Compare Troy, ME Car Insurance Rates (2021)

Car insurance in Troy, ME averages $217 a month. Troy, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Troy car insurance rates, compare quotes from the top car insurance companies in Troy, ME.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Troy is GEICO
  • The cheapest car insurance company in Troy for teen drivers is GEICO
  • Average car insurance rates in Troy, ME are $2,603/year

If you need to buy Troy, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Troy, ME is right here.

You’ll find Troy car insurance rates, the cheapest Troy, ME car insurance companies, and information on Maine car insurance laws. You can also compare Troy, Maine car insurance rates to Lewiston car insurance rates, Auburn car insurance rates, and Westbrook car insurance rates.

Ready to find affordable Troy, ME car insurance today? Enter your ZIP code for fast, free Troy car insurance quotes.

Cheapest Troy, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Troy, ME car insurance rates? Every Troy, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Troy, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,859 $1,912 $1,666 $1,807 $4,662 $6,252 $2,026 $2,269
Farmers $1,631 $1,645 $1,518 $1,640 $4,911 $5,535 $1,894 $1,968
GEICO $989 $1,024 $989 $989 $2,397 $3,119 $1,078 $1,152
Liberty Mutual $3,026 $3,026 $2,881 $2,881 $6,444 $9,650 $3,026 $4,267
Progressive $1,879 $1,841 $1,879 $1,841 $7,809 $8,777 $2,194 $2,485
State Farm $1,313 $1,313 $1,236 $1,236 $4,167 $5,195 $1,463 $1,603
Travelers $1,178 $1,225 $1,069 $1,095 $4,739 $6,402 $1,177 $1,368
USAA $887 $875 $882 $862 $2,919 $3,221 $1,129 $1,187

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Minimum Car Insurance in Troy, ME

Every driver must carry the minimum car insurance in Troy, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Troy, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Troy, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Troy, ME. Compare credit history car insurance rates in Troy from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Troy, Maine

Insurance Company Poor Fair Good
Allstate $3,531 $2,686 $2,202
Farmers $3,007 $2,481 $2,290
GEICO $1,974 $1,309 $1,117
Liberty Mutual $6,126 $3,969 $3,104
Progressive $4,061 $3,476 $3,227
State Farm $3,191 $1,906 $1,476
Travelers $2,685 $2,200 $1,959
USAA $1,962 $1,349 $1,174

Cheapest Troy, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Troy, ME to rates for a clean record with top companies.

Annual Troy, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,289 $3,108 $3,242 $2,588
Farmers $2,272 $2,890 $2,508 $2,701
GEICO $1,066 $1,501 $2,235 $1,066
Liberty Mutual $3,409 $3,989 $6,502 $3,699
Progressive $2,878 $4,853 $3,201 $3,420
State Farm $1,990 $2,392 $2,191 $2,191
Travelers $1,902 $2,114 $2,646 $2,465
USAA $1,136 $1,496 $2,099 $1,250

Cheapest Troy, ME Car Insurance for Teen Drivers

Teen car insurance in Troy, ME can be expensive. Take a look at rates from the top car insurance companies in Troy for teenagers.

Annual Car Insurance Rates for Teen Drivers in Troy, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,662 $6,252
Farmers $4,911 $5,535
GEICO $2,397 $3,119
Liberty Mutual $6,444 $9,650
Progressive $7,809 $8,777
State Farm $4,167 $5,195
Travelers $4,739 $6,402
USAA $2,919 $3,221

Cheapest Troy, ME Car Insurance for Seniors

Take a look at Troy, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Troy, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,666 $1,807
Farmers $1,518 $1,640
GEICO $989 $989
Liberty Mutual $2,881 $2,881
Progressive $1,879 $1,841
State Farm $1,236 $1,236
Travelers $1,069 $1,095
USAA $882 $862

Cheapest Troy, ME Car Insurance Rates After a DUI

A DUI in Troy, ME increases car insurance rates. Compare Troy, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Troy, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,242
Farmers $2,508
GEICO $2,235
Liberty Mutual $6,502
Progressive $3,201
State Farm $2,191
Travelers $2,646
USAA $2,099

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Cheapest Troy, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Troy, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Troy, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,806 $2,806
Farmers $2,593 $2,593
GEICO $1,443 $1,491
Liberty Mutual $4,309 $4,491
Progressive $3,588 $3,588
State Farm $2,119 $2,262
Travelers $2,282 $2,282
USAA $1,453 $1,537

The Best Cheap Car Insurance Companies in Troy, ME

Take a look at a side-by-side comparison of the top car insurance companies in Troy, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Troy, Maine

Insurance Company Average Annual Rates
Allstate $2,807
Farmers $2,593
GEICO $1,467
Liberty Mutual $4,400
Progressive $3,588
State Farm $2,191
Travelers $2,282
USAA $1,495

Category Winners: Cheapest Car Insurance in Troy, Maine

Find the cheapest car insurance companies in Troy, ME for each category right here.

Best Annual Car Insurance Rates by Company in Troy, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Troy, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Troy car insurance rates. Find the cheapest Troy, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Troy, Maine

Insurance Company Low Medium High
Allstate $2,772 $2,773 $2,874
Farmers $2,503 $2,520 $2,755
GEICO $1,439 $1,448 $1,514
Liberty Mutual $4,352 $4,352 $4,497
Progressive $3,525 $3,531 $3,708
State Farm $2,137 $2,169 $2,267
Travelers $2,246 $2,250 $2,349
USAA $1,466 $1,478 $1,542

What affects car insurance rates in Troy, Maine?

What factors can have an impact on Troy, ME car insurance? There are several reasons why Troy car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Troy, Maine.

Traffic in Troy

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Troy, ME traffic data from INRIX ranks Troy as the 789th-most congested in the world.

Compare Car Insurance Quotes in Troy, ME

Ready to find affordable Troy, Maine car insurance today? Enter your ZIP code for fast, free Troy, ME car insurance quotes.

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