Insurance Company Poor Fair Good
Allstate $5,942 $4,545 $3,477
Farmers $4,951 $3,864 $3,654
GEICO $3,517 $3,006 $2,763
Liberty Mutual $8,908 $5,447 $4,260
Nationwide $3,959 $3,135 $2,775
Progressive $4,276 $3,676 $3,432
State Farm $3,568 $2,141 $1,664
Travelers $3,404 $2,653 $1,942
USAA $4,207 $2,444 $2,010

Cheapest Tracy City, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tracy City, TN to rates for a clean record with top companies.

Annual Tracy City, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,923 $4,660 $5,574 $4,463
Farmers $3,542 $4,402 $4,500 $4,182
GEICO $2,240 $3,012 $4,889 $2,240
Liberty Mutual $5,034 $7,248 $6,745 $5,792
Nationwide $2,850 $2,850 $4,268 $3,192
Progressive $3,343 $4,333 $3,562 $3,941
State Farm $2,246 $2,669 $2,458 $2,458
Travelers $2,169 $2,777 $3,054 $2,666
USAA $2,102 $3,136 $3,706 $2,604

Cheapest Tracy City, TN Car Insurance for Teen Drivers

Teen car insurance in Tracy City, TN can be expensive. Take a look at rates from the top car insurance companies in Tracy City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tracy City, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,983 $10,858
Farmers $8,958 $9,479
GEICO $6,155 $6,281
Liberty Mutual $14,822 $16,476
Nationwide $5,787 $7,451
Progressive $8,637 $9,732
State Farm $4,534 $5,667
Travelers $4,766 $5,846
USAA $5,759 $6,610

Cheapest Tracy City, TN Car Insurance for Seniors

Take a look at Tracy City, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tracy City, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,458 $2,553
Farmers $1,992 $2,177
GEICO $1,927 $1,927
Liberty Mutual $3,018 $3,374
Nationwide $1,889 $1,919
Progressive $1,592 $1,664
State Farm $1,359 $1,359
Travelers $1,580 $1,683
USAA $1,476 $1,480

Cheapest Tracy City, TN Car Insurance Rates After a DUI

A DUI in Tracy City, TN increases car insurance rates. Compare Tracy City, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tracy City, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,574
Farmers $4,500
GEICO $4,889
Liberty Mutual $6,745
Nationwide $4,268
Progressive $3,562
State Farm $2,458
Travelers $3,054
USAA $3,706

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Cheapest Tracy City, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tracy City, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tracy City, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,655 $4,655
Farmers $4,157 $4,157
GEICO $3,079 $3,111
Liberty Mutual $6,205 $6,205
Nationwide $3,290 $3,290
Progressive $3,795 $3,795
State Farm $2,401 $2,514
Travelers $2,562 $2,771
USAA $2,805 $2,969

The Best Cheap Car Insurance Companies in Tracy City, TN

Take a look at a side-by-side comparison of the top car insurance companies in Tracy City, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tracy City, Tennessee

Insurance Company Average Annual Rates
Allstate $4,655
Farmers $4,157
GEICO $3,095
Liberty Mutual $6,205
Nationwide $3,290
Progressive $3,795
State Farm $2,458
Travelers $2,666
USAA $2,887

Category Winners: Cheapest Car Insurance in Tracy City, Tennessee

Find the cheapest car insurance companies in Tracy City, TN for each category right here.

Best Annual Car Insurance Rates by Company in Tracy City, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Tracy City, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tracy City car insurance rates. Find the cheapest Tracy City, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tracy City, Tennessee

Insurance Company Low Medium High
Allstate $4,482 $4,643 $4,840
Farmers $3,931 $4,136 $4,402
GEICO $2,966 $3,088 $3,231
Liberty Mutual $5,932 $6,201 $6,481
Nationwide $3,324 $3,220 $3,326
Progressive $3,567 $3,793 $4,024
State Farm $2,340 $2,466 $2,566
Travelers $2,525 $2,665 $2,809
USAA $2,806 $2,878 $2,976

What affects car insurance rates in Tracy City, Tennessee?

What factors can have an impact on Tracy City, TN car insurance? There are several reasons why Tracy City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tracy City, Tennessee.

Commute Time in Tracy City

The more time you spend in your car the higher the risk of an accident. The average commute length in Tracy City, TN is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Tracy City, TN

Ready to find affordable Tracy City, Tennessee car insurance today? Enter your ZIP code for fast, free Tracy City, TN car insurance quotes.

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