Compare Ulm, MT Car Insurance Rates (2021)

Car insurance in Ulm, MT averages $262 a month. Ulm, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Ulm car insurance rates, compare quotes from the top car insurance companies in Ulm, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ulm, MT are $3,149/year
  • The cheapest car insurance company in Ulm is Liberty Mutual
  • Average car insurance rates in Ulm, MT after a DUI are $3,869/year

If you need to buy Ulm, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Ulm, MT is right here.

You’ll find Ulm car insurance rates, the cheapest Ulm, MT car insurance companies, and information on Montana car insurance laws. You can also compare Ulm, Montana car insurance rates to Helena car insurance rates, Great Falls car insurance rates, and Livingston car insurance rates.

Ready to find affordable Ulm, MT car insurance today? Enter your ZIP code for fast, free Ulm car insurance quotes.

Cheapest Ulm, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ulm, MT car insurance rates? Every Ulm, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ulm, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,832 $2,832 $2,609 $2,609 $11,192 $11,192 $3,043 $3,043
Farmers $2,535 $2,535 $2,279 $2,279 $7,064 $7,064 $2,778 $2,778
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,019 $1,019 $999 $999 $2,194 $2,194 $1,237 $1,237
Nationwide $2,916 $2,916 $2,647 $2,647 $5,941 $5,941 $3,093 $3,093
Progressive $2,987 $2,987 $2,692 $2,692 $7,065 $7,065 $3,363 $3,363
State Farm $1,727 $1,727 $1,534 $1,534 $5,303 $5,303 $1,880 $1,880
USAA $1,163 $1,163 $1,052 $1,052 $4,031 $4,031 $1,424 $1,424

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Minimum Car Insurance in Ulm, MT

Every driver must carry the minimum car insurance in Ulm, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Ulm, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Ulm, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ulm, MT. Compare credit history car insurance rates in Ulm from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ulm, Montana

Insurance Company Poor Fair Good
Allstate $5,944 $4,762 $4,052
Farmers $4,316 $3,437 $3,240
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,362 $1,362 $1,362
Nationwide $4,618 $3,324 $3,006
Progressive $4,866 $3,728 $3,487
State Farm $3,759 $2,284 $1,790
USAA $2,554 $1,760 $1,438

Cheapest Ulm, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ulm, MT to rates for a clean record with top companies.

Annual Ulm, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,118 $4,895 $5,947 $4,717
Farmers $3,212 $4,168 $4,065 $3,212
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $916 $1,625 $1,625 $1,282
Nationwide $2,643 $3,818 $4,940 $3,196
Progressive $3,473 $4,486 $4,294 $3,855
State Farm $2,406 $2,816 $2,611 $2,611
USAA $1,430 $1,798 $2,699 $1,742

Cheapest Ulm, MT Car Insurance for Teen Drivers

Teen car insurance in Ulm, MT can be expensive. Take a look at rates from the top car insurance companies in Ulm for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ulm, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,192 $11,192
Farmers $7,064 $7,064
GEICO $5,830 $5,426
Liberty Mutual $2,194 $2,194
Nationwide $5,941 $5,941
Progressive $7,065 $7,065
State Farm $5,303 $5,303
USAA $4,031 $4,031

Cheapest Ulm, MT Car Insurance for Seniors

Take a look at Ulm, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ulm, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,609 $2,609
Farmers $2,279 $2,279
GEICO $2,342 $2,136
Liberty Mutual $999 $999
Nationwide $2,647 $2,647
Progressive $2,692 $2,692
State Farm $1,534 $1,534
USAA $1,052 $1,052

Cheapest Ulm, MT Car Insurance Rates After a DUI

A DUI in Ulm, MT increases car insurance rates. Compare Ulm, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ulm, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,947
Farmers $4,065
GEICO $4,768
Liberty Mutual $1,625
Nationwide $4,940
Progressive $4,294
State Farm $2,611
USAA $2,699

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Cheapest Ulm, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ulm, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ulm, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,802 $5,036
Farmers $3,664 $3,664
GEICO $2,984 $3,092
Liberty Mutual $1,362 $1,362
Nationwide $3,649 $3,649
Progressive $4,027 $4,027
State Farm $2,534 $2,688
USAA $1,895 $1,940

The Best Cheap Car Insurance Companies in Ulm, MT

Take a look at a side-by-side comparison of the top car insurance companies in Ulm, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ulm, Montana

Insurance Company Average Annual Rates
Allstate $4,919
Farmers $3,664
GEICO $3,038
Liberty Mutual $1,362
Nationwide $3,649
Progressive $4,027
State Farm $2,611
USAA $1,917

Category Winners: Cheapest Car Insurance in Ulm, Montana

Find the cheapest car insurance companies in Ulm, MT for each category right here.

Best Annual Car Insurance Rates by Company in Ulm, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Ulm, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ulm car insurance rates. Find the cheapest Ulm, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ulm, Montana

Insurance Company Low Medium High
Allstate $4,638 $4,905 $5,214
Farmers $3,371 $3,661 $3,961
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,255 $1,366 $1,465
Nationwide $2,821 $3,894 $4,232
Progressive $3,783 $4,015 $4,283
State Farm $2,448 $2,602 $2,783
USAA $1,810 $1,905 $2,038

What affects car insurance rates in Ulm, Montana?

What factors can have an impact on Ulm, MT car insurance? There are several reasons why Ulm car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ulm, Montana.

Commute Time in Ulm

The more time you spend in your car the higher the risk of an accident. The average commute length in Ulm, MT is 24.1 minutes according to City-Data.

Traffic in Ulm

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Ulm, MT traffic data from INRIX ranks Ulm as the 568th-most congested in the world.

Compare Car Insurance Quotes in Ulm, MT

Ready to find affordable Ulm, Montana car insurance today? Enter your ZIP code for fast, free Ulm, MT car insurance quotes.

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