Compare Tulsa, OK Car Insurance Rates (2021)

Car insurance in Tulsa, OK averages $409 a month. Tulsa, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Tulsa car insurance rates, compare quotes from the top car insurance companies in Tulsa, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tulsa is State Farm
  • The cheapest ZIP code in Tulsa is 74131
  • Average car insurance rates in Tulsa, OK after a DUI are $5,550/year

If you need to buy Tulsa, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Tulsa, OK is right here.

You’ll find Tulsa car insurance rates, the cheapest Tulsa, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Tulsa, Oklahoma car insurance rates to Edmond car insurance rates, Midwest City car insurance rates, and Oklahoma City car insurance rates.

Ready to find affordable Tulsa, OK car insurance today? Enter your ZIP code for fast, free Tulsa car insurance quotes.

Cheapest Tulsa, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tulsa, OK car insurance rates? Every Tulsa, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tulsa, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,665 $2,665 $2,467 $2,591 $8,547 $10,070 $2,858 $3,001
Farmers $2,689 $2,659 $2,406 $2,558 $10,953 $11,225 $3,062 $3,181
GEICO $2,558 $2,835 $2,772 $3,185 $7,915 $8,465 $2,246 $2,261
Liberty Mutual $5,161 $5,463 $4,531 $4,968 $15,561 $17,154 $5,366 $5,557
Progressive $3,392 $3,214 $2,795 $2,965 $13,582 $15,210 $3,960 $4,133
State Farm $2,182 $2,182 $1,943 $1,943 $6,144 $7,711 $2,311 $2,616
USAA $2,108 $2,094 $2,042 $2,042 $7,027 $7,794 $2,698 $2,935

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Minimum Car Insurance in Tulsa, OK

Every driver must carry the minimum car insurance in Tulsa, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Tulsa, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Tulsa, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tulsa, OK. Compare credit history car insurance rates in Tulsa from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tulsa, Oklahoma

Insurance Company Poor Fair Good
Allstate $5,393 $4,085 $3,596
Farmers $5,544 $4,605 $4,376
GEICO $4,860 $4,030 $3,199
Liberty Mutual $11,409 $7,013 $5,487
Progressive $6,978 $5,952 $5,539
State Farm $4,715 $3,008 $2,414
USAA $5,283 $3,050 $2,444

Cheapest Tulsa, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tulsa, OK to rates for a clean record with top companies.

Annual Tulsa, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,723 $4,387 $5,109 $4,213
Farmers $4,072 $5,267 $5,138 $4,889
GEICO $2,899 $4,503 $5,094 $3,623
Liberty Mutual $5,311 $9,023 $10,189 $7,357
Progressive $4,789 $8,923 $5,291 $5,623
State Farm $3,101 $3,656 $3,379 $3,379
USAA $2,641 $3,825 $4,648 $3,256

Cheapest Tulsa, OK Car Insurance for Teen Drivers

Teen car insurance in Tulsa, OK can be expensive. Take a look at rates from the top car insurance companies in Tulsa for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tulsa, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,547 $10,070
Farmers $10,953 $11,225
GEICO $7,915 $8,465
Liberty Mutual $15,561 $17,154
Progressive $13,582 $15,210
State Farm $6,144 $7,711
USAA $7,027 $7,794

Cheapest Tulsa, OK Car Insurance for Seniors

Take a look at Tulsa, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tulsa, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,467 $2,591
Farmers $2,406 $2,558
GEICO $2,772 $3,185
Liberty Mutual $4,531 $4,968
Progressive $2,795 $2,965
State Farm $1,943 $1,943
USAA $2,042 $2,042

Cheapest Tulsa, OK Car Insurance Rates After a DUI

A DUI in Tulsa, OK increases car insurance rates. Compare Tulsa, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tulsa, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,109
Farmers $5,138
GEICO $5,094
Liberty Mutual $10,189
Progressive $5,291
State Farm $3,379
USAA $4,648

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Cheapest Tulsa, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tulsa, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tulsa, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,358 $4,358
Farmers $4,842 $4,842
GEICO $3,957 $4,102
Liberty Mutual $7,970 $7,970
Progressive $6,156 $6,156
State Farm $3,322 $3,436
USAA $3,549 $3,635

Cheapest Tulsa, OK Car Insurance Rates by ZIP Code

Tulsa car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Tulsa, OK.

Annual Car Insurance Rates by ZIP Code in Tulsa, Oklahoma

ZIP Code Average Annual Rates
74103 $5,065
74104 $4,927
74105 $4,899
74106 $5,133
74107 $4,759
74108 $4,827
74110 $5,171
74112 $4,925
74114 $4,866
74115 $5,160
74116 $4,928
74117 $4,804
74119 $4,965
74120 $4,985
74126 $4,927
74127 $4,887
74128 $4,969
74129 $4,955
74130 $4,895
74131 $4,639
74132 $4,646
74133 $4,775
74134 $4,942
74135 $4,913
74136 $4,832
74137 $4,838
74145 $4,867
74146 $5,026
74171 $4,767
74172 $4,943

The Best Cheap Car Insurance Companies in Tulsa, OK

Take a look at a side-by-side comparison of the top car insurance companies in Tulsa, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tulsa, Oklahoma

Insurance Company Average Annual Rates
Allstate $4,358
Farmers $4,842
GEICO $4,030
Liberty Mutual $7,970
Progressive $6,156
State Farm $3,379
USAA $3,592

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Category Winners: Cheapest Car Insurance in Tulsa, Oklahoma

Find the cheapest car insurance companies in Tulsa, OK for each category right here.

Best Annual Car Insurance Rates by Company in Tulsa, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Tulsa, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tulsa car insurance rates. Find the cheapest Tulsa, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tulsa, Oklahoma

Insurance Company Low Medium High
Allstate $4,058 $4,339 $4,677
Farmers $4,605 $4,778 $5,141
GEICO $3,711 $4,043 $4,335
Liberty Mutual $7,527 $7,941 $8,442
Progressive $5,673 $6,114 $6,683
State Farm $3,155 $3,359 $3,623
USAA $3,419 $3,580 $3,778

What affects car insurance rates in Tulsa, Oklahoma?

What factors can have an impact on Tulsa, OK car insurance? There are several reasons why Tulsa car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tulsa, Oklahoma.

Commute Time in Tulsa

The more time you spend in your car the higher the risk of an accident. The average commute length in Tulsa, OK is 18.6 minutes according to City-Data.

Traffic in Tulsa

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Tulsa, OK traffic data from INRIX ranks Tulsa as the 938th-most congested in the world.

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Compare Car Insurance Quotes in Tulsa, OK

Ready to find affordable Tulsa, Oklahoma car insurance today? Enter your ZIP code for fast, free Tulsa, OK car insurance quotes.

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