Compare Troup, TX Car Insurance Rates (2021)

Car insurance in Troup, TX averages $315 a month. Troup, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Troup car insurance rates, compare quotes from the top car insurance companies in Troup, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Troup is USAA
  • The cheapest car insurance company in Troup for teen drivers is USAA
  • Average car insurance rates in Troup, TX after a DUI are $4,310/year

If you need to buy Troup, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Troup, TX is right here.

You’ll find Troup car insurance rates, the cheapest Troup, TX car insurance companies, and information on Texas car insurance laws. You can also compare Troup, Texas car insurance rates to Laredo car insurance rates, Corpus Christi car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Troup, TX car insurance today? Enter your ZIP code for fast, free Troup car insurance quotes.

Cheapest Troup, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Troup, TX car insurance rates? Every Troup, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Troup, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,429 $3,451 $3,382 $3,382 $9,171 $11,050 $4,236 $4,402
American Family $2,563 $2,861 $2,426 $2,784 $6,977 $9,112 $3,714 $4,234
GEICO $2,260 $2,433 $2,182 $2,467 $4,861 $5,040 $2,436 $2,425
Nationwide $2,335 $2,373 $2,066 $2,186 $6,595 $8,459 $2,742 $2,964
Progressive $2,519 $2,401 $2,239 $2,283 $10,495 $11,711 $2,992 $3,040
State Farm $2,007 $2,007 $1,781 $1,781 $4,743 $6,036 $2,177 $2,249
USAA $1,616 $1,631 $1,539 $1,535 $4,501 $4,919 $2,160 $2,328

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Minimum Car Insurance in Troup, TX

Every driver must carry the minimum car insurance in Troup, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Troup, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Troup, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Troup, TX. Compare credit history car insurance rates in Troup from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Troup, Texas

Insurance Company Poor Fair Good
Allstate $6,745 $4,950 $4,243
American Family $5,920 $3,774 $3,308
GEICO $4,641 $2,635 $1,763
Nationwide $4,457 $3,579 $3,109
Progressive $5,308 $4,580 $4,242
State Farm $4,036 $2,509 $1,998
USAA $3,727 $2,141 $1,718

Cheapest Troup, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Troup, TX to rates for a clean record with top companies.

Annual Troup, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,093 $6,392 $6,672 $4,093
American Family $3,954 $5,018 $4,409 $3,954
GEICO $2,560 $3,365 $2,830 $3,297
Nationwide $3,225 $3,225 $4,769 $3,640
Progressive $4,106 $5,306 $4,799 $4,629
State Farm $2,538 $2,901 $3,414 $2,538
USAA $1,888 $2,779 $3,280 $2,168

Cheapest Troup, TX Car Insurance for Teen Drivers

Teen car insurance in Troup, TX can be expensive. Take a look at rates from the top car insurance companies in Troup for teenagers.

Annual Car Insurance Rates for Teen Drivers in Troup, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,171 $11,050
American Family $6,977 $9,112
GEICO $4,861 $5,040
Nationwide $6,595 $8,459
Progressive $10,495 $11,711
State Farm $4,743 $6,036
USAA $4,501 $4,919

Cheapest Troup, TX Car Insurance for Seniors

Take a look at Troup, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Troup, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,382 $3,382
American Family $2,426 $2,784
GEICO $2,182 $2,467
Nationwide $2,066 $2,186
Progressive $2,239 $2,283
State Farm $1,781 $1,781
USAA $1,539 $1,535

Cheapest Troup, TX Car Insurance Rates After a DUI

A DUI in Troup, TX increases car insurance rates. Compare Troup, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Troup, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,672
American Family $4,409
GEICO $2,830
Nationwide $4,769
Progressive $4,799
State Farm $3,414
USAA $3,280

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Cheapest Troup, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Troup, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Troup, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,179 $5,446
American Family $4,334 $4,334
GEICO $2,956 $3,070
Nationwide $3,715 $3,715
Progressive $4,710 $4,710
State Farm $2,848 $2,848
USAA $2,496 $2,561

The Best Cheap Car Insurance Companies in Troup, TX

Take a look at a side-by-side comparison of the top car insurance companies in Troup, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Troup, Texas

Insurance Company Average Annual Rates
Allstate $5,313
American Family $4,334
GEICO $3,013
Nationwide $3,715
Progressive $4,710
State Farm $2,848
USAA $2,529

Category Winners: Cheapest Car Insurance in Troup, Texas

Find the cheapest car insurance companies in Troup, TX for each category right here.

Best Annual Car Insurance Rates by Company in Troup, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Troup, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Troup car insurance rates. Find the cheapest Troup, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Troup, Texas

Insurance Company Low Medium High
Allstate $5,192 $5,267 $5,479
American Family $3,992 $4,150 $4,860
GEICO $2,847 $2,971 $3,221
Nationwide $3,982 $3,555 $3,607
Progressive $4,483 $4,689 $4,958
State Farm $2,712 $2,839 $2,992
USAA $2,449 $2,519 $2,618

What affects car insurance rates in Troup, Texas?

What factors can have an impact on Troup, TX car insurance? There are several reasons why Troup car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Troup, Texas.

Car Theft in Troup

High levels of vehicle theft can make car insurance more expensive. Troup, TX car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Troup

The more time you spend in your car the higher the risk of an accident. The average commute length in Troup, TX is 36.9 minutes according to City-Data.

Compare Car Insurance Quotes in Troup, TX

Ready to find affordable Troup, Texas car insurance today? Enter your ZIP code for fast, free Troup, TX car insurance quotes.

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