Compare Unity, IL Car Insurance Rates (2021)

Car insurance in Unity, IL averages $289 a month. Unity, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Unity car insurance rates, compare quotes from the top car insurance companies in Unity, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Unity, IL after a DUI are $4,057/year
  • The cheapest car insurance company in Unity for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Unity is Liberty Mutual

If you need to buy Unity, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Unity, IL is right here.

You’ll find Unity car insurance rates, the cheapest Unity, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Unity, Illinois car insurance rates to Rockford car insurance rates, Cicero car insurance rates, and Joliet car insurance rates.

Ready to find affordable Unity, IL car insurance today? Enter your ZIP code for fast, free Unity car insurance quotes.

Cheapest Unity, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Unity, IL car insurance rates? Every Unity, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Unity, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,598 $3,615 $3,738 $3,738 $9,095 $11,864 $4,326 $4,675
American Family $2,469 $2,469 $2,252 $2,252 $6,830 $9,541 $2,469 $3,178
Farmers $2,528 $2,536 $2,249 $2,367 $10,379 $10,835 $2,879 $3,026
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,381 $1,494 $1,149 $1,285 $4,282 $4,768 $1,447 $1,533
Nationwide $2,672 $2,723 $2,362 $2,514 $7,470 $9,649 $3,123 $3,399
Progressive $2,122 $2,005 $1,742 $1,831 $7,721 $8,683 $2,527 $2,748
State Farm $1,505 $1,505 $1,337 $1,337 $4,130 $5,264 $1,696 $1,928
Travelers $1,559 $1,649 $1,407 $1,503 $4,326 $5,411 $1,656 $1,746
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

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Minimum Car Insurance in Unity, IL

Every driver must carry the minimum car insurance in Unity, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Unity, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Unity, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Unity, IL. Compare credit history car insurance rates in Unity from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Unity, Illinois

Insurance Company Poor Fair Good
Allstate $7,156 $5,118 $4,469
American Family $5,252 $3,551 $2,995
Farmers $5,240 $4,385 $4,175
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,070 $1,908 $1,524
Nationwide $5,077 $4,077 $3,564
Progressive $4,187 $3,551 $3,280
State Farm $3,393 $2,037 $1,583
Travelers $2,949 $2,352 $1,919
USAA $3,742 $2,576 $2,125

Cheapest Unity, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Unity, IL to rates for a clean record with top companies.

Annual Unity, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,081 $6,735 $6,243 $5,265
American Family $2,890 $4,100 $5,460 $3,281
Farmers $3,895 $4,996 $4,872 $4,637
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,815 $2,549 $2,253 $2,052
Nationwide $3,385 $4,427 $5,233 $3,910
Progressive $3,023 $4,492 $3,349 $3,825
State Farm $2,148 $2,527 $2,338 $2,338
Travelers $1,917 $2,502 $2,805 $2,404
USAA $2,000 $2,887 $3,954 $2,415

Cheapest Unity, IL Car Insurance for Teen Drivers

Teen car insurance in Unity, IL can be expensive. Take a look at rates from the top car insurance companies in Unity for teenagers.

Annual Car Insurance Rates for Teen Drivers in Unity, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,095 $11,864
American Family $6,830 $9,541
Farmers $10,379 $10,835
GEICO $5,690 $6,014
Liberty Mutual $4,282 $4,768
Nationwide $7,470 $9,649
Progressive $7,721 $8,683
State Farm $4,130 $5,264
Travelers $4,326 $5,411
USAA $5,467 $6,018

Cheapest Unity, IL Car Insurance for Seniors

Take a look at Unity, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Unity, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,738 $3,738
American Family $2,252 $2,252
Farmers $2,249 $2,367
GEICO $1,757 $2,095
Liberty Mutual $1,149 $1,285
Nationwide $2,362 $2,514
Progressive $1,742 $1,831
State Farm $1,337 $1,337
Travelers $1,407 $1,503
USAA $1,551 $1,522

Cheapest Unity, IL Car Insurance Rates After a DUI

A DUI in Unity, IL increases car insurance rates. Compare Unity, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Unity, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,243
American Family $5,460
Farmers $4,872
GEICO $4,060
Liberty Mutual $2,253
Nationwide $5,233
Progressive $3,349
State Farm $2,338
Travelers $2,805
USAA $3,954

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Cheapest Unity, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Unity, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Unity, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,581 $5,581
American Family $3,881 $3,984
Farmers $4,600 $4,600
GEICO $2,920 $3,043
Liberty Mutual $2,167 $2,167
Nationwide $4,239 $4,239
Progressive $3,672 $3,672
State Farm $2,278 $2,398
Travelers $2,313 $2,501
USAA $2,735 $2,893

The Best Cheap Car Insurance Companies in Unity, IL

Take a look at a side-by-side comparison of the top car insurance companies in Unity, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Unity, Illinois

Insurance Company Average Annual Rates
Allstate $5,581
American Family $3,933
Farmers $4,600
GEICO $2,982
Liberty Mutual $2,167
Nationwide $4,239
Progressive $3,672
State Farm $2,338
Travelers $2,407
USAA $2,814

Category Winners: Cheapest Car Insurance in Unity, Illinois

Find the cheapest car insurance companies in Unity, IL for each category right here.

Best Annual Car Insurance Rates by Company in Unity, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Unity, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Unity car insurance rates. Find the cheapest Unity, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Unity, Illinois

Insurance Company Low Medium High
Allstate $5,423 $5,576 $5,744
American Family $3,810 $4,076 $3,912
Farmers $4,395 $4,499 $4,906
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,050 $2,163 $2,289
Nationwide $4,215 $4,278 $4,224
Progressive $3,348 $3,660 $4,008
State Farm $2,203 $2,340 $2,470
Travelers $2,250 $2,404 $2,567
USAA $2,621 $2,812 $3,010

Compare Car Insurance Quotes in Unity, IL

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Average Monthly Car Insurance Rates by State