Compare Union Springs, AL Car Insurance Rates (2021)

Car insurance in Union Springs, AL averages $302 a month. Union Springs, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Union Springs car insurance rates, compare quotes from the top car insurance companies in Union Springs, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Union Springs, AL after a DUI are $4,147/year
  • Average car insurance rates in Union Springs, AL are $3,628/year
  • The cheapest car insurance company in Union Springs for teen drivers is USAA

If you need to buy Union Springs, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Union Springs, AL is right here.

You’ll find Union Springs car insurance rates, the cheapest Union Springs, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Union Springs, Alabama car insurance rates to Montgomery car insurance rates, Hoover car insurance rates, and Huntsville car insurance rates.

Ready to find affordable Union Springs, AL car insurance today? Enter your ZIP code for fast, free Union Springs car insurance quotes.

Cheapest Union Springs, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Union Springs, AL car insurance rates? Every Union Springs, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Union Springs, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,167 $2,153 $1,937 $2,056 $8,282 $8,525 $2,458 $2,556
GEICO $2,147 $2,117 $2,014 $2,065 $5,548 $5,428 $2,276 $2,115
Liberty Mutual $3,045 $3,296 $2,500 $2,802 $10,665 $11,876 $3,253 $3,475
Nationwide $1,757 $1,780 $1,600 $1,658 $4,596 $5,937 $1,950 $2,183
Progressive $2,311 $2,185 $1,892 $2,015 $8,977 $10,034 $2,701 $2,854
State Farm $3,150 $3,150 $2,818 $2,818 $9,065 $11,397 $3,548 $4,070
Travelers $1,535 $1,561 $1,429 $1,426 $7,954 $12,431 $1,457 $1,695
USAA $1,405 $1,429 $1,313 $1,290 $4,208 $4,671 $1,837 $1,986

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Minimum Car Insurance in Union Springs, AL

Every driver must carry the minimum car insurance in Union Springs, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Union Springs, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Union Springs, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Union Springs, AL. Compare credit history car insurance rates in Union Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Union Springs, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $4,224 $3,632 $3,443
GEICO $3,771 $2,688 $2,432
Liberty Mutual $7,335 $4,482 $3,525
Nationwide $3,234 $2,526 $2,287
Progressive $4,684 $3,980 $3,700
State Farm $8,108 $4,106 $2,791
Travelers $4,025 $3,485 $3,549
USAA $3,047 $1,984 $1,771

Cheapest Union Springs, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Union Springs, AL to rates for a clean record with top companies.

Annual Union Springs, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,172 $4,098 $3,998 $3,798
GEICO $2,014 $3,219 $3,924 $2,698
Liberty Mutual $4,019 $5,567 $5,471 $5,399
Nationwide $2,345 $2,345 $3,420 $2,620
Progressive $3,732 $4,650 $3,997 $4,104
State Farm $4,547 $5,558 $4,951 $4,951
Travelers $3,072 $3,226 $4,700 $3,747
USAA $1,742 $2,187 $3,255 $1,885

Cheapest Union Springs, AL Car Insurance for Teen Drivers

Teen car insurance in Union Springs, AL can be expensive. Take a look at rates from the top car insurance companies in Union Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Union Springs, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $8,282 $8,525
GEICO $5,548 $5,428
Liberty Mutual $10,665 $11,876
Nationwide $4,596 $5,937
Progressive $8,977 $10,034
State Farm $9,065 $11,397
Travelers $7,954 $12,431
USAA $4,208 $4,671

Cheapest Union Springs, AL Car Insurance for Seniors

Take a look at Union Springs, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Union Springs, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $1,937 $2,056
GEICO $2,014 $2,065
Liberty Mutual $2,500 $2,802
Nationwide $1,600 $1,658
Progressive $1,892 $2,015
State Farm $2,818 $2,818
Travelers $1,429 $1,426
USAA $1,313 $1,290

Cheapest Union Springs, AL Car Insurance Rates After a DUI

A DUI in Union Springs, AL increases car insurance rates. Compare Union Springs, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Union Springs, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $3,998
GEICO $3,924
Liberty Mutual $5,471
Nationwide $3,420
Progressive $3,997
State Farm $4,951
Travelers $4,700
USAA $3,255

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Cheapest Union Springs, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Union Springs, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Union Springs, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $3,767 $3,767
GEICO $2,906 $3,021
Liberty Mutual $5,114 $5,114
Nationwide $2,682 $2,682
Progressive $4,121 $4,121
State Farm $4,882 $5,121
Travelers $3,686 $3,686
USAA $2,163 $2,371

The Best Cheap Car Insurance Companies in Union Springs, AL

Take a look at a side-by-side comparison of the top car insurance companies in Union Springs, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Union Springs, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $3,767
GEICO $2,964
Liberty Mutual $5,114
Nationwide $2,682
Progressive $4,121
State Farm $5,002
Travelers $3,686
USAA $2,267

Category Winners: Cheapest Car Insurance in Union Springs, Alabama

Find the cheapest car insurance companies in Union Springs, AL for each category right here.

Best Annual Car Insurance Rates by Company in Union Springs, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Union Springs, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Union Springs car insurance rates. Find the cheapest Union Springs, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Union Springs, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $3,557 $3,718 $4,025
GEICO $2,742 $2,952 $3,198
Liberty Mutual $4,879 $5,089 $5,374
Nationwide $2,658 $2,662 $2,728
Progressive $3,697 $4,096 $4,571
State Farm $4,754 $4,994 $5,257
Travelers $3,531 $3,759 $3,768
USAA $2,186 $2,255 $2,361

What affects car insurance rates in Union Springs, Alabama?

What factors can have an impact on Union Springs, AL car insurance? There are several reasons why Union Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Union Springs, Alabama.

Car Theft in Union Springs

High levels of vehicle theft can make car insurance more expensive. Union Springs, AL car theft statistics from the FBI indicate 17 vehicle thefts a year.

Commute Time in Union Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Union Springs, AL is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Union Springs, AL

Ready to find affordable Union Springs, Alabama car insurance today? Enter your ZIP code for fast, free Union Springs, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State