Compare Union Center, SD Car Insurance Rates (2021)

Car insurance in Union Center, SD averages $357 a month. Union Center, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Union Center car insurance rates, compare quotes from the top car insurance companies in Union Center, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Union Center, SD after a DUI are $5,109/year
  • The cheapest car insurance company in Union Center is State Farm
  • Average car insurance rates in Union Center, SD are $4,281/year

If you need to buy Union Center, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Union Center, SD is right here.

You’ll find Union Center car insurance rates, the cheapest Union Center, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Union Center, South Dakota car insurance rates to Yankton car insurance rates, Sioux Falls car insurance rates, and Aberdeen car insurance rates.

Ready to find affordable Union Center, SD car insurance today? Enter your ZIP code for fast, free Union Center car insurance quotes.

Cheapest Union Center, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Union Center, SD car insurance rates? Every Union Center, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Union Center, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,537 $2,592 $2,237 $2,394 $10,479 $12,509 $2,871 $3,138
American Family $2,671 $2,671 $2,378 $2,378 $5,673 $8,308 $2,671 $3,281
Farmers $2,268 $2,277 $1,998 $2,072 $9,849 $10,244 $2,532 $2,713
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $5,146 $5,610 $4,059 $4,938 $19,027 $21,372 $5,433 $6,058
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,664 $2,647 $2,189 $2,249 $9,156 $10,452 $3,341 $3,482
State Farm $1,461 $1,461 $1,266 $1,266 $3,718 $4,748 $1,638 $1,852

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Minimum Car Insurance in Union Center, SD

Every driver must carry the minimum car insurance in Union Center, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Union Center, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Union Center, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Union Center, SD. Compare credit history car insurance rates in Union Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Union Center, South Dakota

Insurance Company Poor Fair Good
Allstate $5,908 $4,618 $4,008
American Family $4,836 $3,484 $2,941
Farmers $4,808 $4,045 $3,880
GEICO $4,421 $2,244 $1,520
Liberty Mutual $13,007 $7,761 $6,098
Nationwide $3,667 $2,879 $2,531
Progressive $5,255 $4,330 $3,983
State Farm $3,167 $1,894 $1,468

Cheapest Union Center, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Union Center, SD to rates for a clean record with top companies.

Annual Union Center, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,015 $4,669 $6,200 $4,494
American Family $2,721 $4,023 $5,158 $3,112
Farmers $3,621 $4,563 $4,452 $4,340
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,562 $9,343 $9,756 $9,160
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,907 $5,250 $4,216 $4,717
State Farm $2,030 $2,322 $2,176 $2,176

Cheapest Union Center, SD Car Insurance for Teen Drivers

Teen car insurance in Union Center, SD can be expensive. Take a look at rates from the top car insurance companies in Union Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Union Center, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,479 $12,509
American Family $5,673 $8,308
Farmers $9,849 $10,244
GEICO $4,505 $5,300
Liberty Mutual $19,027 $21,372
Nationwide $4,690 $6,095
Progressive $9,156 $10,452
State Farm $3,718 $4,748

Cheapest Union Center, SD Car Insurance for Seniors

Take a look at Union Center, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Union Center, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,394
American Family $2,378 $2,378
Farmers $1,998 $2,072
GEICO $2,090 $1,926
Liberty Mutual $4,059 $4,938
Nationwide $1,922 $2,061
Progressive $2,189 $2,249
State Farm $1,266 $1,266

Cheapest Union Center, SD Car Insurance Rates After a DUI

A DUI in Union Center, SD increases car insurance rates. Compare Union Center, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Union Center, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,200
American Family $5,158
Farmers $4,452
GEICO $4,551
Liberty Mutual $9,756
Nationwide $4,363
Progressive $4,216
State Farm $2,176

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Cheapest Union Center, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Union Center, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Union Center, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,726 $4,963
American Family $3,709 $3,799
Farmers $4,244 $4,244
GEICO $2,695 $2,762
Liberty Mutual $8,955 $8,955
Nationwide $3,026 $3,026
Progressive $4,523 $4,523
State Farm $2,124 $2,229

The Best Cheap Car Insurance Companies in Union Center, SD

Take a look at a side-by-side comparison of the top car insurance companies in Union Center, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Union Center, South Dakota

Insurance Company Average Annual Rates
Allstate $4,845
American Family $3,754
Farmers $4,244
GEICO $2,728
Liberty Mutual $8,955
Nationwide $3,026
Progressive $4,523
State Farm $2,176

Category Winners: Cheapest Car Insurance in Union Center, South Dakota

Find the cheapest car insurance companies in Union Center, SD for each category right here.

Best Annual Car Insurance Rates by Company in Union Center, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Union Center, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Union Center car insurance rates. Find the cheapest Union Center, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Union Center, South Dakota

Insurance Company Low Medium High
Allstate $4,692 $4,836 $5,007
American Family $3,756 $3,859 $3,646
Farmers $4,094 $4,206 $4,432
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,801 $8,940 $9,124
Nationwide $2,847 $3,013 $3,217
Progressive $4,435 $4,493 $4,640
State Farm $2,107 $2,177 $2,245

Compare Car Insurance Quotes in Union Center, SD

Ready to find affordable Union Center, South Dakota car insurance today? Enter your ZIP code for fast, free Union Center, SD car insurance quotes.

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