Compare Troy Mills, IA Car Insurance Rates (2021)

Car insurance in Troy Mills, IA averages $240 a month. Troy Mills, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Troy Mills car insurance rates, compare quotes from the top car insurance companies in Troy Mills, IA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Troy Mills is USAA
  • Average car insurance rates in Troy Mills, IA are $2,879/year
  • Average car insurance rates in Troy Mills, IA after a DUI are $3,472/year

If you need to buy Troy Mills, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Troy Mills, IA is right here.

You’ll find Troy Mills car insurance rates, the cheapest Troy Mills, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Troy Mills, Iowa car insurance rates to Des Moines car insurance rates, Waterloo car insurance rates, and Council Bluffs car insurance rates.

Ready to find affordable Troy Mills, IA car insurance today? Enter your ZIP code for fast, free Troy Mills car insurance quotes.

Cheapest Troy Mills, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Troy Mills, IA car insurance rates? Every Troy Mills, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Troy Mills, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,807 $1,734 $1,614 $1,641 $5,261 $5,927 $1,959 $2,010
American Family $1,945 $1,945 $1,740 $1,740 $5,193 $7,282 $1,945 $2,343
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $1,979 $2,144 $1,748 $2,124 $9,884 $11,119 $2,243 $2,467
Nationwide $1,726 $1,768 $1,541 $1,640 $4,039 $5,206 $1,962 $2,129
Progressive $1,674 $1,609 $1,380 $1,432 $4,195 $4,733 $2,018 $2,192
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,339 $2,383 $2,301 $2,302 $10,871 $17,321 $2,451 $2,848
USAA $1,162 $1,166 $1,075 $1,083 $3,259 $3,436 $1,386 $1,524

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Troy Mills, IA

Every driver must carry the minimum car insurance in Troy Mills, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Troy Mills, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Troy Mills, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Troy Mills, IA. Compare credit history car insurance rates in Troy Mills from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Troy Mills, Iowa

Insurance Company Poor Fair Good
Allstate $3,275 $2,608 $2,349
American Family $3,846 $2,827 $2,376
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $5,992 $3,721 $2,928
Nationwide $3,033 $2,384 $2,087
Progressive $2,835 $2,296 $2,083
State Farm $3,113 $1,926 $1,519
Travelers $5,999 $5,145 $4,911
USAA $2,304 $1,595 $1,385

Cheapest Troy Mills, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Troy Mills, IA to rates for a clean record with top companies.

Annual Troy Mills, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,331 $2,820 $3,216 $2,609
American Family $2,178 $3,189 $4,139 $2,560
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,637 $4,509 $4,586 $4,123
Nationwide $1,817 $2,600 $3,535 $2,053
Progressive $1,931 $3,177 $2,093 $2,417
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,880 $5,218 $6,990 $5,320
USAA $1,340 $1,811 $2,353 $1,542

Cheapest Troy Mills, IA Car Insurance for Teen Drivers

Teen car insurance in Troy Mills, IA can be expensive. Take a look at rates from the top car insurance companies in Troy Mills for teenagers.

Annual Car Insurance Rates for Teen Drivers in Troy Mills, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,261 $5,927
American Family $5,193 $7,282
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $9,884 $11,119
Nationwide $4,039 $5,206
Progressive $4,195 $4,733
State Farm $3,825 $4,856
Travelers $10,871 $17,321
USAA $3,259 $3,436

Cheapest Troy Mills, IA Car Insurance for Seniors

Take a look at Troy Mills, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Troy Mills, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,614 $1,641
American Family $1,740 $1,740
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,748 $2,124
Nationwide $1,541 $1,640
Progressive $1,380 $1,432
State Farm $1,254 $1,254
Travelers $2,301 $2,302
USAA $1,075 $1,083

Cheapest Troy Mills, IA Car Insurance Rates After a DUI

A DUI in Troy Mills, IA increases car insurance rates. Compare Troy Mills, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Troy Mills, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,216
American Family $4,139
Farmers $2,458
GEICO $3,170
Liberty Mutual $4,586
Nationwide $3,535
Progressive $2,093
State Farm $2,186
Travelers $6,990
USAA $2,353

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Troy Mills, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Troy Mills, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Troy Mills, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,679 $2,809
American Family $2,981 $3,052
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,214 $4,214
Nationwide $2,501 $2,501
Progressive $2,404 $2,404
State Farm $2,133 $2,239
Travelers $5,352 $5,352
USAA $1,697 $1,825

The Best Cheap Car Insurance Companies in Troy Mills, IA

Take a look at a side-by-side comparison of the top car insurance companies in Troy Mills, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Troy Mills, Iowa

Insurance Company Average Annual Rates
Allstate $2,744
American Family $3,017
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,214
Nationwide $2,501
Progressive $2,404
State Farm $2,186
Travelers $5,352
USAA $1,761

Category Winners: Cheapest Car Insurance in Troy Mills, Iowa

Find the cheapest car insurance companies in Troy Mills, IA for each category right here.

Best Annual Car Insurance Rates by Company in Troy Mills, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Troy Mills, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Troy Mills car insurance rates. Find the cheapest Troy Mills, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Troy Mills, Iowa

Insurance Company Low Medium High
Allstate $2,648 $2,747 $2,837
American Family $3,033 $3,184 $2,833
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,040 $4,207 $4,394
Nationwide $2,600 $2,493 $2,411
Progressive $2,283 $2,413 $2,517
State Farm $2,083 $2,198 $2,277
Travelers $5,044 $5,432 $5,580
USAA $1,664 $1,768 $1,852

Compare Car Insurance Quotes in Troy Mills, IA

Ready to find affordable Troy Mills, Iowa car insurance today? Enter your ZIP code for fast, free Troy Mills, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption