Compare Tucson, AZ Car Insurance Rates (2021)

Car insurance in Tucson, AZ averages $336 a month. Tucson, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Tucson car insurance rates, compare quotes from the top car insurance companies in Tucson, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tucson for teen drivers is GEICO
  • Average car insurance rates in Tucson, AZ after a DUI are $4,708/year
  • The cheapest ZIP code in Tucson is 85747

If you need to buy Tucson, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Tucson, AZ is right here.

You’ll find Tucson car insurance rates, the cheapest Tucson, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Tucson, Arizona car insurance rates to Tucson car insurance rates, Scottsdale car insurance rates, and Tempe car insurance rates.

Ready to find affordable Tucson, AZ car insurance today? Enter your ZIP code for fast, free Tucson car insurance quotes.

Cheapest Tucson, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tucson, AZ car insurance rates? Every Tucson, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tucson, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,516 $3,516 $3,424 $3,424 $7,596 $9,813 $3,927 $4,265
American Family $2,837 $2,837 $2,605 $2,605 $7,512 $9,812 $2,837 $3,327
Farmers $3,029 $3,018 $2,694 $2,866 $12,989 $13,448 $3,440 $3,566
GEICO $1,538 $1,714 $1,304 $1,665 $4,415 $4,642 $1,402 $1,376
Nationwide $2,398 $2,439 $2,147 $2,272 $5,911 $7,561 $2,766 $2,988
Progressive $2,032 $1,779 $1,827 $1,735 $8,419 $9,390 $2,189 $2,174
State Farm $3,375 $3,375 $2,985 $2,985 $10,567 $13,269 $3,632 $4,592
Travelers $2,001 $2,103 $1,857 $1,973 $5,879 $7,382 $2,118 $2,226
USAA $1,679 $1,683 $1,568 $1,586 $6,321 $7,243 $2,213 $2,371

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Minimum Car Insurance in Tucson, AZ

Every driver must carry the minimum car insurance in Tucson, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Tucson, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Tucson, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tucson, AZ. Compare credit history car insurance rates in Tucson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tucson, Arizona

Insurance Company Poor Fair Good
Allstate $6,303 $4,496 $4,008
American Family $5,402 $4,023 $3,466
Farmers $6,416 $5,371 $5,107
GEICO $3,100 $2,034 $1,636
Nationwide $4,284 $3,411 $2,986
Progressive $4,116 $3,599 $3,364
State Farm $10,291 $3,994 $2,508
Travelers $3,883 $3,170 $2,524
USAA $4,055 $2,835 $2,360

Cheapest Tucson, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tucson, AZ to rates for a clean record with top companies.

Annual Tucson, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,952 $5,006 $5,670 $5,113
American Family $3,044 $4,723 $5,882 $3,538
Farmers $4,750 $6,137 $5,987 $5,652
GEICO $1,746 $2,365 $3,170 $1,746
Nationwide $3,015 $3,171 $4,685 $3,370
Progressive $3,257 $4,294 $3,438 $3,784
State Farm $5,086 $6,110 $5,598 $5,598
Travelers $2,552 $3,331 $3,703 $3,184
USAA $2,242 $3,214 $4,238 $2,639

Cheapest Tucson, AZ Car Insurance for Teen Drivers

Teen car insurance in Tucson, AZ can be expensive. Take a look at rates from the top car insurance companies in Tucson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tucson, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,596 $9,813
American Family $7,512 $9,812
Farmers $12,989 $13,448
GEICO $4,415 $4,642
Nationwide $5,911 $7,561
Progressive $8,419 $9,390
State Farm $10,567 $13,269
Travelers $5,879 $7,382
USAA $6,321 $7,243

Cheapest Tucson, AZ Car Insurance for Seniors

Take a look at Tucson, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tucson, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,424 $3,424
American Family $2,605 $2,605
Farmers $2,694 $2,866
GEICO $1,304 $1,665
Nationwide $2,147 $2,272
Progressive $1,827 $1,735
State Farm $2,985 $2,985
Travelers $1,857 $1,973
USAA $1,568 $1,586

Cheapest Tucson, AZ Car Insurance Rates After a DUI

A DUI in Tucson, AZ increases car insurance rates. Compare Tucson, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tucson, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,670
American Family $5,882
Farmers $5,987
GEICO $3,170
Nationwide $4,685
Progressive $3,438
State Farm $5,598
Travelers $3,703
USAA $4,238

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Cheapest Tucson, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tucson, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tucson, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,935 $4,935
American Family $4,255 $4,338
Farmers $5,631 $5,631
GEICO $2,219 $2,294
Nationwide $3,560 $3,560
Progressive $3,693 $3,693
State Farm $5,455 $5,740
Travelers $3,192 $3,192
USAA $3,050 $3,116

Cheapest Tucson, AZ Car Insurance Rates by ZIP Code

Tucson car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Tucson, AZ.

Annual Car Insurance Rates by ZIP Code in Tucson, Arizona

ZIP Code Average Annual Rates
85701 $4,075
85704 $3,935
85705 $4,108
85706 $4,050
85708 $3,882
85709 $4,148
85710 $3,951
85711 $3,990
85712 $3,990
85713 $4,051
85714 $3,972
85715 $4,033
85716 $4,044
85718 $3,968
85719 $3,999
85721 $4,071
85730 $3,933
85735 $4,016
85736 $3,869
85745 $3,958
85746 $4,051
85747 $3,855
85748 $3,917
85749 $4,041

The Best Cheap Car Insurance Companies in Tucson, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Tucson, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tucson, Arizona

Insurance Company Average Annual Rates
Allstate $4,935
American Family $4,297
Farmers $5,631
GEICO $2,257
Nationwide $3,560
Progressive $3,693
State Farm $5,598
Travelers $3,192
USAA $3,083

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Category Winners: Cheapest Car Insurance in Tucson, Arizona

Find the cheapest car insurance companies in Tucson, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Tucson, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Tucson, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tucson car insurance rates. Find the cheapest Tucson, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tucson, Arizona

Insurance Company Low Medium High
Allstate $4,599 $4,963 $5,244
American Family $4,131 $4,434 $4,325
Farmers $4,861 $5,688 $6,344
GEICO $1,890 $2,292 $2,589
Nationwide $3,390 $3,601 $3,690
Progressive $3,256 $3,762 $4,061
State Farm $5,008 $5,705 $6,079
Travelers $2,860 $3,242 $3,475
USAA $2,837 $3,126 $3,286

What affects car insurance rates in Tucson, Arizona?

What factors can have an impact on Tucson, AZ car insurance? There are several reasons why Tucson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tucson, Arizona.

Car Theft in Tucson

High levels of vehicle theft can make car insurance more expensive. Tucson, AZ car theft statistics from the FBI indicate 2,568 vehicle thefts a year.

Commute Time in Tucson

The more time you spend in your car the higher the risk of an accident. The average commute length in Tucson, AZ is 22.5 minutes according to City-Data.

Traffic in Tucson

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Tucson, AZ traffic data from INRIX ranks Tucson as the 671st-most congested in the world.

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Compare Car Insurance Quotes in Tucson, AZ

Ready to find affordable Tucson, Arizona car insurance today? Enter your ZIP code for fast, free Tucson, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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