Compare Trinidad, TX Car Insurance Rates (2021)

Car insurance in Trinidad, TX averages $295 a month. Trinidad, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Trinidad car insurance rates, compare quotes from the top car insurance companies in Trinidad, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Trinidad for teen drivers is GEICO
  • Average car insurance rates in Trinidad, TX are $3,542/year
  • The cheapest car insurance company in Trinidad is USAA

If you need to buy Trinidad, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Trinidad, TX is right here.

You’ll find Trinidad car insurance rates, the cheapest Trinidad, TX car insurance companies, and information on Texas car insurance laws. You can also compare Trinidad, Texas car insurance rates to Corpus Christi car insurance rates, Arlington car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Trinidad, TX car insurance today? Enter your ZIP code for fast, free Trinidad car insurance quotes.

Cheapest Trinidad, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Trinidad, TX car insurance rates? Every Trinidad, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Trinidad, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,362 $3,395 $3,322 $3,322 $8,766 $10,589 $4,153 $4,330
American Family $2,297 $2,543 $2,127 $2,422 $5,835 $7,640 $3,243 $3,689
GEICO $2,158 $2,323 $2,087 $2,358 $4,599 $4,774 $2,323 $2,312
Nationwide $2,189 $2,226 $1,936 $2,050 $6,152 $7,900 $2,566 $2,776
Progressive $2,191 $2,081 $1,955 $1,989 $9,160 $10,231 $2,592 $2,632
State Farm $2,041 $2,041 $1,812 $1,812 $4,829 $6,145 $2,215 $2,286
USAA $1,636 $1,647 $1,559 $1,549 $4,608 $5,028 $2,186 $2,350

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Minimum Car Insurance in Trinidad, TX

Every driver must carry the minimum car insurance in Trinidad, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Trinidad, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Trinidad, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Trinidad, TX. Compare credit history car insurance rates in Trinidad from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Trinidad, Texas

Insurance Company Poor Fair Good
Allstate $6,567 $4,797 $4,101
American Family $5,147 $3,214 $2,812
GEICO $4,410 $2,509 $1,682
Nationwide $4,164 $3,347 $2,913
Progressive $4,617 $3,993 $3,701
State Farm $4,106 $2,553 $2,033
USAA $3,786 $2,177 $1,748

Cheapest Trinidad, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Trinidad, TX to rates for a clean record with top companies.

Annual Trinidad, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,022 $6,163 $6,412 $4,022
American Family $3,406 $4,302 $3,784 $3,406
GEICO $2,438 $3,196 $2,695 $3,139
Nationwide $3,015 $3,015 $4,463 $3,404
Progressive $3,582 $4,628 $4,179 $4,025
State Farm $2,581 $2,952 $3,476 $2,581
USAA $1,916 $2,826 $3,339 $2,200

Cheapest Trinidad, TX Car Insurance for Teen Drivers

Teen car insurance in Trinidad, TX can be expensive. Take a look at rates from the top car insurance companies in Trinidad for teenagers.

Annual Car Insurance Rates for Teen Drivers in Trinidad, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,766 $10,589
American Family $5,835 $7,640
GEICO $4,599 $4,774
Nationwide $6,152 $7,900
Progressive $9,160 $10,231
State Farm $4,829 $6,145
USAA $4,608 $5,028

Cheapest Trinidad, TX Car Insurance for Seniors

Take a look at Trinidad, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Trinidad, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,322
American Family $2,127 $2,422
GEICO $2,087 $2,358
Nationwide $1,936 $2,050
Progressive $1,955 $1,989
State Farm $1,812 $1,812
USAA $1,559 $1,549

Cheapest Trinidad, TX Car Insurance Rates After a DUI

A DUI in Trinidad, TX increases car insurance rates. Compare Trinidad, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Trinidad, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,412
American Family $3,784
GEICO $2,695
Nationwide $4,463
Progressive $4,179
State Farm $3,476
USAA $3,339

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Cheapest Trinidad, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Trinidad, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Trinidad, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,033 $5,276
American Family $3,724 $3,724
GEICO $2,812 $2,922
Nationwide $3,474 $3,474
Progressive $4,104 $4,104
State Farm $2,897 $2,897
USAA $2,538 $2,603

The Best Cheap Car Insurance Companies in Trinidad, TX

Take a look at a side-by-side comparison of the top car insurance companies in Trinidad, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Trinidad, Texas

Insurance Company Average Annual Rates
Allstate $5,155
American Family $3,724
GEICO $2,867
Nationwide $3,474
Progressive $4,104
State Farm $2,897
USAA $2,570

Category Winners: Cheapest Car Insurance in Trinidad, Texas

Find the cheapest car insurance companies in Trinidad, TX for each category right here.

Best Annual Car Insurance Rates by Company in Trinidad, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Trinidad, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Trinidad car insurance rates. Find the cheapest Trinidad, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Trinidad, Texas

Insurance Company Low Medium High
Allstate $5,024 $5,106 $5,334
American Family $3,476 $3,592 $4,105
GEICO $2,706 $2,824 $3,071
Nationwide $3,729 $3,325 $3,369
Progressive $3,902 $4,085 $4,324
State Farm $2,755 $2,889 $3,049
USAA $2,490 $2,561 $2,661

What affects car insurance rates in Trinidad, Texas?

What factors can have an impact on Trinidad, TX car insurance? There are several reasons why Trinidad car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Trinidad, Texas.

Commute Time in Trinidad

The more time you spend in your car the higher the risk of an accident. The average commute length in Trinidad, TX is 26.2 minutes according to City-Data.

Compare Car Insurance Quotes in Trinidad, TX

Ready to find affordable Trinidad, Texas car insurance today? Enter your ZIP code for fast, free Trinidad, TX car insurance quotes.

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