Compare Union City, OH Car Insurance Rates (2021)

Car insurance in Union City, OH averages $214 a month. Union City, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Union City car insurance rates, compare quotes from the top car insurance companies in Union City, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Union City, OH are $2,566/year
  • The cheapest car insurance company in Union City is USAA
  • The cheapest car insurance company in Union City for teen drivers is USAA

If you need to buy Union City, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Union City, OH is right here.

You’ll find Union City car insurance rates, the cheapest Union City, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Union City, Ohio car insurance rates to Toledo car insurance rates, Akron car insurance rates, and Parma car insurance rates.

Ready to find affordable Union City, OH car insurance today? Enter your ZIP code for fast, free Union City car insurance quotes.

Cheapest Union City, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Union City, OH car insurance rates? Every Union City, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Union City, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,878 $1,872 $1,690 $1,806 $5,136 $5,886 $1,980 $2,118
American Family $960 $997 $880 $885 $2,979 $3,236 $1,185 $1,249
Farmers $1,618 $1,614 $1,428 $1,509 $7,094 $7,345 $1,809 $1,886
GEICO $1,251 $1,222 $1,176 $1,189 $3,383 $3,154 $1,388 $1,180
Liberty Mutual $1,880 $2,049 $1,446 $1,755 $9,958 $11,245 $1,993 $2,177
Nationwide $1,987 $1,997 $1,795 $1,807 $5,059 $6,518 $2,128 $2,474
Progressive $1,496 $1,413 $1,250 $1,290 $6,512 $7,328 $1,782 $1,841
State Farm $1,309 $1,309 $1,170 $1,170 $4,065 $5,101 $1,521 $1,747
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $800 $807 $760 $761 $2,425 $2,701 $1,066 $1,151

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Minimum Car Insurance in Union City, OH

Every driver must carry the minimum car insurance in Union City, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Union City, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Union City, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Union City, OH. Compare credit history car insurance rates in Union City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Union City, Ohio

Insurance Company Poor Fair Good
Allstate $3,583 $2,614 $2,190
American Family $2,053 $1,400 $1,187
Farmers $3,447 $2,903 $2,764
GEICO $2,088 $1,743 $1,397
Liberty Mutual $5,815 $3,573 $2,801
Nationwide $3,581 $2,889 $2,441
Progressive $3,224 $2,779 $2,589
State Farm $3,097 $1,915 $1,510
Travelers $3,529 $3,069 $2,866
USAA $1,698 $1,203 $1,026

Cheapest Union City, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Union City, OH to rates for a clean record with top companies.

Annual Union City, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,360 $2,839 $3,323 $2,662
American Family $1,482 $1,568 $1,568 $1,568
Farmers $2,505 $3,225 $3,146 $3,275
GEICO $1,181 $1,708 $2,481 $1,601
Liberty Mutual $3,413 $4,382 $4,473 $3,983
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,472 $3,350 $2,635 $2,998
State Farm $1,982 $2,366 $2,174 $2,174
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,008 $1,347 $1,763 $1,116

Cheapest Union City, OH Car Insurance for Teen Drivers

Teen car insurance in Union City, OH can be expensive. Take a look at rates from the top car insurance companies in Union City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Union City, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,136 $5,886
American Family $2,979 $3,236
Farmers $7,094 $7,345
GEICO $3,383 $3,154
Liberty Mutual $9,958 $11,245
Nationwide $5,059 $6,518
Progressive $6,512 $7,328
State Farm $4,065 $5,101
Travelers $6,272 $9,870
USAA $2,425 $2,701

Cheapest Union City, OH Car Insurance for Seniors

Take a look at Union City, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Union City, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,690 $1,806
American Family $880 $885
Farmers $1,428 $1,509
GEICO $1,176 $1,189
Liberty Mutual $1,446 $1,755
Nationwide $1,795 $1,807
Progressive $1,250 $1,290
State Farm $1,170 $1,170
Travelers $1,451 $1,441
USAA $760 $761

Cheapest Union City, OH Car Insurance Rates After a DUI

A DUI in Union City, OH increases car insurance rates. Compare Union City, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Union City, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,323
American Family $1,568
Farmers $3,146
GEICO $2,481
Liberty Mutual $4,473
Nationwide $3,836
Progressive $2,635
State Farm $2,174
Travelers $4,568
USAA $1,763

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Cheapest Union City, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Union City, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Union City, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,796 $2,796
American Family $1,528 $1,565
Farmers $3,038 $3,038
GEICO $1,714 $1,772
Liberty Mutual $4,063 $4,063
Nationwide $2,970 $2,970
Progressive $2,864 $2,864
State Farm $2,121 $2,227
Travelers $3,155 $3,155
USAA $1,259 $1,359

The Best Cheap Car Insurance Companies in Union City, OH

Take a look at a side-by-side comparison of the top car insurance companies in Union City, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Union City, Ohio

Insurance Company Average Annual Rates
Allstate $2,796
American Family $1,547
Farmers $3,038
GEICO $1,743
Liberty Mutual $4,063
Nationwide $2,970
Progressive $2,864
State Farm $2,174
Travelers $3,155
USAA $1,309

Category Winners: Cheapest Car Insurance in Union City, Ohio

Find the cheapest car insurance companies in Union City, OH for each category right here.

Best Annual Car Insurance Rates by Company in Union City, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Union City, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Union City car insurance rates. Find the cheapest Union City, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Union City, Ohio

Insurance Company Low Medium High
Allstate $2,720 $2,791 $2,877
American Family $1,514 $1,558 $1,567
Farmers $2,875 $2,987 $3,252
GEICO $1,690 $1,735 $1,803
Liberty Mutual $3,914 $4,083 $4,192
Nationwide $3,284 $2,879 $2,748
Progressive $2,741 $2,836 $3,014
State Farm $2,073 $2,180 $2,269
Travelers $3,077 $3,195 $3,192
USAA $1,252 $1,307 $1,367

What affects car insurance rates in Union City, Ohio?

What factors can have an impact on Union City, OH car insurance? There are several reasons why Union City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Union City, Ohio.

Car Theft in Union City

High levels of vehicle theft can make car insurance more expensive. Union City, OH car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Union City

The more time you spend in your car the higher the risk of an accident. The average commute length in Union City, OH is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Union City, OH

Ready to find affordable Union City, Ohio car insurance today? Enter your ZIP code for fast, free Union City, OH car insurance quotes.

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