Compare Tropic, UT Car Insurance Rates (2021)

Car insurance in Tropic, UT averages $285 a month. Tropic, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Tropic car insurance rates, compare quotes from the top car insurance companies in Tropic, UT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tropic is USAA
  • Average car insurance rates in Tropic, UT are $3,421/year
  • Average car insurance rates in Tropic, UT after a DUI are $3,888/year

If you need to buy Tropic, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Tropic, UT is right here.

You’ll find Tropic car insurance rates, the cheapest Tropic, UT car insurance companies, and information on Utah car insurance laws. You can also compare Tropic, Utah car insurance rates to Ogden car insurance rates, Salt Lake City car insurance rates, and South Jordan car insurance rates.

Ready to find affordable Tropic, UT car insurance today? Enter your ZIP code for fast, free Tropic car insurance quotes.

Cheapest Tropic, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tropic, UT car insurance rates? Every Tropic, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tropic, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,036 $1,898 $1,844 $1,846 $6,135 $6,835 $2,174 $2,169
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $1,969 $1,946 $1,739 $1,852 $8,370 $8,624 $2,231 $2,306
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,381 $2,564 $1,976 $2,201 $8,950 $9,941 $2,516 $2,680
Nationwide $1,819 $1,845 $1,625 $1,716 $4,808 $6,139 $2,088 $2,242
Progressive $2,167 $2,022 $1,766 $1,881 $8,668 $9,645 $2,498 $2,627
State Farm $2,663 $2,663 $2,403 $2,403 $7,914 $9,847 $3,014 $3,451
USAA $1,405 $1,383 $1,258 $1,261 $4,866 $5,685 $1,712 $1,871

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Minimum Car Insurance in Tropic, UT

Every driver must carry the minimum car insurance in Tropic, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Tropic, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Tropic, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tropic, UT. Compare credit history car insurance rates in Tropic from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tropic, Utah

Insurance Company Poor Fair Good
Allstate $4,170 $2,794 $2,387
American Family $4,451 $3,337 $2,838
Farmers $4,151 $3,455 $3,282
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,930 $3,643 $2,880
Nationwide $3,460 $2,600 $2,296
Progressive $4,437 $3,782 $3,509
State Farm $6,987 $3,519 $2,379
USAA $3,488 $2,220 $1,583

Cheapest Tropic, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tropic, UT to rates for a clean record with top companies.

Annual Tropic, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,646 $3,176 $3,676 $2,969
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,088 $4,018 $3,901 $3,511
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,262 $4,450 $4,803 $4,090
Nationwide $2,207 $2,977 $3,493 $2,465
Progressive $3,314 $4,978 $3,464 $3,882
State Farm $3,918 $4,671 $4,295 $4,295
USAA $1,912 $2,415 $3,252 $2,142

Cheapest Tropic, UT Car Insurance for Teen Drivers

Teen car insurance in Tropic, UT can be expensive. Take a look at rates from the top car insurance companies in Tropic for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tropic, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,135 $6,835
American Family $7,096 $9,328
Farmers $8,370 $8,624
GEICO $5,626 $6,011
Liberty Mutual $8,950 $9,941
Nationwide $4,808 $6,139
Progressive $8,668 $9,645
State Farm $7,914 $9,847
USAA $4,866 $5,685

Cheapest Tropic, UT Car Insurance for Seniors

Take a look at Tropic, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tropic, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,844 $1,846
American Family $1,815 $1,815
Farmers $1,739 $1,852
GEICO $2,068 $2,389
Liberty Mutual $1,976 $2,201
Nationwide $1,625 $1,716
Progressive $1,766 $1,881
State Farm $2,403 $2,403
USAA $1,258 $1,261

Cheapest Tropic, UT Car Insurance Rates After a DUI

A DUI in Tropic, UT increases car insurance rates. Compare Tropic, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tropic, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,676
American Family $4,307
Farmers $3,901
GEICO $3,801
Liberty Mutual $4,803
Nationwide $3,493
Progressive $3,464
State Farm $4,295
USAA $3,252

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Cheapest Tropic, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tropic, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tropic, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
American Family $3,539 $3,544
Farmers $3,630 $3,630
GEICO $2,875 $2,978
Liberty Mutual $4,082 $4,220
Nationwide $2,785 $2,785
Progressive $3,909 $3,909
State Farm $4,188 $4,402
USAA $2,403 $2,457

The Best Cheap Car Insurance Companies in Tropic, UT

Take a look at a side-by-side comparison of the top car insurance companies in Tropic, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tropic, Utah

Insurance Company Average Annual Rates
Allstate $3,117
American Family $3,542
Farmers $3,630
GEICO $2,927
Liberty Mutual $4,151
Nationwide $2,785
Progressive $3,909
State Farm $4,295
USAA $2,430

Category Winners: Cheapest Car Insurance in Tropic, Utah

Find the cheapest car insurance companies in Tropic, UT for each category right here.

Best Annual Car Insurance Rates by Company in Tropic, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Tropic, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tropic car insurance rates. Find the cheapest Tropic, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tropic, Utah

Insurance Company Low Medium High
Allstate $2,976 $3,110 $3,264
American Family $3,455 $3,588 $3,582
Farmers $3,320 $3,578 $3,991
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,956 $4,135 $4,363
Nationwide $3,058 $2,646 $2,653
Progressive $3,604 $3,777 $4,347
State Farm $4,054 $4,305 $4,526
USAA $2,324 $2,432 $2,534

What affects car insurance rates in Tropic, Utah?

What factors can have an impact on Tropic, UT car insurance? There are several reasons why Tropic car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tropic, Utah.

Commute Time in Tropic

The more time you spend in your car the higher the risk of an accident. The average commute length in Tropic, UT is 12.5 minutes according to City-Data.

Compare Car Insurance Quotes in Tropic, UT

Ready to find affordable Tropic, Utah car insurance today? Enter your ZIP code for fast, free Tropic, UT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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