Compare Trafalgar, IN Car Insurance Rates (2021)

Car insurance in Trafalgar, IN averages $274 a month. Trafalgar, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Trafalgar car insurance rates, compare quotes from the top car insurance companies in Trafalgar, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Trafalgar, IN after a DUI are $3,901/year
  • The cheapest car insurance company in Trafalgar for teen drivers is USAA
  • The cheapest car insurance company in Trafalgar is USAA

If you need to buy Trafalgar, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Trafalgar, IN is right here.

You’ll find Trafalgar car insurance rates, the cheapest Trafalgar, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Trafalgar, Indiana car insurance rates to Fort Wayne car insurance rates, Indianapolis car insurance rates, and Hammond car insurance rates.

Ready to find affordable Trafalgar, IN car insurance today? Enter your ZIP code for fast, free Trafalgar car insurance quotes.

Cheapest Trafalgar, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Trafalgar, IN car insurance rates? Every Trafalgar, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Trafalgar, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,507 $2,569 $2,202 $2,412 $7,711 $9,741 $2,542 $2,762
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,441 $1,424 $1,232 $1,382 $7,696 $8,207 $1,898 $2,054
GEICO $1,596 $1,597 $1,505 $1,568 $4,822 $4,472 $1,837 $1,608
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,516 $1,549 $1,332 $1,420 $4,405 $5,706 $1,777 $1,940
Progressive $1,716 $1,620 $1,558 $1,565 $10,297 $11,595 $2,159 $2,203
State Farm $1,465 $1,465 $1,309 $1,309 $4,489 $5,750 $1,623 $1,805
Travelers $1,218 $1,240 $1,141 $1,141 $7,517 $11,883 $1,288 $1,493
USAA $1,085 $1,066 $1,015 $1,017 $3,076 $3,425 $1,465 $1,560

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Minimum Car Insurance in Trafalgar, IN

Every driver must carry the minimum car insurance in Trafalgar, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Trafalgar, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Trafalgar, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Trafalgar, IN. Compare credit history car insurance rates in Trafalgar from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Trafalgar, Indiana

Insurance Company Poor Fair Good
Allstate $5,031 $3,739 $3,398
American Family $4,970 $3,229 $2,702
Farmers $3,694 $3,014 $2,792
GEICO $2,859 $2,376 $1,892
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,795 $2,362 $2,210
Progressive $4,501 $3,996 $3,771
State Farm $3,500 $2,087 $1,618
Travelers $3,747 $3,175 $3,173
USAA $2,304 $1,527 $1,310

Cheapest Trafalgar, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Trafalgar, IN to rates for a clean record with top companies.

Annual Trafalgar, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,239 $4,759 $4,379 $3,846
American Family $2,504 $3,994 $5,054 $2,983
Farmers $2,832 $3,307 $3,401 $3,127
GEICO $1,543 $2,455 $3,368 $2,137
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $3,056 $5,390 $3,651 $4,259
State Farm $2,344 $2,574 $2,344 $2,344
Travelers $2,858 $3,533 $4,003 $3,066
USAA $1,291 $1,844 $2,118 $1,602

Cheapest Trafalgar, IN Car Insurance for Teen Drivers

Teen car insurance in Trafalgar, IN can be expensive. Take a look at rates from the top car insurance companies in Trafalgar for teenagers.

Annual Car Insurance Rates for Teen Drivers in Trafalgar, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,711 $9,741
American Family $6,259 $9,073
Farmers $7,696 $8,207
GEICO $4,822 $4,472
Liberty Mutual $8,383 $12,656
Nationwide $4,405 $5,706
Progressive $10,297 $11,595
State Farm $4,489 $5,750
Travelers $7,517 $11,883
USAA $3,076 $3,425

Cheapest Trafalgar, IN Car Insurance for Seniors

Take a look at Trafalgar, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Trafalgar, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,202 $2,412
American Family $2,048 $2,048
Farmers $1,232 $1,382
GEICO $1,505 $1,568
Liberty Mutual $3,522 $3,522
Nationwide $1,332 $1,420
Progressive $1,558 $1,565
State Farm $1,309 $1,309
Travelers $1,141 $1,141
USAA $1,015 $1,017

Cheapest Trafalgar, IN Car Insurance Rates After a DUI

A DUI in Trafalgar, IN increases car insurance rates. Compare Trafalgar, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Trafalgar, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,379
American Family $5,054
Farmers $3,401
GEICO $3,368
Liberty Mutual $8,085
Nationwide $2,608
Progressive $3,651
State Farm $2,344
Travelers $4,003
USAA $2,118

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Cheapest Trafalgar, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Trafalgar, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Trafalgar, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,056 $4,056
American Family $3,590 $3,677
Farmers $3,167 $3,167
GEICO $2,337 $2,414
Liberty Mutual $5,455 $5,752
Nationwide $2,456 $2,456
Progressive $4,089 $4,089
State Farm $2,334 $2,470
Travelers $3,365 $3,365
USAA $1,691 $1,736

The Best Cheap Car Insurance Companies in Trafalgar, IN

Take a look at a side-by-side comparison of the top car insurance companies in Trafalgar, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Trafalgar, Indiana

Insurance Company Average Annual Rates
Allstate $4,056
American Family $3,634
Farmers $3,167
GEICO $2,376
Liberty Mutual $5,604
Nationwide $2,456
Progressive $4,089
State Farm $2,402
Travelers $3,365
USAA $1,714

Category Winners: Cheapest Car Insurance in Trafalgar, Indiana

Find the cheapest car insurance companies in Trafalgar, IN for each category right here.

Best Annual Car Insurance Rates by Company in Trafalgar, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Trafalgar, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Trafalgar car insurance rates. Find the cheapest Trafalgar, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Trafalgar, Indiana

Insurance Company Low Medium High
Allstate $3,856 $4,039 $4,273
American Family $3,603 $3,754 $3,544
Farmers $3,063 $3,162 $3,276
GEICO $2,231 $2,369 $2,527
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,498 $2,436 $2,433
Progressive $3,863 $4,026 $4,379
State Farm $2,284 $2,401 $2,520
Travelers $3,301 $3,396 $3,398
USAA $1,650 $1,709 $1,781

What affects car insurance rates in Trafalgar, Indiana?

What factors can have an impact on Trafalgar, IN car insurance? There are several reasons why Trafalgar car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Trafalgar, Indiana.

Commute Time in Trafalgar

The more time you spend in your car the higher the risk of an accident. The average commute length in Trafalgar, IN is 28.0 minutes according to City-Data.

Compare Car Insurance Quotes in Trafalgar, IN

Ready to find affordable Trafalgar, Indiana car insurance today? Enter your ZIP code for fast, free Trafalgar, IN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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