Compare Trinidad, CA Car Insurance Rates (2021)

Car insurance in Trinidad, CA averages $251 a month. Trinidad, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Trinidad car insurance rates, compare quotes from the top car insurance companies in Trinidad, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Trinidad, CA are $3,010/year
  • The cheapest car insurance company in Trinidad for teen drivers is Progressive
  • Average car insurance rates in Trinidad, CA after a DUI are $4,242/year

If you need to buy Trinidad, California car insurance, the options can be confusing. Everything you need to know about car insurance in Trinidad, CA is right here.

You’ll find Trinidad car insurance rates, the cheapest Trinidad, CA car insurance companies, and information on California car insurance laws. You can also compare Trinidad, California car insurance rates to Fresno car insurance rates, Long Beach car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Trinidad, CA car insurance today? Enter your ZIP code for fast, free Trinidad car insurance quotes.

Cheapest Trinidad, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Trinidad, CA car insurance rates? Every Trinidad, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Trinidad, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,363 $2,373 $1,718 $1,753 $6,475 $8,157 $3,083 $3,436
Farmers $2,279 $2,279 $2,043 $2,043 $7,293 $12,045 $2,702 $3,008
GEICO $1,439 $1,441 $1,355 $1,355 $4,383 $4,479 $2,068 $2,125
Liberty Mutual $1,840 $1,746 $1,702 $1,652 $3,959 $4,206 $2,075 $2,092
Nationwide $2,705 $2,589 $2,345 $2,217 $6,788 $7,483 $3,222 $3,203
Progressive $1,253 $1,289 $1,052 $1,250 $3,218 $3,891 $1,779 $1,911
State Farm $2,986 $2,986 $2,666 $2,666 $5,466 $6,781 $3,304 $3,407
Travelers $1,989 $1,934 $1,761 $1,743 $3,962 $4,557 $2,560 $2,516
USAA $1,643 $1,559 $1,604 $1,614 $3,700 $3,729 $2,278 $2,156

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Minimum Car Insurance in Trinidad, CA

Every driver must carry the minimum car insurance in Trinidad, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Trinidad, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Trinidad, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Trinidad, CA to rates for a clean record with top companies.

Annual Trinidad, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,203 $3,753 $5,827 $2,895
Farmers $3,109 $4,237 $5,289 $4,212
GEICO $1,633 $2,508 $3,156 $2,025
Liberty Mutual $2,090 $2,802 $2,529 $2,215
Nationwide $2,671 $3,415 $5,776 $3,415
Progressive $1,293 $2,167 $2,507 $1,854
State Farm $2,697 $3,218 $6,085 $3,131
Travelers $1,789 $2,837 $3,308 $2,577
USAA $1,522 $2,256 $3,698 $1,666

Cheapest Trinidad, CA Car Insurance for Teen Drivers

Teen car insurance in Trinidad, CA can be expensive. Take a look at rates from the top car insurance companies in Trinidad for teenagers.

Annual Car Insurance Rates for Teen Drivers in Trinidad, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,475 $8,157
Farmers $7,293 $12,045
GEICO $4,383 $4,479
Liberty Mutual $3,959 $4,206
Nationwide $6,788 $7,483
Progressive $3,218 $3,891
State Farm $5,466 $6,781
Travelers $3,962 $4,557
USAA $3,700 $3,729

Cheapest Trinidad, CA Car Insurance for Seniors

Take a look at Trinidad, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Trinidad, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,718 $1,753
Farmers $2,043 $2,043
GEICO $1,355 $1,355
Liberty Mutual $1,702 $1,652
Nationwide $2,345 $2,217
Progressive $1,052 $1,250
State Farm $2,666 $2,666
Travelers $1,761 $1,743
USAA $1,604 $1,614

Cheapest Trinidad, CA Car Insurance Rates After a DUI

A DUI in Trinidad, CA increases car insurance rates. Compare Trinidad, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Trinidad, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,827
Farmers $5,289
GEICO $3,156
Liberty Mutual $2,529
Nationwide $5,776
Progressive $2,507
State Farm $6,085
Travelers $3,308
USAA $3,698

Cheapest Trinidad, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Trinidad, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Trinidad, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,321 $4,018
Farmers $3,823 $4,601
GEICO $2,118 $2,543
Liberty Mutual $2,212 $2,605
Nationwide $3,374 $4,264
Progressive $1,777 $2,134
State Farm $3,645 $3,920
Travelers $2,371 $2,885
USAA $2,108 $2,463

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The Best Cheap Car Insurance Companies in Trinidad, CA

Take a look at a side-by-side comparison of the top car insurance companies in Trinidad, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Trinidad, California

Insurance Company Average Annual Rates
Allstate $3,670
Farmers $4,212
GEICO $2,331
Liberty Mutual $2,409
Nationwide $3,819
Progressive $1,955
State Farm $3,783
Travelers $2,628
USAA $2,285

Category Winners: Cheapest Car Insurance in Trinidad, California

Find the cheapest car insurance companies in Trinidad, CA for each category right here.

Best Annual Car Insurance Rates by Company in Trinidad, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Trinidad, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Trinidad car insurance rates. Find the cheapest Trinidad, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Trinidad, California

Insurance Company Low Medium High
Allstate $3,521 $3,694 $3,795
Farmers $3,959 $4,240 $4,436
GEICO $2,182 $2,351 $2,459
Liberty Mutual $2,255 $2,428 $2,544
Nationwide $3,495 $3,875 $4,087
Progressive $1,793 $2,006 $2,067
State Farm $3,433 $3,843 $4,072
Travelers $2,331 $2,690 $2,862
USAA $2,098 $2,324 $2,434

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What affects car insurance rates in Trinidad, California?

What factors can have an impact on Trinidad, CA car insurance? There are several reasons why Trinidad car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Trinidad, California.

Car Theft in Trinidad

High levels of vehicle theft can make car insurance more expensive. Trinidad, CA car theft statistics from the FBI indicate 20 vehicle thefts a year.

Commute Time in Trinidad

The more time you spend in your car the higher the risk of an accident. The average commute length in Trinidad, CA is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Trinidad, CA

Ready to find affordable Trinidad, California car insurance today? Enter your ZIP code for fast, free Trinidad, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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