Compare Trenton, TN Car Insurance Rates (2021)

Car insurance in Trenton, TN averages $294 a month. Trenton, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Trenton car insurance rates, compare quotes from the top car insurance companies in Trenton, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Trenton, TN are $3,529/year
  • The cheapest car insurance company in Trenton for teen drivers is State Farm
  • Average car insurance rates in Trenton, TN after a DUI are $4,150/year

If you need to buy Trenton, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Trenton, TN is right here.

You’ll find Trenton car insurance rates, the cheapest Trenton, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Trenton, Tennessee car insurance rates to Johnson City car insurance rates, Chattanooga car insurance rates, and Bartlett car insurance rates.

Ready to find affordable Trenton, TN car insurance today? Enter your ZIP code for fast, free Trenton car insurance quotes.

Cheapest Trenton, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Trenton, TN car insurance rates? Every Trenton, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Trenton, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,845 $2,739 $2,551 $2,650 $10,490 $11,390 $3,050 $3,163
Farmers $1,676 $1,707 $1,505 $1,648 $6,778 $7,223 $2,269 $2,401
GEICO $2,208 $2,234 $2,041 $2,041 $6,470 $6,611 $2,228 $2,297
Liberty Mutual $3,412 $129 $2,809 $3,136 $13,570 $15,071 $3,657 $3,899
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,857 $1,755 $1,512 $1,579 $8,278 $9,330 $2,240 $2,450
State Farm $1,515 $1,515 $1,361 $1,361 $4,529 $5,679 $1,709 $1,977
Travelers $1,682 $1,771 $1,530 $1,629 $4,702 $5,841 $1,790 $1,884
USAA $1,619 $1,653 $1,459 $1,464 $5,721 $6,560 $2,120 $2,264

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Minimum Car Insurance in Trenton, TN

Every driver must carry the minimum car insurance in Trenton, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Trenton, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Trenton, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Trenton, TN. Compare credit history car insurance rates in Trenton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Trenton, Tennessee

Insurance Company Poor Fair Good
Allstate $6,210 $4,744 $3,626
Farmers $3,746 $2,933 $2,775
GEICO $3,712 $3,172 $2,915
Liberty Mutual $8,190 $5,015 $3,927
Nationwide $3,894 $3,084 $2,730
Progressive $4,081 $3,513 $3,281
State Farm $3,565 $2,140 $1,662
Travelers $3,312 $2,600 $1,899
USAA $4,147 $2,426 $2,000

Cheapest Trenton, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Trenton, TN to rates for a clean record with top companies.

Annual Trenton, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,084 $4,861 $5,837 $4,657
Farmers $2,696 $3,323 $3,399 $3,185
GEICO $2,355 $3,177 $5,178 $2,355
Liberty Mutual $4,638 $6,667 $6,206 $5,331
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,194 $4,141 $3,402 $3,763
State Farm $2,245 $2,667 $2,456 $2,456
Travelers $2,110 $2,708 $3,001 $2,596
USAA $2,079 $3,112 $3,661 $2,578

Cheapest Trenton, TN Car Insurance for Teen Drivers

Teen car insurance in Trenton, TN can be expensive. Take a look at rates from the top car insurance companies in Trenton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Trenton, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,490 $11,390
Farmers $6,778 $7,223
GEICO $6,470 $6,611
Liberty Mutual $13,570 $15,071
Nationwide $5,594 $7,251
Progressive $8,278 $9,330
State Farm $4,529 $5,679
Travelers $4,702 $5,841
USAA $5,721 $6,560

Cheapest Trenton, TN Car Insurance for Seniors

Take a look at Trenton, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Trenton, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,551 $2,650
Farmers $1,505 $1,648
GEICO $2,041 $2,041
Liberty Mutual $2,809 $3,136
Nationwide $1,878 $1,915
Progressive $1,512 $1,579
State Farm $1,361 $1,361
Travelers $1,530 $1,629
USAA $1,459 $1,464

Cheapest Trenton, TN Car Insurance Rates After a DUI

A DUI in Trenton, TN increases car insurance rates. Compare Trenton, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Trenton, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,837
Farmers $3,399
GEICO $5,178
Liberty Mutual $6,206
Nationwide $4,216
Progressive $3,402
State Farm $2,456
Travelers $3,001
USAA $3,661

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Cheapest Trenton, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Trenton, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Trenton, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,860 $4,860
Farmers $3,151 $3,151
GEICO $3,250 $3,282
Liberty Mutual $5,710 $5,710
Nationwide $3,236 $3,236
Progressive $3,625 $3,625
State Farm $2,397 $2,515
Travelers $2,502 $2,706
USAA $2,776 $2,939

The Best Cheap Car Insurance Companies in Trenton, TN

Take a look at a side-by-side comparison of the top car insurance companies in Trenton, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Trenton, Tennessee

Insurance Company Average Annual Rates
Allstate $4,860
Farmers $3,151
GEICO $3,266
Liberty Mutual $5,710
Nationwide $3,236
Progressive $3,625
State Farm $2,456
Travelers $2,604
USAA $2,858

Category Winners: Cheapest Car Insurance in Trenton, Tennessee

Find the cheapest car insurance companies in Trenton, TN for each category right here.

Best Annual Car Insurance Rates by Company in Trenton, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Trenton, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Trenton car insurance rates. Find the cheapest Trenton, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Trenton, Tennessee

Insurance Company Low Medium High
Allstate $4,670 $4,847 $5,062
Farmers $2,979 $3,138 $3,337
GEICO $3,131 $3,260 $3,407
Liberty Mutual $5,470 $5,708 $5,953
Nationwide $3,267 $3,162 $3,279
Progressive $3,407 $3,624 $3,844
State Farm $2,317 $2,467 $2,584
Travelers $2,443 $2,602 $2,766
USAA $2,764 $2,847 $2,962

What affects car insurance rates in Trenton, Tennessee?

What factors can have an impact on Trenton, TN car insurance? There are several reasons why Trenton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Trenton, Tennessee.

Commute Time in Trenton

The more time you spend in your car the higher the risk of an accident. The average commute length in Trenton, TN is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Trenton, TN

Ready to find affordable Trenton, Tennessee car insurance today? Enter your ZIP code for fast, free Trenton, TN car insurance quotes.

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