Compare Trout Lake, MI Car Insurance Rates (2021)

Car insurance in Trout Lake, MI averages $751 a month. Trout Lake, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Trout Lake car insurance rates, compare quotes from the top car insurance companies in Trout Lake, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Trout Lake, MI after a DUI are $14,771/year
  • The cheapest car insurance company in Trout Lake for teen drivers is USAA
  • Average car insurance rates in Trout Lake, MI are $9,009/year

If you need to buy Trout Lake, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Trout Lake, MI is right here.

You’ll find Trout Lake car insurance rates, the cheapest Trout Lake, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Trout Lake, Michigan car insurance rates to Ann Arbor car insurance rates, Grand Rapids car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Trout Lake, MI car insurance today? Enter your ZIP code for fast, free Trout Lake car insurance quotes.

Cheapest Trout Lake, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Trout Lake, MI car insurance rates? Every Trout Lake, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Trout Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,881 $3,881 $3,625 $3,625 $8,707 $8,707 $4,354 $4,354
GEICO $3,582 $3,582 $3,637 $3,637 $10,204 $10,204 $3,432 $3,432
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $4,102 $4,102 $3,646 $3,646 $10,682 $10,682 $4,489 $4,489
Progressive $3,212 $2,974 $2,830 $3,185 $11,529 $12,198 $3,738 $3,420
State Farm $6,612 $6,612 $6,126 $6,126 $23,120 $23,120 $7,764 $7,764
Travelers $5,919 $5,919 $5,072 $5,072 $17,926 $17,926 $6,435 $6,435
USAA $2,421 $2,305 $2,275 $2,158 $5,849 $5,584 $2,952 $2,849

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Minimum Car Insurance in Trout Lake, MI

Every driver must carry the minimum car insurance in Trout Lake, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Trout Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Trout Lake, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Trout Lake, MI. Compare credit history car insurance rates in Trout Lake from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Trout Lake, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,762 $4,502 $4,161
GEICO $6,698 $4,929 $4,014
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $7,176 $5,406 $4,606
Progressive $6,240 $5,228 $4,690
State Farm $17,682 $8,952 $6,083
Travelers $9,058 $8,784 $8,673
USAA $4,927 $2,816 $2,154

Cheapest Trout Lake, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Trout Lake, MI to rates for a clean record with top companies.

Annual Trout Lake, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,328 $5,506 $5,435 $5,297
GEICO $1,854 $3,887 $11,706 $3,407
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,911 $6,523 $5,957 $5,528
Progressive $4,551 $6,002 $5,397 $5,593
State Farm $6,942 $8,321 $17,971 $10,389
Travelers $5,991 $8,543 $13,736 $7,082
USAA $2,661 $3,306 $4,332 $2,898

Cheapest Trout Lake, MI Car Insurance for Teen Drivers

Teen car insurance in Trout Lake, MI can be expensive. Take a look at rates from the top car insurance companies in Trout Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Trout Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,707 $8,707
GEICO $10,204 $10,204
Liberty Mutual $30,473 $30,473
Nationwide $10,682 $10,682
Progressive $11,529 $12,198
State Farm $23,120 $23,120
Travelers $17,926 $17,926
USAA $5,849 $5,584

Cheapest Trout Lake, MI Car Insurance for Seniors

Take a look at Trout Lake, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Trout Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,625 $3,625
GEICO $3,637 $3,637
Liberty Mutual $12,673 $12,673
Nationwide $3,646 $3,646
Progressive $2,830 $3,185
State Farm $6,126 $6,126
Travelers $5,072 $5,072
USAA $2,275 $2,158

Cheapest Trout Lake, MI Car Insurance Rates After a DUI

A DUI in Trout Lake, MI increases car insurance rates. Compare Trout Lake, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Trout Lake, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,435
GEICO $11,706
Liberty Mutual $26,480
Nationwide $5,957
Progressive $5,397
State Farm $17,971
Travelers $13,736
USAA $4,332

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Cheapest Trout Lake, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Trout Lake, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Trout Lake, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,142 $5,142
GEICO $5,094 $5,333
Liberty Mutual $16,587 $17,788
Nationwide $5,730 $5,730
Progressive $5,386 $5,386
State Farm $10,615 $11,196
Travelers $8,787 $8,889
USAA $3,262 $3,337

The Best Cheap Car Insurance Companies in Trout Lake, MI

Take a look at a side-by-side comparison of the top car insurance companies in Trout Lake, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Trout Lake, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,142
GEICO $5,214
Liberty Mutual $17,188
Nationwide $5,730
Progressive $5,386
State Farm $10,906
Travelers $8,838
USAA $3,299

Category Winners: Cheapest Car Insurance in Trout Lake, Michigan

Find the cheapest car insurance companies in Trout Lake, MI for each category right here.

Best Annual Car Insurance Rates by Company in Trout Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Trout Lake, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Trout Lake car insurance rates. Find the cheapest Trout Lake, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Trout Lake, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,989 $5,129 $5,307
GEICO $4,878 $5,169 $5,594
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $6,003 $5,631 $5,555
Progressive $5,239 $5,392 $5,526
State Farm $10,380 $10,971 $11,366
Travelers $8,742 $8,848 $8,925
USAA $3,206 $3,306 $3,385

Compare Car Insurance Quotes in Trout Lake, MI

Ready to find affordable Trout Lake, Michigan car insurance today? Enter your ZIP code for fast, free Trout Lake, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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