Compare Umpqua, OR Car Insurance Rates (2021)

Car insurance in Umpqua, OR averages $264 a month. Umpqua, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Umpqua car insurance rates, compare quotes from the top car insurance companies in Umpqua, OR.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Umpqua, OR are $3,168/year
  • Average car insurance rates in Umpqua, OR after a DUI are $3,728/year
  • The cheapest car insurance company in Umpqua is State Farm

If you need to buy Umpqua, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Umpqua, OR is right here.

You’ll find Umpqua car insurance rates, the cheapest Umpqua, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Umpqua, Oregon car insurance rates to Hillsboro car insurance rates, Corvallis car insurance rates, and Bend car insurance rates.

Ready to find affordable Umpqua, OR car insurance today? Enter your ZIP code for fast, free Umpqua car insurance quotes.

Cheapest Umpqua, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Umpqua, OR car insurance rates? Every Umpqua, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Umpqua, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,913 $2,704 $2,654 $2,672 $8,536 $9,502 $3,042 $3,054
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,768 $1,729 $1,568 $1,664 $7,086 $7,229 $1,983 $2,041
GEICO $2,222 $2,143 $2,062 $2,068 $5,684 $5,180 $2,367 $2,047
Liberty Mutual $2,570 $2,701 $2,226 $2,467 $8,024 $8,623 $2,464 $2,487
Nationwide $2,113 $2,109 $1,882 $1,971 $4,807 $6,020 $2,460 $2,595
Progressive $1,951 $1,771 $1,693 $1,741 $8,416 $9,310 $2,339 $2,226
State Farm $1,405 $1,405 $1,283 $1,283 $4,422 $5,545 $1,593 $1,831
Travelers $1,681 $1,675 $1,501 $1,551 $4,517 $5,386 $1,746 $1,759
USAA $1,561 $1,516 $1,540 $1,490 $4,725 $5,080 $2,005 $2,088

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Umpqua, OR

Every driver must carry the minimum car insurance in Umpqua, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Umpqua, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Umpqua, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Umpqua, OR. Compare credit history car insurance rates in Umpqua from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Umpqua, Oregon

Insurance Company Poor Fair Good
Allstate $5,752 $4,054 $3,348
American Family $4,117 $3,040 $2,573
Farmers $3,633 $2,961 $2,806
GEICO $3,583 $2,972 $2,360
Liberty Mutual $5,801 $3,406 $2,629
Nationwide $3,620 $2,872 $2,492
Progressive $4,136 $3,575 $3,331
State Farm $3,274 $2,090 $1,673
Travelers $3,128 $2,414 $1,889
USAA $3,743 $2,092 $1,667

Cheapest Umpqua, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Umpqua, OR to rates for a clean record with top companies.

Annual Umpqua, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,550 $4,768 $4,912 $4,309
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,643 $3,399 $3,324 $3,169
GEICO $1,966 $3,120 $4,084 $2,716
Liberty Mutual $3,498 $3,912 $4,485 $3,886
Nationwide $2,539 $2,719 $3,848 $2,872
Progressive $2,778 $5,060 $3,577 $3,308
State Farm $2,083 $2,714 $2,293 $2,293
Travelers $2,008 $2,568 $2,881 $2,452
USAA $1,819 $2,536 $3,521 $2,127

Cheapest Umpqua, OR Car Insurance for Teen Drivers

Teen car insurance in Umpqua, OR can be expensive. Take a look at rates from the top car insurance companies in Umpqua for teenagers.

Annual Car Insurance Rates for Teen Drivers in Umpqua, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,536 $9,502
American Family $5,264 $8,240
Farmers $7,086 $7,229
GEICO $5,684 $5,180
Liberty Mutual $8,024 $8,623
Nationwide $4,807 $6,020
Progressive $8,416 $9,310
State Farm $4,422 $5,545
Travelers $4,517 $5,386
USAA $4,725 $5,080

Cheapest Umpqua, OR Car Insurance for Seniors

Take a look at Umpqua, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Umpqua, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,654 $2,672
American Family $1,903 $1,903
Farmers $1,568 $1,664
GEICO $2,062 $2,068
Liberty Mutual $2,226 $2,467
Nationwide $1,882 $1,971
Progressive $1,693 $1,741
State Farm $1,283 $1,283
Travelers $1,501 $1,551
USAA $1,540 $1,490

Cheapest Umpqua, OR Car Insurance Rates After a DUI

A DUI in Umpqua, OR increases car insurance rates. Compare Umpqua, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Umpqua, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,912
American Family $4,356
Farmers $3,324
GEICO $4,084
Liberty Mutual $4,485
Nationwide $3,848
Progressive $3,577
State Farm $2,293
Travelers $2,881
USAA $3,521

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Umpqua, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Umpqua, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Umpqua, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,385 $4,385
American Family $3,194 $3,293
Farmers $3,133 $3,133
GEICO $2,921 $3,022
Liberty Mutual $3,945 $3,945
Nationwide $2,995 $2,995
Progressive $3,681 $3,681
State Farm $2,286 $2,405
Travelers $2,379 $2,575
USAA $2,429 $2,572

The Best Cheap Car Insurance Companies in Umpqua, OR

Take a look at a side-by-side comparison of the top car insurance companies in Umpqua, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Umpqua, Oregon

Insurance Company Average Annual Rates
Allstate $4,385
American Family $3,243
Farmers $3,133
GEICO $2,972
Liberty Mutual $3,945
Nationwide $2,995
Progressive $3,681
State Farm $2,346
Travelers $2,477
USAA $2,501

Category Winners: Cheapest Car Insurance in Umpqua, Oregon

Find the cheapest car insurance companies in Umpqua, OR for each category right here.

Best Annual Car Insurance Rates by Company in Umpqua, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Umpqua, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Umpqua car insurance rates. Find the cheapest Umpqua, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Umpqua, Oregon

Insurance Company Low Medium High
Allstate $4,230 $4,375 $4,549
American Family $3,228 $3,428 $3,074
Farmers $2,950 $3,096 $3,355
GEICO $2,732 $2,985 $3,198
Liberty Mutual $3,731 $3,937 $4,168
Nationwide $2,871 $3,074 $3,039
Progressive $3,557 $3,665 $3,820
State Farm $2,220 $2,348 $2,470
Travelers $2,338 $2,465 $2,628
USAA $2,393 $2,503 $2,606

Compare Car Insurance Quotes in Umpqua, OR

Ready to find affordable Umpqua, Oregon car insurance today? Enter your ZIP code for fast, free Umpqua, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption