Compare Union Star, MO Car Insurance Rates (2021)

Car insurance in Union Star, MO averages $269 a month. Union Star, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Union Star car insurance rates, compare quotes from the top car insurance companies in Union Star, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Union Star for teen drivers is Nationwide
  • The cheapest car insurance company in Union Star is Nationwide
  • Average car insurance rates in Union Star, MO are $3,230/year

If you need to buy Union Star, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Union Star, MO is right here.

You’ll find Union Star car insurance rates, the cheapest Union Star, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Union Star, Missouri car insurance rates to Columbia car insurance rates, St. Joseph car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Union Star, MO car insurance today? Enter your ZIP code for fast, free Union Star car insurance quotes.

Cheapest Union Star, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Union Star, MO car insurance rates? Every Union Star, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Union Star, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,694 $2,514 $2,592 $7,830 $8,498 $2,662 $2,746
American Family $2,005 $2,005 $1,785 $1,785 $5,441 $7,082 $2,005 $2,347
Farmers $2,355 $2,344 $2,108 $2,228 $9,454 $9,767 $2,679 $2,803
GEICO $1,927 $2,146 $1,496 $1,892 $5,902 $6,251 $1,783 $1,801
Liberty Mutual $2,738 $2,971 $2,255 $2,527 $9,073 $10,073 $2,893 $3,097
Nationwide $1,455 $1,493 $1,296 $1,381 $3,656 $4,716 $1,658 $1,802
Progressive $1,895 $1,774 $1,551 $1,594 $5,973 $6,719 $2,312 $2,362
State Farm $1,661 $1,661 $1,465 $1,465 $4,516 $5,727 $1,861 $2,111
USAA $1,605 $1,589 $1,448 $1,469 $4,844 $5,914 $1,995 $2,214

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Minimum Car Insurance in Union Star, MO

Every driver must carry the minimum car insurance in Union Star, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Union Star, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Union Star, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Union Star, MO. Compare credit history car insurance rates in Union Star from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Union Star, Missouri

Insurance Company Poor Fair Good
Allstate $5,571 $3,588 $2,962
American Family $3,995 $2,809 $2,367
Farmers $4,821 $4,013 $3,818
GEICO $4,004 $2,608 $2,086
Liberty Mutual $6,405 $3,890 $3,065
Nationwide $2,580 $2,120 $1,846
Progressive $3,504 $2,896 $2,668
State Farm $3,420 $2,313 $1,942
USAA $4,394 $2,045 $1,465

Cheapest Union Star, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Union Star, MO to rates for a clean record with top companies.

Annual Union Star, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,459 $3,906 $4,875 $3,922
American Family $2,297 $3,313 $4,002 $2,615
Farmers $3,667 $4,526 $4,428 $4,248
GEICO $2,283 $2,933 $3,914 $2,468
Liberty Mutual $3,246 $4,633 $4,794 $5,140
Nationwide $1,733 $2,200 $2,907 $1,889
Progressive $2,644 $3,475 $2,910 $3,062
State Farm $2,371 $2,746 $2,558 $2,558
USAA $2,100 $2,561 $3,578 $2,300

Cheapest Union Star, MO Car Insurance for Teen Drivers

Teen car insurance in Union Star, MO can be expensive. Take a look at rates from the top car insurance companies in Union Star for teenagers.

Annual Car Insurance Rates for Teen Drivers in Union Star, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,830 $8,498
American Family $5,441 $7,082
Farmers $9,454 $9,767
GEICO $5,902 $6,251
Liberty Mutual $9,073 $10,073
Nationwide $3,656 $4,716
Progressive $5,973 $6,719
State Farm $4,516 $5,727
USAA $4,844 $5,914

Cheapest Union Star, MO Car Insurance for Seniors

Take a look at Union Star, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Union Star, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,514 $2,592
American Family $1,785 $1,785
Farmers $2,108 $2,228
GEICO $1,496 $1,892
Liberty Mutual $2,255 $2,527
Nationwide $1,296 $1,381
Progressive $1,551 $1,594
State Farm $1,465 $1,465
USAA $1,448 $1,469

Cheapest Union Star, MO Car Insurance Rates After a DUI

A DUI in Union Star, MO increases car insurance rates. Compare Union Star, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Union Star, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,875
American Family $4,002
Farmers $4,428
GEICO $3,914
Liberty Mutual $4,794
Nationwide $2,907
Progressive $2,910
State Farm $2,558
USAA $3,578

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Cheapest Union Star, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Union Star, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Union Star, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,040 $4,040
American Family $3,027 $3,087
Farmers $4,217 $4,217
GEICO $2,843 $2,956
Liberty Mutual $4,453 $4,453
Nationwide $2,182 $2,182
Progressive $3,023 $3,023
State Farm $2,497 $2,620
USAA $2,541 $2,729

The Best Cheap Car Insurance Companies in Union Star, MO

Take a look at a side-by-side comparison of the top car insurance companies in Union Star, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Union Star, Missouri

Insurance Company Average Annual Rates
Allstate $4,040
American Family $3,057
Farmers $4,217
GEICO $2,900
Liberty Mutual $4,453
Nationwide $2,182
Progressive $3,023
State Farm $2,558
USAA $2,635

Category Winners: Cheapest Car Insurance in Union Star, Missouri

Find the cheapest car insurance companies in Union Star, MO for each category right here.

Best Annual Car Insurance Rates by Company in Union Star, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Union Star, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Union Star car insurance rates. Find the cheapest Union Star, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Union Star, Missouri

Insurance Company Low Medium High
Allstate $3,900 $4,032 $4,189
American Family $2,965 $3,154 $3,052
Farmers $3,972 $4,183 $4,497
GEICO $2,723 $2,920 $3,056
Liberty Mutual $4,222 $4,474 $4,664
Nationwide $2,060 $2,201 $2,286
Progressive $2,718 $3,030 $3,320
State Farm $2,422 $2,566 $2,687
USAA $2,526 $2,626 $2,752

What affects car insurance rates in Union Star, Missouri?

What factors can have an impact on Union Star, MO car insurance? There are several reasons why Union Star car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Union Star, Missouri.

Commute Time in Union Star

The more time you spend in your car the higher the risk of an accident. The average commute length in Union Star, MO is 39.0 minutes according to City-Data.

Compare Car Insurance Quotes in Union Star, MO

Ready to find affordable Union Star, Missouri car insurance today? Enter your ZIP code for fast, free Union Star, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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