Compare Turlock, CA Car Insurance Rates (2021)

Car insurance in Turlock, CA averages $300 a month. Turlock, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Turlock car insurance rates, compare quotes from the top car insurance companies in Turlock, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Turlock is USAA
  • Average car insurance rates in Turlock, CA after a DUI are $5,065/year
  • The cheapest ZIP code in Turlock is 95382

If you need to buy Turlock, California car insurance, the options can be confusing. Everything you need to know about car insurance in Turlock, CA is right here.

You’ll find Turlock car insurance rates, the cheapest Turlock, CA car insurance companies, and information on California car insurance laws. You can also compare Turlock, California car insurance rates to Fresno car insurance rates, Bakersfield car insurance rates, and Oakland car insurance rates.

Ready to find affordable Turlock, CA car insurance today? Enter your ZIP code for fast, free Turlock car insurance quotes.

Cheapest Turlock, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Turlock, CA car insurance rates? Every Turlock, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Turlock, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,945 $2,950 $2,138 $2,161 $8,094 $10,183 $3,764 $4,142
Farmers $2,689 $2,689 $2,422 $2,422 $8,545 $13,991 $3,183 $3,541
GEICO $1,682 $1,683 $1,582 $1,582 $5,101 $5,184 $2,413 $2,466
Liberty Mutual $2,151 $2,026 $2,009 $1,944 $4,629 $4,971 $2,410 $2,444
Nationwide $3,097 $2,957 $2,722 $2,566 $7,861 $8,690 $3,699 $3,647
Progressive $1,748 $1,798 $1,493 $1,768 $4,680 $5,628 $2,523 $2,711
State Farm $3,332 $3,332 $2,976 $2,976 $6,156 $7,650 $3,689 $3,801
Travelers $2,449 $2,372 $2,164 $2,140 $5,046 $5,784 $3,186 $3,119
USAA $1,897 $1,799 $1,849 $1,858 $4,332 $4,353 $2,621 $2,479

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Minimum Car Insurance in Turlock, CA

Every driver must carry the minimum car insurance in Turlock, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Turlock, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Turlock, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Turlock, CA to rates for a clean record with top companies.

Annual Turlock, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,738 $4,604 $7,252 $3,593
Farmers $3,650 $4,969 $6,189 $4,933
GEICO $1,897 $2,924 $3,672 $2,353
Liberty Mutual $2,450 $3,281 $2,964 $2,597
Nationwide $3,073 $3,943 $6,661 $3,943
Progressive $1,828 $3,111 $3,602 $2,635
State Farm $3,026 $3,609 $6,810 $3,512
Travelers $2,194 $3,564 $4,150 $3,222
USAA $1,760 $2,618 $4,288 $1,927

Cheapest Turlock, CA Car Insurance for Teen Drivers

Teen car insurance in Turlock, CA can be expensive. Take a look at rates from the top car insurance companies in Turlock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Turlock, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,094 $10,183
Farmers $8,545 $13,991
GEICO $5,101 $5,184
Liberty Mutual $4,629 $4,971
Nationwide $7,861 $8,690
Progressive $4,680 $5,628
State Farm $6,156 $7,650
Travelers $5,046 $5,784
USAA $4,332 $4,353

Cheapest Turlock, CA Car Insurance for Seniors

Take a look at Turlock, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Turlock, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,138 $2,161
Farmers $2,422 $2,422
GEICO $1,582 $1,582
Liberty Mutual $2,009 $1,944
Nationwide $2,722 $2,566
Progressive $1,493 $1,768
State Farm $2,976 $2,976
Travelers $2,164 $2,140
USAA $1,849 $1,858

Cheapest Turlock, CA Car Insurance Rates After a DUI

A DUI in Turlock, CA increases car insurance rates. Compare Turlock, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Turlock, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,252
Farmers $6,189
GEICO $3,672
Liberty Mutual $2,964
Nationwide $6,661
Progressive $3,602
State Farm $6,810
Travelers $4,150
USAA $4,288

Cheapest Turlock, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Turlock, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Turlock, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,094 $5,000
Farmers $4,478 $5,393
GEICO $2,463 $2,960
Liberty Mutual $2,592 $3,054
Nationwide $3,894 $4,916
Progressive $2,534 $3,054
State Farm $4,084 $4,394
Travelers $2,952 $3,612
USAA $2,440 $2,857

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Cheapest Turlock, CA Car Insurance Rates by ZIP Code

Turlock car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Turlock, CA.

Annual Car Insurance Rates by ZIP Code in Turlock, California

ZIP Code Average Annual Rates
95380 $4,994
95382 $4,844

The Best Cheap Car Insurance Companies in Turlock, CA

Take a look at a side-by-side comparison of the top car insurance companies in Turlock, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Turlock, California

Insurance Company Average Annual Rates
Allstate $4,547
Farmers $4,935
GEICO $2,711
Liberty Mutual $2,823
Nationwide $4,405
Progressive $2,794
State Farm $4,239
Travelers $3,282
USAA $2,648

Category Winners: Cheapest Car Insurance in Turlock, California

Find the cheapest car insurance companies in Turlock, CA for each category right here.

Best Annual Car Insurance Rates by Company in Turlock, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Turlock, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Turlock car insurance rates. Find the cheapest Turlock, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Turlock, California

Insurance Company Low Medium High
Allstate $4,284 $4,589 $4,768
Farmers $4,592 $4,973 $5,241
GEICO $2,446 $2,744 $2,944
Liberty Mutual $2,607 $2,850 $3,011
Nationwide $3,924 $4,488 $4,802
Progressive $2,488 $2,883 $3,011
State Farm $3,792 $4,320 $4,606
Travelers $2,879 $3,369 $3,599
USAA $2,397 $2,700 $2,847

What affects car insurance rates in Turlock, California?

What factors can have an impact on Turlock, CA car insurance? There are several reasons why Turlock car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Turlock, California.

Car Theft in Turlock

High levels of vehicle theft can make car insurance more expensive. Turlock, CA car theft statistics from the FBI indicate 435 vehicle thefts a year.

Commute Time in Turlock

The more time you spend in your car the higher the risk of an accident. The average commute length in Turlock, CA is 25.9 minutes according to City-Data.

Compare Car Insurance Quotes in Turlock, CA

Ready to find affordable Turlock, California car insurance today? Enter your ZIP code for fast, free Turlock, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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