Compare Tuscumbia, AL Car Insurance Rates (2021)

Car insurance in Tuscumbia, AL averages $282 a month. Tuscumbia, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Tuscumbia car insurance rates, compare quotes from the top car insurance companies in Tuscumbia, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Tuscumbia, AL after a DUI are $3,855/year
  • The cheapest car insurance company in Tuscumbia is USAA
  • The cheapest car insurance company in Tuscumbia for teen drivers is USAA

If you need to buy Tuscumbia, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Tuscumbia, AL is right here.

You’ll find Tuscumbia car insurance rates, the cheapest Tuscumbia, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Tuscumbia, Alabama car insurance rates to Auburn car insurance rates, Dothan car insurance rates, and Hoover car insurance rates.

Ready to find affordable Tuscumbia, AL car insurance today? Enter your ZIP code for fast, free Tuscumbia car insurance quotes.

Cheapest Tuscumbia, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tuscumbia, AL car insurance rates? Every Tuscumbia, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tuscumbia, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,866 $1,781 $1,686 $1,718 $6,402 $6,874 $2,093 $2,142
Farmers $2,117 $2,100 $1,890 $2,014 $8,315 $8,550 $2,396 $2,475
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,810 $3,034 $2,308 $2,580 $10,328 $11,482 $2,986 $3,174
Nationwide $1,553 $1,571 $1,421 $1,468 $4,020 $5,157 $1,718 $1,913
Progressive $2,235 $2,084 $1,836 $1,964 $9,454 $10,542 $2,611 $2,781
State Farm $2,650 $2,650 $2,411 $2,411 $8,162 $10,222 $2,997 $3,449
Travelers $1,324 $1,343 $1,248 $1,243 $7,109 $11,192 $1,256 $1,425
USAA $1,243 $1,256 $1,160 $1,130 $3,726 $4,122 $1,613 $1,734

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Minimum Car Insurance in Tuscumbia, AL

Every driver must carry the minimum car insurance in Tuscumbia, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Tuscumbia, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Tuscumbia, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Tuscumbia, AL. Compare credit history car insurance rates in Tuscumbia from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Tuscumbia, Alabama

Insurance Company Poor Fair Good
Allstate $3,796 $2,978 $2,437
Farmers $4,179 $3,603 $3,415
GEICO $3,352 $2,393 $2,165
Liberty Mutual $6,916 $4,255 $3,342
Nationwide $2,835 $2,216 $2,007
Progressive $4,707 $4,059 $3,799
State Farm $7,083 $3,586 $2,437
Travelers $3,562 $3,091 $3,150
USAA $2,683 $1,749 $1,562

Cheapest Tuscumbia, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tuscumbia, AL to rates for a clean record with top companies.

Annual Tuscumbia, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,616 $3,075 $3,639 $2,950
Farmers $3,141 $4,069 $3,970 $3,750
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,795 $5,285 $5,161 $5,109
Nationwide $2,066 $2,066 $2,979 $2,299
Progressive $3,771 $4,767 $4,081 $4,134
State Farm $3,933 $4,901 $4,321 $4,321
Travelers $2,723 $2,857 $4,178 $3,312
USAA $1,538 $1,933 $2,859 $1,662

Cheapest Tuscumbia, AL Car Insurance for Teen Drivers

Teen car insurance in Tuscumbia, AL can be expensive. Take a look at rates from the top car insurance companies in Tuscumbia for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tuscumbia, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,402 $6,874
Farmers $8,315 $8,550
GEICO $4,918 $4,831
Liberty Mutual $10,328 $11,482
Nationwide $4,020 $5,157
Progressive $9,454 $10,542
State Farm $8,162 $10,222
Travelers $7,109 $11,192
USAA $3,726 $4,122

Cheapest Tuscumbia, AL Car Insurance for Seniors

Take a look at Tuscumbia, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tuscumbia, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,686 $1,718
Farmers $1,890 $2,014
GEICO $1,804 $1,850
Liberty Mutual $2,308 $2,580
Nationwide $1,421 $1,468
Progressive $1,836 $1,964
State Farm $2,411 $2,411
Travelers $1,248 $1,243
USAA $1,160 $1,130

Cheapest Tuscumbia, AL Car Insurance Rates After a DUI

A DUI in Tuscumbia, AL increases car insurance rates. Compare Tuscumbia, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tuscumbia, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,639
Farmers $3,970
GEICO $3,504
Liberty Mutual $5,161
Nationwide $2,979
Progressive $4,081
State Farm $4,321
Travelers $4,178
USAA $2,859

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Cheapest Tuscumbia, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tuscumbia, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tuscumbia, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,070 $3,070
Farmers $3,732 $3,732
GEICO $2,587 $2,686
Liberty Mutual $4,838 $4,838
Nationwide $2,353 $2,353
Progressive $4,188 $4,188
State Farm $4,261 $4,477
Travelers $3,268 $3,268
USAA $1,907 $2,089

The Best Cheap Car Insurance Companies in Tuscumbia, AL

Take a look at a side-by-side comparison of the top car insurance companies in Tuscumbia, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tuscumbia, Alabama

Insurance Company Average Annual Rates
Allstate $3,070
Farmers $3,732
GEICO $2,637
Liberty Mutual $4,838
Nationwide $2,353
Progressive $4,188
State Farm $4,369
Travelers $3,268
USAA $1,998

Category Winners: Cheapest Car Insurance in Tuscumbia, Alabama

Find the cheapest car insurance companies in Tuscumbia, AL for each category right here.

Best Annual Car Insurance Rates by Company in Tuscumbia, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Tuscumbia, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tuscumbia car insurance rates. Find the cheapest Tuscumbia, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tuscumbia, Alabama

Insurance Company Low Medium High
Allstate $2,970 $3,065 $3,175
Farmers $3,505 $3,680 $4,012
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,609 $4,814 $5,090
Nationwide $2,330 $2,333 $2,395
Progressive $3,725 $4,168 $4,672
State Farm $4,109 $4,364 $4,634
Travelers $3,091 $3,333 $3,379
USAA $1,926 $1,987 $2,080

What affects car insurance rates in Tuscumbia, Alabama?

What factors can have an impact on Tuscumbia, AL car insurance? There are several reasons why Tuscumbia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tuscumbia, Alabama.

Car Theft in Tuscumbia

High levels of vehicle theft can make car insurance more expensive. Tuscumbia, AL car theft statistics from the FBI indicate 26 vehicle thefts a year.

Commute Time in Tuscumbia

The more time you spend in your car the higher the risk of an accident. The average commute length in Tuscumbia, AL is 19.3 minutes according to City-Data.

Compare Car Insurance Quotes in Tuscumbia, AL

Ready to find affordable Tuscumbia, Alabama car insurance today? Enter your ZIP code for fast, free Tuscumbia, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State