Compare Trenton, IL Car Insurance Rates (2021)

Car insurance in Trenton, IL averages $267 a month. Trenton, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Trenton car insurance rates, compare quotes from the top car insurance companies in Trenton, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Trenton, IL after a DUI are $3,749/year
  • The cheapest car insurance company in Trenton is State Farm
  • Average car insurance rates in Trenton, IL are $3,202/year

If you need to buy Trenton, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Trenton, IL is right here.

You’ll find Trenton car insurance rates, the cheapest Trenton, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Trenton, Illinois car insurance rates to Joliet car insurance rates, Cicero car insurance rates, and Naperville car insurance rates.

Ready to find affordable Trenton, IL car insurance today? Enter your ZIP code for fast, free Trenton car insurance quotes.

Cheapest Trenton, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Trenton, IL car insurance rates? Every Trenton, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Trenton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,804 $2,816 $2,931 $2,931 $7,288 $9,474 $3,370 $3,643
American Family $2,328 $2,328 $2,127 $2,127 $6,493 $9,036 $2,328 $2,999
Farmers $2,284 $2,284 $2,026 $2,144 $9,838 $10,253 $2,612 $2,733
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,438 $1,551 $1,194 $1,333 $4,871 $5,415 $1,504 $1,588
Nationwide $2,204 $2,244 $1,955 $2,075 $6,133 $7,891 $2,573 $2,792
Progressive $1,979 $1,873 $1,628 $1,701 $7,235 $8,130 $2,368 $2,586
State Farm $1,335 $1,335 $1,195 $1,195 $3,840 $4,861 $1,508 $1,738
Travelers $1,568 $1,654 $1,432 $1,526 $4,550 $5,708 $1,662 $1,751
USAA $1,633 $1,657 $1,520 $1,491 $5,336 $5,875 $2,149 $2,354

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Minimum Car Insurance in Trenton, IL

Every driver must carry the minimum car insurance in Trenton, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Trenton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Trenton, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Trenton, IL. Compare credit history car insurance rates in Trenton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Trenton, Illinois

Insurance Company Poor Fair Good
Allstate $5,618 $4,056 $3,548
American Family $4,958 $3,363 $2,841
Farmers $4,855 $4,080 $3,881
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,343 $2,086 $1,657
Nationwide $4,164 $3,354 $2,932
Progressive $3,912 $3,324 $3,076
State Farm $3,087 $1,852 $1,438
Travelers $3,027 $2,437 $1,979
USAA $3,660 $2,519 $2,077

Cheapest Trenton, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Trenton, IL to rates for a clean record with top companies.

Annual Trenton, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,144 $5,359 $4,988 $4,138
American Family $2,734 $3,886 $5,161 $3,102
Farmers $3,605 $4,650 $4,534 $4,297
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,963 $2,796 $2,455 $2,233
Nationwide $2,796 $3,635 $4,284 $3,219
Progressive $2,831 $4,207 $3,132 $3,579
State Farm $1,942 $2,310 $2,126 $2,126
Travelers $1,974 $2,587 $2,887 $2,477
USAA $1,958 $2,823 $3,864 $2,363

Cheapest Trenton, IL Car Insurance for Teen Drivers

Teen car insurance in Trenton, IL can be expensive. Take a look at rates from the top car insurance companies in Trenton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Trenton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,288 $9,474
American Family $6,493 $9,036
Farmers $9,838 $10,253
GEICO $5,690 $6,014
Liberty Mutual $4,871 $5,415
Nationwide $6,133 $7,891
Progressive $7,235 $8,130
State Farm $3,840 $4,861
Travelers $4,550 $5,708
USAA $5,336 $5,875

Cheapest Trenton, IL Car Insurance for Seniors

Take a look at Trenton, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Trenton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,931 $2,931
American Family $2,127 $2,127
Farmers $2,026 $2,144
GEICO $1,757 $2,095
Liberty Mutual $1,194 $1,333
Nationwide $1,955 $2,075
Progressive $1,628 $1,701
State Farm $1,195 $1,195
Travelers $1,432 $1,526
USAA $1,520 $1,491

Cheapest Trenton, IL Car Insurance Rates After a DUI

A DUI in Trenton, IL increases car insurance rates. Compare Trenton, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Trenton, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,988
American Family $5,161
Farmers $4,534
GEICO $4,060
Liberty Mutual $2,455
Nationwide $4,284
Progressive $3,132
State Farm $2,126
Travelers $2,887
USAA $3,864

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Cheapest Trenton, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Trenton, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Trenton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,407 $4,407
American Family $3,673 $3,769
Farmers $4,272 $4,272
GEICO $2,920 $3,043
Liberty Mutual $2,362 $2,362
Nationwide $3,483 $3,483
Progressive $3,437 $3,437
State Farm $2,073 $2,179
Travelers $2,384 $2,579
USAA $2,675 $2,829

The Best Cheap Car Insurance Companies in Trenton, IL

Take a look at a side-by-side comparison of the top car insurance companies in Trenton, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Trenton, Illinois

Insurance Company Average Annual Rates
Allstate $4,407
American Family $3,721
Farmers $4,272
GEICO $2,982
Liberty Mutual $2,362
Nationwide $3,483
Progressive $3,437
State Farm $2,126
Travelers $2,481
USAA $2,752

Category Winners: Cheapest Car Insurance in Trenton, Illinois

Find the cheapest car insurance companies in Trenton, IL for each category right here.

Best Annual Car Insurance Rates by Company in Trenton, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Trenton, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Trenton car insurance rates. Find the cheapest Trenton, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Trenton, Illinois

Insurance Company Low Medium High
Allstate $4,271 $4,403 $4,548
American Family $3,601 $3,856 $3,705
Farmers $4,064 $4,171 $4,580
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,232 $2,357 $2,497
Nationwide $3,470 $3,512 $3,468
Progressive $3,195 $3,432 $3,685
State Farm $2,011 $2,128 $2,238
Travelers $2,326 $2,478 $2,639
USAA $2,566 $2,750 $2,941

What affects car insurance rates in Trenton, Illinois?

What factors can have an impact on Trenton, IL car insurance? There are several reasons why Trenton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Trenton, Illinois.

Commute Time in Trenton

The more time you spend in your car the higher the risk of an accident. The average commute length in Trenton, IL is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Trenton, IL

Ready to find affordable Trenton, Illinois car insurance today? Enter your ZIP code for fast, free Trenton, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State