Compare Tustin, CA Car Insurance Rates (2021)

Car insurance in Tustin, CA averages $293 a month. Tustin, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Tustin car insurance rates, compare quotes from the top car insurance companies in Tustin, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Tustin, CA are $3,512/year
  • Average car insurance rates in Tustin, CA after a DUI are $4,949/year
  • The cheapest car insurance company in Tustin for teen drivers is USAA

If you need to buy Tustin, California car insurance, the options can be confusing. Everything you need to know about car insurance in Tustin, CA is right here.

You’ll find Tustin car insurance rates, the cheapest Tustin, CA car insurance companies, and information on California car insurance laws. You can also compare Tustin, California car insurance rates to San Diego car insurance rates, Sacramento car insurance rates, and San Francisco car insurance rates.

Ready to find affordable Tustin, CA car insurance today? Enter your ZIP code for fast, free Tustin car insurance quotes.

Cheapest Tustin, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Tustin, CA car insurance rates? Every Tustin, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tustin, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,082 $3,069 $2,262 $2,263 $8,705 $10,925 $3,890 $4,212
Farmers $2,490 $2,490 $2,267 $2,267 $7,952 $12,922 $2,955 $3,296
GEICO $1,677 $1,677 $1,576 $1,576 $5,109 $5,192 $2,409 $2,459
Liberty Mutual $2,172 $2,046 $2,035 $1,967 $4,730 $5,065 $2,437 $2,470
Nationwide $2,988 $2,849 $2,625 $2,472 $7,645 $8,431 $3,565 $3,516
Progressive $1,590 $1,637 $1,349 $1,602 $4,220 $5,095 $2,286 $2,460
State Farm $3,146 $3,146 $2,814 $2,814 $5,842 $7,250 $3,486 $3,594
Travelers $2,328 $2,246 $2,070 $2,049 $4,892 $5,530 $3,024 $2,948
USAA $1,941 $1,836 $1,897 $1,902 $4,422 $4,454 $2,693 $2,542

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Minimum Car Insurance in Tustin, CA

Every driver must carry the minimum car insurance in Tustin, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Tustin, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Tustin, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Tustin, CA to rates for a clean record with top companies.

Annual Tustin, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,904 $4,847 $7,650 $3,803
Farmers $3,393 $4,615 $5,734 $4,578
GEICO $1,893 $2,930 $3,667 $2,348
Liberty Mutual $2,488 $3,330 $3,007 $2,636
Nationwide $2,977 $3,814 $6,441 $3,814
Progressive $1,659 $2,812 $3,262 $2,386
State Farm $2,866 $3,416 $6,440 $3,324
Travelers $2,086 $3,424 $3,948 $3,087
USAA $1,801 $2,683 $4,386 $1,973

Cheapest Tustin, CA Car Insurance for Teen Drivers

Teen car insurance in Tustin, CA can be expensive. Take a look at rates from the top car insurance companies in Tustin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Tustin, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,705 $10,925
Farmers $7,952 $12,922
GEICO $5,109 $5,192
Liberty Mutual $4,730 $5,065
Nationwide $7,645 $8,431
Progressive $4,220 $5,095
State Farm $5,842 $7,250
Travelers $4,892 $5,530
USAA $4,422 $4,454

Cheapest Tustin, CA Car Insurance for Seniors

Take a look at Tustin, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Tustin, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,262 $2,263
Farmers $2,267 $2,267
GEICO $1,576 $1,576
Liberty Mutual $2,035 $1,967
Nationwide $2,625 $2,472
Progressive $1,349 $1,602
State Farm $2,814 $2,814
Travelers $2,070 $2,049
USAA $1,897 $1,902

Cheapest Tustin, CA Car Insurance Rates After a DUI

A DUI in Tustin, CA increases car insurance rates. Compare Tustin, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Tustin, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,650
Farmers $5,734
GEICO $3,667
Liberty Mutual $3,007
Nationwide $6,441
Progressive $3,262
State Farm $6,440
Travelers $3,948
USAA $4,386

Cheapest Tustin, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Tustin, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Tustin, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,324 $5,278
Farmers $4,154 $5,006
GEICO $2,461 $2,958
Liberty Mutual $2,631 $3,100
Nationwide $3,761 $4,762
Progressive $2,297 $2,763
State Farm $3,866 $4,158
Travelers $2,825 $3,446
USAA $2,499 $2,922

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Cheapest Tustin, CA Car Insurance Rates by ZIP Code

Tustin car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Tustin, CA.

Annual Car Insurance Rates by ZIP Code in Tustin, California

ZIP Code Average Annual Rates
92780 $4,968
92782 $4,805

The Best Cheap Car Insurance Companies in Tustin, CA

Take a look at a side-by-side comparison of the top car insurance companies in Tustin, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Tustin, California

Insurance Company Average Annual Rates
Allstate $4,801
Farmers $4,580
GEICO $2,709
Liberty Mutual $2,865
Nationwide $4,261
Progressive $2,530
State Farm $4,012
Travelers $3,136
USAA $2,711

Category Winners: Cheapest Car Insurance in Tustin, California

Find the cheapest car insurance companies in Tustin, CA for each category right here.

Best Annual Car Insurance Rates by Company in Tustin, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Tustin, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Tustin car insurance rates. Find the cheapest Tustin, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Tustin, California

Insurance Company Low Medium High
Allstate $4,513 $4,847 $5,043
Farmers $4,228 $4,621 $4,892
GEICO $2,444 $2,741 $2,943
Liberty Mutual $2,653 $2,892 $3,051
Nationwide $3,818 $4,338 $4,629
Progressive $2,281 $2,603 $2,706
State Farm $3,585 $4,089 $4,361
Travelers $2,689 $3,232 $3,488
USAA $2,469 $2,762 $2,902

What affects car insurance rates in Tustin, California?

What factors can have an impact on Tustin, CA car insurance? There are several reasons why Tustin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Tustin, California.

Car Theft in Tustin

High levels of vehicle theft can make car insurance more expensive. Tustin, CA car theft statistics from the FBI indicate 125 vehicle thefts a year.

Commute Time in Tustin

The more time you spend in your car the higher the risk of an accident. The average commute length in Tustin, CA is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Tustin, CA

Ready to find affordable Tustin, California car insurance today? Enter your ZIP code for fast, free Tustin, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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