Compare Tuscola, IL Car Insurance Rates (2021)

Car insurance in Tuscola, IL averages $238 a month. Tuscola, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Tuscola car insurance rates, compare quotes from the top car insurance companies in Tuscola, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Tuscola is Liberty Mutual
  • Average car insurance rates in Tuscola, IL after a DUI are $3,328/year
  • Average car insurance rates in Tuscola, IL are $2,854/year

If you need to buy Tuscola, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Tuscola, IL is right here.

You’ll find Tuscola car insurance rates, the cheapest Tuscola, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Tuscola, Illinois car insurance rates to Champaign car insurance rates, Elgin car insurance rates, and Springfield car insurance rates.

Ready to find affordable Tuscola, IL car insurance today? Enter your ZIP code for fast, free Tuscola car insurance quotes.

Cheapest Tuscola, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tuscola, IL car insurance rates? Every Tuscola, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tuscola, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,004 $2,004 $1,837 $1,837 $5,668 $7,844 $2,004 $2,584
Farmers $2,151 $2,152 $1,909 $2,017 $9,142 $9,529 $2,458 $2,575
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,257 $1,355 $1,051 $1,172 $4,043 $4,492 $1,312 $1,382
Nationwide $1,693 $1,724 $1,508 $1,597 $4,608 $5,912 $1,967 $2,129
Progressive $1,782 $1,695 $1,468 $1,539 $6,108 $6,854 $2,116 $2,267
State Farm $1,270 $1,270 $1,133 $1,133 $3,638 $4,607 $1,436 $1,656
Travelers $1,315 $1,387 $1,192 $1,269 $3,627 $4,510 $1,393 $1,466
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

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Minimum Car Insurance in Tuscola, IL

Every driver must carry the minimum car insurance in Tuscola, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Tuscola, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Tuscola, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tuscola, IL. Compare credit history car insurance rates in Tuscola from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tuscola, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,281 $2,918 $2,470
Farmers $4,540 $3,810 $3,625
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,835 $1,773 $1,416
Nationwide $3,151 $2,545 $2,230
Progressive $3,416 $2,875 $2,645
State Farm $2,934 $1,757 $1,363
Travelers $2,471 $1,976 $1,612
USAA $3,657 $2,511 $2,069

Cheapest Tuscola, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tuscola, IL to rates for a clean record with top companies.

Annual Tuscola, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,365 $3,384 $4,461 $2,682
Farmers $3,371 $4,342 $4,234 $4,019
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,677 $2,368 $2,086 $1,901
Nationwide $2,132 $2,755 $3,236 $2,446
Progressive $2,465 $3,612 $2,727 $3,110
State Farm $1,845 $2,191 $2,018 $2,018
Travelers $1,617 $2,104 $2,339 $2,019
USAA $1,958 $2,812 $3,851 $2,361

Cheapest Tuscola, IL Car Insurance for Teen Drivers

Teen car insurance in Tuscola, IL can be expensive. Take a look at rates from the top car insurance companies in Tuscola for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tuscola, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $5,668 $7,844
Farmers $9,142 $9,529
GEICO $4,375 $4,641
Liberty Mutual $4,043 $4,492
Nationwide $4,608 $5,912
Progressive $6,108 $6,854
State Farm $3,638 $4,607
Travelers $3,627 $4,510
USAA $5,277 $5,820

Cheapest Tuscola, IL Car Insurance for Seniors

Take a look at Tuscola, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tuscola, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,837 $1,837
Farmers $1,909 $2,017
GEICO $1,364 $1,612
Liberty Mutual $1,051 $1,172
Nationwide $1,508 $1,597
Progressive $1,468 $1,539
State Farm $1,133 $1,133
Travelers $1,192 $1,269
USAA $1,524 $1,504

Cheapest Tuscola, IL Car Insurance Rates After a DUI

A DUI in Tuscola, IL increases car insurance rates. Compare Tuscola, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tuscola, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,187
American Family $4,461
Farmers $4,234
GEICO $3,141
Liberty Mutual $2,086
Nationwide $3,236
Progressive $2,727
State Farm $2,018
Travelers $2,339
USAA $3,851

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Cheapest Tuscola, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tuscola, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tuscola, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,182 $3,264
Farmers $3,992 $3,992
GEICO $2,263 $2,351
Liberty Mutual $2,008 $2,008
Nationwide $2,642 $2,642
Progressive $2,979 $2,979
State Farm $1,968 $2,068
Travelers $1,942 $2,098
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Tuscola, IL

Take a look at a side-by-side comparison of the top car insurance companies in Tuscola, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tuscola, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,223
Farmers $3,992
GEICO $2,307
Liberty Mutual $2,008
Nationwide $2,642
Progressive $2,979
State Farm $2,018
Travelers $2,020
USAA $2,746

Category Winners: Cheapest Car Insurance in Tuscola, Illinois

Find the cheapest car insurance companies in Tuscola, IL for each category right here.

Best Annual Car Insurance Rates by Company in Tuscola, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Tuscola, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tuscola car insurance rates. Find the cheapest Tuscola, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tuscola, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,103 $3,341 $3,224
Farmers $3,802 $3,900 $4,273
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,897 $2,003 $2,123
Nationwide $2,636 $2,662 $2,629
Progressive $2,724 $2,960 $3,253
State Farm $1,916 $2,021 $2,117
Travelers $1,904 $2,018 $2,138
USAA $2,561 $2,743 $2,933

What affects car insurance rates in Tuscola, Illinois?

What factors can have an impact on Tuscola, IL car insurance? There are several reasons why Tuscola car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tuscola, Illinois.

Commute Time in Tuscola

The more time you spend in your car the higher the risk of an accident. The average commute length in Tuscola, IL is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Tuscola, IL

Ready to find affordable Tuscola, Illinois car insurance today? Enter your ZIP code for fast, free Tuscola, IL car insurance quotes.

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