Compare Union Pier, MI Car Insurance Rates (2021)

Car insurance in Union Pier, MI averages $735 a month. Union Pier, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Union Pier car insurance rates, compare quotes from the top car insurance companies in Union Pier, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Union Pier is USAA
  • The cheapest car insurance company in Union Pier for teen drivers is USAA
  • Average car insurance rates in Union Pier, MI are $8,818/year

If you need to buy Union Pier, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Union Pier, MI is right here.

You’ll find Union Pier car insurance rates, the cheapest Union Pier, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Union Pier, Michigan car insurance rates to Grand Rapids car insurance rates, Flint car insurance rates, and Warren car insurance rates.

Ready to find affordable Union Pier, MI car insurance today? Enter your ZIP code for fast, free Union Pier car insurance quotes.

Cheapest Union Pier, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Union Pier, MI car insurance rates? Every Union Pier, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Union Pier, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,556 $3,556 $3,319 $3,319 $7,970 $7,970 $4,002 $4,002
GEICO $3,306 $3,306 $3,398 $3,398 $9,596 $9,596 $3,165 $3,165
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $4,901 $4,901 $4,360 $4,360 $13,163 $13,163 $5,390 $5,390
Progressive $2,735 $2,537 $2,428 $2,705 $10,087 $10,751 $3,173 $2,928
State Farm $7,061 $7,061 $6,573 $6,573 $25,047 $25,047 $8,299 $8,299
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,721 $2,559 $2,563 $2,408 $6,659 $6,279 $3,302 $3,142

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Minimum Car Insurance in Union Pier, MI

Every driver must carry the minimum car insurance in Union Pier, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Union Pier, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Union Pier, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Union Pier, MI. Compare credit history car insurance rates in Union Pier from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Union Pier, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,198 $4,126 $3,812
GEICO $6,248 $4,601 $3,749
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $8,730 $6,567 $5,565
Progressive $5,370 $4,538 $4,097
State Farm $19,055 $9,638 $6,543
Travelers $6,813 $6,608 $6,525
USAA $5,540 $3,168 $2,404

Cheapest Union Pier, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Union Pier, MI to rates for a clean record with top companies.

Annual Union Pier, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $3,961 $5,043 $4,978 $4,865
GEICO $1,696 $3,632 $10,981 $3,155
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $5,932 $7,980 $7,214 $6,689
Progressive $3,967 $5,198 $4,671 $4,837
State Farm $7,405 $8,915 $19,481 $11,179
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,977 $3,723 $4,873 $3,244

Cheapest Union Pier, MI Car Insurance for Teen Drivers

Teen car insurance in Union Pier, MI can be expensive. Take a look at rates from the top car insurance companies in Union Pier for teenagers.

Annual Car Insurance Rates for Teen Drivers in Union Pier, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $7,970 $7,970
GEICO $9,596 $9,596
Liberty Mutual $28,240 $28,240
Nationwide $13,163 $13,163
Progressive $10,087 $10,751
State Farm $25,047 $25,047
Travelers $13,395 $13,395
USAA $6,659 $6,279

Cheapest Union Pier, MI Car Insurance for Seniors

Take a look at Union Pier, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Union Pier, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,319 $3,319
GEICO $3,398 $3,398
Liberty Mutual $12,062 $12,062
Nationwide $4,360 $4,360
Progressive $2,428 $2,705
State Farm $6,573 $6,573
Travelers $3,858 $3,858
USAA $2,563 $2,408

Cheapest Union Pier, MI Car Insurance Rates After a DUI

A DUI in Union Pier, MI increases car insurance rates. Compare Union Pier, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Union Pier, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $43,593
Farmers $4,978
GEICO $10,981
Liberty Mutual $25,747
Nationwide $7,214
Progressive $4,671
State Farm $19,481
Travelers $10,331
USAA $4,873

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Cheapest Union Pier, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Union Pier, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Union Pier, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,896 $19,896
Farmers $4,712 $4,712
GEICO $4,758 $4,974
Liberty Mutual $15,619 $16,711
Nationwide $6,954 $6,954
Progressive $4,668 $4,668
State Farm $11,426 $12,064
Travelers $6,611 $6,686
USAA $3,662 $3,747

The Best Cheap Car Insurance Companies in Union Pier, MI

Take a look at a side-by-side comparison of the top car insurance companies in Union Pier, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Union Pier, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $4,712
GEICO $4,866
Liberty Mutual $16,165
Nationwide $6,954
Progressive $4,668
State Farm $11,745
Travelers $6,649
USAA $3,704

Category Winners: Cheapest Car Insurance in Union Pier, Michigan

Find the cheapest car insurance companies in Union Pier, MI for each category right here.

Best Annual Car Insurance Rates by Company in Union Pier, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Union Pier, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Union Pier car insurance rates. Find the cheapest Union Pier, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Union Pier, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $4,610 $4,703 $4,823
GEICO $4,510 $4,818 $5,270
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $7,234 $6,848 $6,779
Progressive $4,526 $4,674 $4,804
State Farm $11,140 $11,820 $12,275
Travelers $6,575 $6,656 $6,715
USAA $3,584 $3,715 $3,814

Compare Car Insurance Quotes in Union Pier, MI

Ready to find affordable Union Pier, Michigan car insurance today? Enter your ZIP code for fast, free Union Pier, MI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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