Compare Trenton, KY Car Insurance Rates (2021)

Car insurance in Trenton, KY averages $326 a month. Trenton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Trenton car insurance rates, compare quotes from the top car insurance companies in Trenton, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Trenton, KY are $3,918/year
  • Average car insurance rates in Trenton, KY after a DUI are $4,718/year
  • The cheapest car insurance company in Trenton is USAA

If you need to buy Trenton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Trenton, KY is right here.

You’ll find Trenton car insurance rates, the cheapest Trenton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Trenton, Kentucky car insurance rates to Owensboro car insurance rates, Florence car insurance rates, and Independence car insurance rates.

Ready to find affordable Trenton, KY car insurance today? Enter your ZIP code for fast, free Trenton car insurance quotes.

Cheapest Trenton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Trenton, KY car insurance rates? Every Trenton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Trenton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,069 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,445 $2,649 $2,080 $2,323 $9,956 $11,017 $2,558 $2,666
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,781 $1,700 $1,596 $1,605 $8,544 $9,672 $2,208 $2,265
State Farm $1,631 $1,631 $1,457 $1,457 $4,867 $6,170 $1,821 $2,032
Travelers $1,990 $2,026 $1,949 $1,953 $9,284 $14,834 $2,077 $2,405
USAA $1,739 $1,748 $1,567 $1,601 $4,537 $4,791 $2,197 $2,410

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Minimum Car Insurance in Trenton, KY

Every driver must carry the minimum car insurance in Trenton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Trenton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Trenton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Trenton, KY. Compare credit history car insurance rates in Trenton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Trenton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,368 $3,919 $3,099
Nationwide $4,672 $3,666 $3,197
Progressive $4,101 $3,577 $3,336
State Farm $3,810 $2,298 $1,792
Travelers $5,092 $4,310 $4,292
USAA $3,834 $2,142 $1,745

Cheapest Trenton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Trenton, KY to rates for a clean record with top companies.

Annual Trenton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,799 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,728 $5,713 $4,449 $3,957
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,041 $4,484 $3,467 $3,693
State Farm $2,407 $2,860 $2,633 $2,633
Travelers $3,986 $4,101 $5,900 $4,273
USAA $1,945 $2,746 $3,266 $2,338

Cheapest Trenton, KY Car Insurance for Teen Drivers

Teen car insurance in Trenton, KY can be expensive. Take a look at rates from the top car insurance companies in Trenton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Trenton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $9,956 $11,017
Nationwide $6,037 $7,550
Progressive $8,544 $9,672
State Farm $4,867 $6,170
Travelers $9,284 $14,834
USAA $4,537 $4,791

Cheapest Trenton, KY Car Insurance for Seniors

Take a look at Trenton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Trenton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,080 $2,323
Nationwide $2,519 $2,640
Progressive $1,596 $1,605
State Farm $1,457 $1,457
Travelers $1,949 $1,953
USAA $1,567 $1,601

Cheapest Trenton, KY Car Insurance Rates After a DUI

A DUI in Trenton, KY increases car insurance rates. Compare Trenton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Trenton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $4,449
Nationwide $4,997
Progressive $3,467
State Farm $2,633
Travelers $5,900
USAA $3,266

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Cheapest Trenton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Trenton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Trenton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $4,462 $4,462
Nationwide $3,845 $3,845
Progressive $3,671 $3,671
State Farm $2,568 $2,699
Travelers $4,565 $4,565
USAA $2,478 $2,670

The Best Cheap Car Insurance Companies in Trenton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Trenton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Trenton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $4,462
Nationwide $3,845
Progressive $3,671
State Farm $2,633
Travelers $4,565
USAA $2,574

Category Winners: Cheapest Car Insurance in Trenton, Kentucky

Find the cheapest car insurance companies in Trenton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Trenton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Trenton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Trenton car insurance rates. Find the cheapest Trenton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Trenton, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,254 $4,435 $4,697
Nationwide $3,908 $3,801 $3,826
Progressive $3,400 $3,630 $3,984
State Farm $2,476 $2,632 $2,792
Travelers $4,345 $4,588 $4,762
USAA $2,460 $2,568 $2,693

What affects car insurance rates in Trenton, Kentucky?

What factors can have an impact on Trenton, KY car insurance? There are several reasons why Trenton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Trenton, Kentucky.

Commute Time in Trenton

The more time you spend in your car the higher the risk of an accident. The average commute length in Trenton, KY is 17.6 minutes according to City-Data.

Compare Car Insurance Quotes in Trenton, KY

Ready to find affordable Trenton, Kentucky car insurance today? Enter your ZIP code for fast, free Trenton, KY car insurance quotes.

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