Compare Twin Lakes, NM Car Insurance Rates (2021)

Car insurance in Twin Lakes, NM averages $280 a month. Twin Lakes, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Twin Lakes car insurance rates, compare quotes from the top car insurance companies in Twin Lakes, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Twin Lakes, NM are $3,364/year
  • The cheapest car insurance company in Twin Lakes is State Farm
  • The cheapest car insurance company in Twin Lakes for teen drivers is State Farm

If you need to buy Twin Lakes, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Twin Lakes, NM is right here.

You’ll find Twin Lakes car insurance rates, the cheapest Twin Lakes, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Twin Lakes, New Mexico car insurance rates to Hobbs car insurance rates, Farmington car insurance rates, and Rio Rancho car insurance rates.

Ready to find affordable Twin Lakes, NM car insurance today? Enter your ZIP code for fast, free Twin Lakes car insurance quotes.

Cheapest Twin Lakes, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Twin Lakes, NM car insurance rates? Every Twin Lakes, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Twin Lakes, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,257 $2,245 $2,018 $2,148 $9,258 $9,525 $2,558 $2,655
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,327 $2,361 $2,121 $2,218 $5,649 $7,089 $2,630 $2,808
Progressive $1,641 $1,574 $1,500 $1,499 $7,084 $7,963 $1,982 $2,037
State Farm $1,380 $1,380 $1,259 $1,259 $3,695 $4,620 $1,540 $1,703
USAA $1,603 $1,589 $1,530 $1,522 $4,267 $4,820 $1,985 $2,123

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Minimum Car Insurance in Twin Lakes, NM

Every driver must carry the minimum car insurance in Twin Lakes, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Twin Lakes, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Twin Lakes, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Twin Lakes, NM. Compare credit history car insurance rates in Twin Lakes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Twin Lakes, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,679 $3,881 $3,689
GEICO $4,719 $4,112 $3,806
Nationwide $4,158 $3,238 $2,806
Progressive $3,443 $3,095 $2,942
State Farm $2,982 $1,855 $1,477
USAA $3,040 $2,276 $1,973

Cheapest Twin Lakes, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Twin Lakes, NM to rates for a clean record with top companies.

Annual Twin Lakes, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,443 $4,441 $4,335 $4,113
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,560 $3,570 $4,582 $2,890
Progressive $2,728 $3,757 $2,937 $3,217
State Farm $1,978 $2,147 $2,147 $2,147
USAA $1,802 $2,514 $3,304 $2,100

Cheapest Twin Lakes, NM Car Insurance for Teen Drivers

Teen car insurance in Twin Lakes, NM can be expensive. Take a look at rates from the top car insurance companies in Twin Lakes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Twin Lakes, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $9,258 $9,525
GEICO $7,617 $10,449
Nationwide $5,649 $7,089
Progressive $7,084 $7,963
State Farm $3,695 $4,620
USAA $4,267 $4,820

Cheapest Twin Lakes, NM Car Insurance for Seniors

Take a look at Twin Lakes, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Twin Lakes, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $2,018 $2,148
GEICO $2,442 $2,442
Nationwide $2,121 $2,218
Progressive $1,500 $1,499
State Farm $1,259 $1,259
USAA $1,530 $1,522

Cheapest Twin Lakes, NM Car Insurance Rates After a DUI

A DUI in Twin Lakes, NM increases car insurance rates. Compare Twin Lakes, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Twin Lakes, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,864
Farmers $4,335
GEICO $7,878
Nationwide $4,582
Progressive $2,937
State Farm $2,147
USAA $3,304

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Cheapest Twin Lakes, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Twin Lakes, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Twin Lakes, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $4,083 $4,083
GEICO $4,148 $4,277
Nationwide $3,400 $3,400
Progressive $3,160 $3,160
State Farm $2,054 $2,155
USAA $2,357 $2,502

The Best Cheap Car Insurance Companies in Twin Lakes, NM

Take a look at a side-by-side comparison of the top car insurance companies in Twin Lakes, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Twin Lakes, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $4,083
GEICO $4,213
Nationwide $3,400
Progressive $3,160
State Farm $2,105
USAA $2,430

Category Winners: Cheapest Car Insurance in Twin Lakes, New Mexico

Find the cheapest car insurance companies in Twin Lakes, NM for each category right here.

Best Annual Car Insurance Rates by Company in Twin Lakes, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Twin Lakes, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Twin Lakes car insurance rates. Find the cheapest Twin Lakes, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Twin Lakes, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,749 $4,049 $4,452
GEICO $3,928 $4,201 $4,509
Nationwide $3,312 $3,368 $3,522
Progressive $3,008 $3,163 $3,309
State Farm $1,911 $2,109 $2,293
USAA $2,258 $2,442 $2,590

What affects car insurance rates in Twin Lakes, New Mexico?

What factors can have an impact on Twin Lakes, NM car insurance? There are several reasons why Twin Lakes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Twin Lakes, New Mexico.

Commute Time in Twin Lakes

The more time you spend in your car the higher the risk of an accident. The average commute length in Twin Lakes, NM is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in Twin Lakes, NM

Ready to find affordable Twin Lakes, New Mexico car insurance today? Enter your ZIP code for fast, free Twin Lakes, NM car insurance quotes.

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