Compare Union Springs, NY Car Insurance Rates (2021)

Car insurance in Union Springs, NY averages $256 a month. Union Springs, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Union Springs car insurance rates, compare quotes from the top car insurance companies in Union Springs, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Union Springs for teen drivers is GEICO
  • Average car insurance rates in Union Springs, NY are $3,070/year
  • The cheapest car insurance company in Union Springs is GEICO

If you need to buy Union Springs, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Union Springs, NY is right here.

You’ll find Union Springs car insurance rates, the cheapest Union Springs, NY car insurance companies, and information on New York car insurance laws. You can also compare Union Springs, New York car insurance rates to Buffalo car insurance rates, Schenectady car insurance rates, and Utica car insurance rates.

Ready to find affordable Union Springs, NY car insurance today? Enter your ZIP code for fast, free Union Springs car insurance quotes.

Cheapest Union Springs, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Union Springs, NY car insurance rates? Every Union Springs, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Union Springs, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,401 $2,271 $2,244 $2,282 $6,883 $7,386 $2,405 $2,438
GEICO $1,320 $1,273 $1,287 $1,268 $2,793 $4,104 $1,189 $1,225
Liberty Mutual $3,459 $3,459 $3,223 $3,223 $6,715 $10,882 $3,459 $3,672
Nationwide $1,983 $1,983 $1,874 $1,874 $3,454 $5,122 $1,983 $2,511
Progressive $1,505 $1,415 $1,216 $1,233 $5,037 $5,616 $1,942 $1,898
State Farm $2,101 $2,101 $1,833 $1,833 $6,194 $7,986 $2,310 $2,445
Travelers $2,239 $2,262 $2,045 $2,194 $5,157 $6,119 $2,382 $2,483
USAA $1,522 $1,495 $1,381 $1,380 $6,123 $7,295 $1,943 $2,142

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Minimum Car Insurance in Union Springs, NY

Every driver must carry the minimum car insurance in Union Springs, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Union Springs, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Union Springs, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Union Springs, NY. Compare credit history car insurance rates in Union Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Union Springs, New York

Insurance Company Poor Fair Good
Allstate $5,054 $2,978 $2,585
GEICO $2,264 $1,664 $1,493
Liberty Mutual $6,651 $4,360 $3,273
Nationwide $2,598 $2,598 $2,598
Progressive $3,913 $2,037 $1,498
State Farm $4,731 $2,966 $2,354
Travelers $4,247 $2,713 $2,371
USAA $4,475 $2,257 $1,998

Cheapest Union Springs, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Union Springs, NY to rates for a clean record with top companies.

Annual Union Springs, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,012 $3,012 $4,357 $3,775
GEICO $1,416 $1,543 $2,854 $1,416
Liberty Mutual $3,808 $3,808 $7,621 $3,808
Nationwide $1,996 $1,996 $4,360 $2,041
Progressive $2,416 $2,416 $2,668 $2,430
State Farm $3,191 $3,191 $3,509 $3,509
Travelers $2,667 $3,316 $3,363 $3,095
USAA $2,579 $2,621 $3,820 $2,621

Cheapest Union Springs, NY Car Insurance for Teen Drivers

Teen car insurance in Union Springs, NY can be expensive. Take a look at rates from the top car insurance companies in Union Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Union Springs, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $7,386
GEICO $2,793 $4,104
Liberty Mutual $6,715 $10,882
Nationwide $3,454 $5,122
Progressive $5,037 $5,616
State Farm $6,194 $7,986
Travelers $5,157 $6,119
USAA $6,123 $7,295

Cheapest Union Springs, NY Car Insurance for Seniors

Take a look at Union Springs, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Union Springs, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,282
GEICO $1,287 $1,268
Liberty Mutual $3,223 $3,223
Nationwide $1,874 $1,874
Progressive $1,216 $1,233
State Farm $1,833 $1,833
Travelers $2,045 $2,194
USAA $1,381 $1,380

Cheapest Union Springs, NY Car Insurance Rates After a DUI

A DUI in Union Springs, NY increases car insurance rates. Compare Union Springs, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Union Springs, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,357
GEICO $2,854
Liberty Mutual $7,621
Nationwide $4,360
Progressive $2,668
State Farm $3,509
Travelers $3,363
USAA $3,820

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Cheapest Union Springs, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Union Springs, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Union Springs, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,491 $3,586
GEICO $1,754 $1,861
Liberty Mutual $4,629 $4,894
Nationwide $2,598 $2,598
Progressive $2,483 $2,483
State Farm $3,233 $3,468
Travelers $3,110 $3,110
USAA $2,881 $2,939

The Best Cheap Car Insurance Companies in Union Springs, NY

Take a look at a side-by-side comparison of the top car insurance companies in Union Springs, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Union Springs, New York

Insurance Company Average Annual Rates
Allstate $3,539
GEICO $1,807
Liberty Mutual $4,761
Nationwide $2,598
Progressive $2,483
State Farm $3,350
Travelers $3,110
USAA $2,910

Category Winners: Cheapest Car Insurance in Union Springs, New York

Find the cheapest car insurance companies in Union Springs, NY for each category right here.

Best Annual Car Insurance Rates by Company in Union Springs, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Union Springs, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Union Springs car insurance rates. Find the cheapest Union Springs, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Union Springs, New York

Insurance Company Low Medium High
Allstate $3,356 $3,528 $3,733
GEICO $1,717 $1,805 $1,900
Liberty Mutual $4,565 $4,746 $4,973
Nationwide $2,461 $2,579 $2,754
Progressive $2,366 $2,471 $2,611
State Farm $3,178 $3,370 $3,503
Travelers $2,973 $3,088 $3,269
USAA $2,832 $2,899 $3,000

What affects car insurance rates in Union Springs, New York?

What factors can have an impact on Union Springs, NY car insurance? There are several reasons why Union Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Union Springs, New York.

Commute Time in Union Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Union Springs, NY is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Union Springs, NY

Ready to find affordable Union Springs, New York car insurance today? Enter your ZIP code for fast, free Union Springs, NY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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