Compare Underwood, ND Car Insurance Rates (2021)

Car insurance in Underwood, ND averages $360 a month. Underwood, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Underwood car insurance rates, compare quotes from the top car insurance companies in Underwood, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Underwood is USAA
  • Average car insurance rates in Underwood, ND after a DUI are $5,161/year
  • Average car insurance rates in Underwood, ND are $4,321/year

If you need to buy Underwood, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Underwood, ND is right here.

You’ll find Underwood car insurance rates, the cheapest Underwood, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Underwood, North Dakota car insurance rates to Fargo car insurance rates, West Fargo car insurance rates, and Minot car insurance rates.

Ready to find affordable Underwood, ND car insurance today? Enter your ZIP code for fast, free Underwood car insurance quotes.

Cheapest Underwood, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Underwood, ND car insurance rates? Every Underwood, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Underwood, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,922 $2,968 $2,552 $2,718 $10,585 $12,334 $3,275 $3,564
American Family $2,627 $2,627 $2,382 $2,382 $5,680 $8,173 $2,627 $3,065
Farmers $1,856 $1,818 $1,656 $1,726 $6,720 $6,880 $2,109 $2,225
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,935 $1,991 $1,729 $1,853 $4,255 $5,290 $2,195 $2,341
Progressive $2,188 $2,090 $1,768 $1,833 $7,825 $8,747 $2,676 $2,698
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,105 $1,097 $900 $903 $3,802 $4,593 $1,590 $1,730

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Minimum Car Insurance in Underwood, ND

Every driver must carry the minimum car insurance in Underwood, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Underwood, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Underwood, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Underwood, ND. Compare credit history car insurance rates in Underwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Underwood, North Dakota

Insurance Company Poor Fair Good
Allstate $6,424 $4,905 $4,015
American Family $4,868 $3,373 $2,845
Farmers $3,616 $2,952 $2,803
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,293 $2,555 $2,248
Progressive $4,321 $3,594 $3,270
State Farm $3,857 $2,452 $1,962
USAA $2,713 $1,718 $1,464

Cheapest Underwood, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Underwood, ND to rates for a clean record with top companies.

Annual Underwood, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $4,598 $6,837 $4,819
American Family $2,702 $3,858 $5,130 $3,091
Farmers $2,630 $3,360 $3,318 $3,187
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,978 $2,747 $3,812 $2,257
Progressive $3,447 $4,220 $3,484 $3,761
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,397 $1,976 $2,763 $1,724

Cheapest Underwood, ND Car Insurance for Teen Drivers

Teen car insurance in Underwood, ND can be expensive. Take a look at rates from the top car insurance companies in Underwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Underwood, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,585 $12,334
American Family $5,680 $8,173
Farmers $6,720 $6,880
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,255 $5,290
Progressive $7,825 $8,747
State Farm $4,879 $6,182
USAA $3,802 $4,593

Cheapest Underwood, ND Car Insurance for Seniors

Take a look at Underwood, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Underwood, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,552 $2,718
American Family $2,382 $2,382
Farmers $1,656 $1,726
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,729 $1,853
Progressive $1,768 $1,833
State Farm $1,575 $1,575
USAA $900 $903

Cheapest Underwood, ND Car Insurance Rates After a DUI

A DUI in Underwood, ND increases car insurance rates. Compare Underwood, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Underwood, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,837
American Family $5,130
Farmers $3,318
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,812
Progressive $3,484
State Farm $2,757
USAA $2,763

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Cheapest Underwood, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Underwood, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Underwood, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,989 $5,241
American Family $3,650 $3,741
Farmers $3,124 $3,124
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,699 $2,699
Progressive $3,728 $3,728
State Farm $2,683 $2,831
USAA $1,945 $1,985

The Best Cheap Car Insurance Companies in Underwood, ND

Take a look at a side-by-side comparison of the top car insurance companies in Underwood, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Underwood, North Dakota

Insurance Company Average Annual Rates
Allstate $5,115
American Family $3,695
Farmers $3,124
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,699
Progressive $3,728
State Farm $2,757
USAA $1,965

Category Winners: Cheapest Car Insurance in Underwood, North Dakota

Find the cheapest car insurance companies in Underwood, ND for each category right here.

Best Annual Car Insurance Rates by Company in Underwood, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Underwood, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Underwood car insurance rates. Find the cheapest Underwood, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Underwood, North Dakota

Insurance Company Low Medium High
Allstate $5,025 $5,113 $5,206
American Family $3,794 $3,876 $3,416
Farmers $3,051 $3,110 $3,210
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,635 $2,684 $2,776
Progressive $3,619 $3,714 $3,852
State Farm $2,691 $2,764 $2,816
USAA $1,915 $1,966 $2,014

What affects car insurance rates in Underwood, North Dakota?

What factors can have an impact on Underwood, ND car insurance? There are several reasons why Underwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Underwood, North Dakota.

Commute Time in Underwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Underwood, ND is 19.9 minutes according to City-Data.

Compare Car Insurance Quotes in Underwood, ND

Ready to find affordable Underwood, North Dakota car insurance today? Enter your ZIP code for fast, free Underwood, ND car insurance quotes.

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