Compare Troy Grove, IL Car Insurance Rates (2021)

Car insurance in Troy Grove, IL averages $247 a month. Troy Grove, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Troy Grove car insurance rates, compare quotes from the top car insurance companies in Troy Grove, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Troy Grove, IL are $2,962/year
  • The cheapest car insurance company in Troy Grove is Liberty Mutual
  • Average car insurance rates in Troy Grove, IL after a DUI are $3,436/year

If you need to buy Troy Grove, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Troy Grove, IL is right here.

You’ll find Troy Grove car insurance rates, the cheapest Troy Grove, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Troy Grove, Illinois car insurance rates to Springfield car insurance rates, Aurora car insurance rates, and Naperville car insurance rates.

Ready to find affordable Troy Grove, IL car insurance today? Enter your ZIP code for fast, free Troy Grove car insurance quotes.

Cheapest Troy Grove, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Troy Grove, IL car insurance rates? Every Troy Grove, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Troy Grove, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,213 $3,227 $3,361 $3,361 $8,381 $10,919 $3,866 $4,181
American Family $2,004 $2,004 $1,837 $1,837 $5,668 $7,844 $2,004 $2,584
Farmers $2,265 $2,265 $2,008 $2,124 $9,793 $10,212 $2,593 $2,715
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,270 $1,370 $1,060 $1,183 $4,114 $4,573 $1,325 $1,394
Nationwide $1,479 $1,505 $1,321 $1,398 $3,944 $5,055 $1,710 $1,850
Progressive $1,940 $1,834 $1,597 $1,672 $7,046 $7,905 $2,317 $2,516
State Farm $1,330 $1,330 $1,192 $1,192 $3,852 $4,878 $1,503 $1,730
Travelers $1,430 $1,507 $1,309 $1,393 $4,135 $5,178 $1,514 $1,593
USAA $1,600 $1,645 $1,486 $1,482 $4,980 $5,522 $2,110 $2,346

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Minimum Car Insurance in Troy Grove, IL

Every driver must carry the minimum car insurance in Troy Grove, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Troy Grove, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Troy Grove, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Troy Grove, IL. Compare credit history car insurance rates in Troy Grove from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Troy Grove, Illinois

Insurance Company Poor Fair Good
Allstate $6,453 $4,661 $4,077
American Family $4,281 $2,918 $2,470
Farmers $4,824 $4,057 $3,859
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,871 $1,800 $1,438
Nationwide $2,717 $2,199 $1,932
Progressive $3,825 $3,240 $2,995
State Farm $3,087 $1,852 $1,438
Travelers $2,751 $2,219 $1,802
USAA $3,539 $2,416 $1,985

Cheapest Troy Grove, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Troy Grove, IL to rates for a clean record with top companies.

Annual Troy Grove, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,607 $6,157 $5,736 $4,754
American Family $2,365 $3,384 $4,461 $2,682
Farmers $3,584 $4,623 $4,508 $4,273
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,702 $2,402 $2,114 $1,926
Nationwide $1,847 $2,379 $2,789 $2,115
Progressive $2,764 $4,100 $3,057 $3,492
State Farm $1,940 $2,312 $2,126 $2,126
Travelers $1,800 $2,356 $2,620 $2,254
USAA $1,898 $2,702 $3,703 $2,283

Cheapest Troy Grove, IL Car Insurance for Teen Drivers

Teen car insurance in Troy Grove, IL can be expensive. Take a look at rates from the top car insurance companies in Troy Grove for teenagers.

Annual Car Insurance Rates for Teen Drivers in Troy Grove, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,381 $10,919
American Family $5,668 $7,844
Farmers $9,793 $10,212
GEICO $4,524 $4,715
Liberty Mutual $4,114 $4,573
Nationwide $3,944 $5,055
Progressive $7,046 $7,905
State Farm $3,852 $4,878
Travelers $4,135 $5,178
USAA $4,980 $5,522

Cheapest Troy Grove, IL Car Insurance for Seniors

Take a look at Troy Grove, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Troy Grove, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,361 $3,361
American Family $1,837 $1,837
Farmers $2,008 $2,124
GEICO $1,429 $1,724
Liberty Mutual $1,060 $1,183
Nationwide $1,321 $1,398
Progressive $1,597 $1,672
State Farm $1,192 $1,192
Travelers $1,309 $1,393
USAA $1,486 $1,482

Cheapest Troy Grove, IL Car Insurance Rates After a DUI

A DUI in Troy Grove, IL increases car insurance rates. Compare Troy Grove, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Troy Grove, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,736
American Family $4,461
Farmers $4,508
GEICO $3,243
Liberty Mutual $2,114
Nationwide $2,789
Progressive $3,057
State Farm $2,126
Travelers $2,620
USAA $3,703

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Cheapest Troy Grove, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Troy Grove, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Troy Grove, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,064 $5,064
American Family $3,182 $3,264
Farmers $4,247 $4,247
GEICO $2,338 $2,425
Liberty Mutual $2,036 $2,036
Nationwide $2,283 $2,283
Progressive $3,353 $3,353
State Farm $2,072 $2,179
Travelers $2,170 $2,345
USAA $2,572 $2,721

The Best Cheap Car Insurance Companies in Troy Grove, IL

Take a look at a side-by-side comparison of the top car insurance companies in Troy Grove, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Troy Grove, Illinois

Insurance Company Average Annual Rates
Allstate $5,064
American Family $3,223
Farmers $4,247
GEICO $2,382
Liberty Mutual $2,036
Nationwide $2,283
Progressive $3,353
State Farm $2,126
Travelers $2,257
USAA $2,647

Category Winners: Cheapest Car Insurance in Troy Grove, Illinois

Find the cheapest car insurance companies in Troy Grove, IL for each category right here.

Best Annual Car Insurance Rates by Company in Troy Grove, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Troy Grove, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Troy Grove car insurance rates. Find the cheapest Troy Grove, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Troy Grove, Illinois

Insurance Company Low Medium High
Allstate $4,918 $5,059 $5,214
American Family $3,103 $3,341 $3,224
Farmers $4,041 $4,146 $4,553
GEICO $2,164 $2,374 $2,607
Liberty Mutual $1,922 $2,032 $2,154
Nationwide $2,267 $2,301 $2,280
Progressive $3,116 $3,340 $3,605
State Farm $2,006 $2,128 $2,243
Travelers $2,122 $2,255 $2,395
USAA $2,479 $2,643 $2,817

What affects car insurance rates in Troy Grove, Illinois?

What factors can have an impact on Troy Grove, IL car insurance? There are several reasons why Troy Grove car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Troy Grove, Illinois.

Commute Time in Troy Grove

The more time you spend in your car the higher the risk of an accident. The average commute length in Troy Grove, IL is 34.6 minutes according to City-Data.

Compare Car Insurance Quotes in Troy Grove, IL

Ready to find affordable Troy Grove, Illinois car insurance today? Enter your ZIP code for fast, free Troy Grove, IL car insurance quotes.

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