Compare Union Hill, IL Car Insurance Rates (2021)

Car insurance in Union Hill, IL averages $263 a month. Union Hill, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Union Hill car insurance rates, compare quotes from the top car insurance companies in Union Hill, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Union Hill, IL are $3,152/year
  • The cheapest car insurance company in Union Hill for teen drivers is Liberty Mutual
  • Average car insurance rates in Union Hill, IL after a DUI are $3,661/year

If you need to buy Union Hill, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Union Hill, IL is right here.

You’ll find Union Hill car insurance rates, the cheapest Union Hill, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Union Hill, Illinois car insurance rates to Aurora car insurance rates, Springfield car insurance rates, and Naperville car insurance rates.

Ready to find affordable Union Hill, IL car insurance today? Enter your ZIP code for fast, free Union Hill car insurance quotes.

Cheapest Union Hill, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Union Hill, IL car insurance rates? Every Union Hill, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Union Hill, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,440 $3,454 $3,608 $3,608 $9,052 $11,779 $4,141 $4,478
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,439 $2,439 $2,160 $2,285 $10,625 $11,087 $2,796 $2,928
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,254 $1,354 $1,047 $1,171 $3,988 $4,438 $1,308 $1,379
Nationwide $1,726 $1,758 $1,536 $1,628 $4,722 $6,058 $2,007 $2,173
Progressive $1,914 $1,807 $1,576 $1,651 $6,994 $7,849 $2,283 $2,477
State Farm $1,587 $1,587 $1,426 $1,426 $4,630 $5,867 $1,795 $2,063
Travelers $1,502 $1,583 $1,367 $1,457 $4,304 $5,380 $1,592 $1,677
USAA $1,623 $1,650 $1,506 $1,480 $5,267 $5,815 $2,138 $2,345

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Minimum Car Insurance in Union Hill, IL

Every driver must carry the minimum car insurance in Union Hill, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Union Hill, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Union Hill, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Union Hill, IL. Compare credit history car insurance rates in Union Hill from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Union Hill, Illinois

Insurance Company Poor Fair Good
Allstate $6,935 $5,012 $4,388
American Family $4,695 $3,190 $2,696
Farmers $5,216 $4,391 $4,177
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,814 $1,758 $1,405
Nationwide $3,222 $2,602 $2,278
Progressive $3,782 $3,209 $2,966
State Farm $3,700 $2,220 $1,724
Travelers $2,878 $2,314 $1,881
USAA $3,636 $2,494 $2,053

Cheapest Union Hill, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Union Hill, IL to rates for a clean record with top companies.

Annual Union Hill, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $6,648 $6,180 $5,105
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,876 $5,003 $4,878 $4,622
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,667 $2,347 $2,069 $1,886
Nationwide $2,179 $2,816 $3,308 $2,500
Progressive $2,734 $4,061 $3,027 $3,454
State Farm $2,322 $2,773 $2,548 $2,548
Travelers $1,879 $2,459 $2,738 $2,355
USAA $1,944 $2,795 $3,828 $2,344

Cheapest Union Hill, IL Car Insurance for Teen Drivers

Teen car insurance in Union Hill, IL can be expensive. Take a look at rates from the top car insurance companies in Union Hill for teenagers.

Annual Car Insurance Rates for Teen Drivers in Union Hill, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,052 $11,779
American Family $6,175 $8,572
Farmers $10,625 $11,087
GEICO $4,375 $4,641
Liberty Mutual $3,988 $4,438
Nationwide $4,722 $6,058
Progressive $6,994 $7,849
State Farm $4,630 $5,867
Travelers $4,304 $5,380
USAA $5,267 $5,815

Cheapest Union Hill, IL Car Insurance for Seniors

Take a look at Union Hill, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Union Hill, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,608 $3,608
American Family $2,014 $2,014
Farmers $2,160 $2,285
GEICO $1,364 $1,612
Liberty Mutual $1,047 $1,171
Nationwide $1,536 $1,628
Progressive $1,576 $1,651
State Farm $1,426 $1,426
Travelers $1,367 $1,457
USAA $1,506 $1,480

Cheapest Union Hill, IL Car Insurance Rates After a DUI

A DUI in Union Hill, IL increases car insurance rates. Compare Union Hill, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Union Hill, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,180
American Family $4,889
Farmers $4,878
GEICO $3,141
Liberty Mutual $2,069
Nationwide $3,308
Progressive $3,027
State Farm $2,548
Travelers $2,738
USAA $3,828

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Cheapest Union Hill, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Union Hill, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Union Hill, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,445 $5,445
American Family $3,482 $3,573
Farmers $4,595 $4,595
GEICO $2,263 $2,351
Liberty Mutual $1,992 $1,992
Nationwide $2,701 $2,701
Progressive $3,319 $3,319
State Farm $2,483 $2,613
Travelers $2,266 $2,450
USAA $2,651 $2,804

The Best Cheap Car Insurance Companies in Union Hill, IL

Take a look at a side-by-side comparison of the top car insurance companies in Union Hill, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Union Hill, Illinois

Insurance Company Average Annual Rates
Allstate $5,445
American Family $3,527
Farmers $4,595
GEICO $2,307
Liberty Mutual $1,992
Nationwide $2,701
Progressive $3,319
State Farm $2,548
Travelers $2,358
USAA $2,728

Category Winners: Cheapest Car Insurance in Union Hill, Illinois

Find the cheapest car insurance companies in Union Hill, IL for each category right here.

Best Annual Car Insurance Rates by Company in Union Hill, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Union Hill, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Union Hill car insurance rates. Find the cheapest Union Hill, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Union Hill, Illinois

Insurance Company Low Medium High
Allstate $5,274 $5,440 $5,621
American Family $3,413 $3,656 $3,512
Farmers $4,372 $4,484 $4,928
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,874 $1,988 $2,115
Nationwide $2,706 $2,719 $2,678
Progressive $3,060 $3,308 $3,589
State Farm $2,397 $2,551 $2,695
Travelers $2,217 $2,355 $2,502
USAA $2,557 $2,725 $2,901

What affects car insurance rates in Union Hill, Illinois?

What factors can have an impact on Union Hill, IL car insurance? There are several reasons why Union Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Union Hill, Illinois.

Commute Time in Union Hill

The more time you spend in your car the higher the risk of an accident. The average commute length in Union Hill, IL is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Union Hill, IL

Ready to find affordable Union Hill, Illinois car insurance today? Enter your ZIP code for fast, free Union Hill, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State