Compare University Park, IL Car Insurance Rates (2021)

Car insurance in University Park, IL averages $315 a month. University Park, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap University Park car insurance rates, compare quotes from the top car insurance companies in University Park, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in University Park for teen drivers is USAA
  • Average car insurance rates in University Park, IL after a DUI are $4,444/year
  • Average car insurance rates in University Park, IL are $3,782/year

If you need to buy University Park, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in University Park, IL is right here.

You’ll find University Park car insurance rates, the cheapest University Park, IL car insurance companies, and information on Illinois car insurance laws. You can also compare University Park, Illinois car insurance rates to Elgin car insurance rates, Naperville car insurance rates, and Peoria car insurance rates.

Ready to find affordable University Park, IL car insurance today? Enter your ZIP code for fast, free University Park car insurance quotes.

Cheapest University Park, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect University Park, IL car insurance rates? Every University Park, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in University Park, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,282 $3,296 $3,440 $3,440 $8,619 $11,200 $3,948 $4,268
American Family $2,659 $2,659 $2,434 $2,434 $7,523 $10,435 $2,659 $3,428
Farmers $2,879 $2,878 $2,545 $2,702 $12,836 $13,393 $3,286 $3,418
GEICO $2,123 $2,185 $2,065 $2,308 $7,762 $8,099 $2,462 $2,576
Liberty Mutual $1,731 $1,871 $1,449 $1,623 $5,828 $6,475 $1,795 $1,880
Nationwide $2,100 $2,134 $1,870 $1,978 $5,810 $7,444 $2,450 $2,650
Progressive $2,389 $2,242 $1,969 $2,082 $8,719 $9,774 $2,827 $3,032
State Farm $1,823 $1,823 $1,652 $1,652 $5,834 $7,366 $2,068 $2,384
Travelers $1,787 $1,885 $1,648 $1,756 $5,445 $6,885 $1,894 $1,995
USAA $1,710 $1,731 $1,590 $1,556 $5,688 $6,265 $2,259 $2,467

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Minimum Car Insurance in University Park, IL

Every driver must carry the minimum car insurance in University Park, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in University Park, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest University Park, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in University Park, IL. Compare credit history car insurance rates in University Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in University Park, Illinois

Insurance Company Poor Fair Good
Allstate $6,606 $4,775 $4,180
American Family $5,693 $3,872 $3,272
Farmers $6,224 $5,255 $4,998
GEICO $5,966 $2,888 $2,239
Liberty Mutual $4,020 $2,497 $1,978
Nationwide $3,949 $3,184 $2,781
Progressive $4,717 $3,989 $3,682
State Farm $4,472 $2,677 $2,076
Travelers $3,540 $2,872 $2,323
USAA $3,868 $2,662 $2,195

Cheapest University Park, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in University Park, IL to rates for a clean record with top companies.

Annual University Park, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,668 $6,330 $5,886 $4,863
American Family $3,150 $4,449 $5,943 $3,573
Farmers $4,634 $5,991 $5,841 $5,503
GEICO $2,472 $3,968 $5,441 $2,909
Liberty Mutual $2,348 $3,360 $2,942 $2,677
Nationwide $2,665 $3,446 $4,048 $3,059
Progressive $3,395 $5,056 $3,770 $4,296
State Farm $2,788 $3,362 $3,075 $3,075
Travelers $2,306 $3,040 $3,400 $2,902
USAA $2,064 $2,986 $4,093 $2,491

Cheapest University Park, IL Car Insurance for Teen Drivers

Teen car insurance in University Park, IL can be expensive. Take a look at rates from the top car insurance companies in University Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in University Park, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,619 $11,200
American Family $7,523 $10,435
Farmers $12,836 $13,393
GEICO $7,762 $8,099
Liberty Mutual $5,828 $6,475
Nationwide $5,810 $7,444
Progressive $8,719 $9,774
State Farm $5,834 $7,366
Travelers $5,445 $6,885
USAA $5,688 $6,265

Cheapest University Park, IL Car Insurance for Seniors

Take a look at University Park, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in University Park, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,440 $3,440
American Family $2,434 $2,434
Farmers $2,545 $2,702
GEICO $2,065 $2,308
Liberty Mutual $1,449 $1,623
Nationwide $1,870 $1,978
Progressive $1,969 $2,082
State Farm $1,652 $1,652
Travelers $1,648 $1,756
USAA $1,590 $1,556

Cheapest University Park, IL Car Insurance Rates After a DUI

A DUI in University Park, IL increases car insurance rates. Compare University Park, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in University Park, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,886
American Family $5,943
Farmers $5,841
GEICO $5,441
Liberty Mutual $2,942
Nationwide $4,048
Progressive $3,770
State Farm $3,075
Travelers $3,400
USAA $4,093

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Cheapest University Park, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in University Park, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in University Park, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,187 $5,187
American Family $4,224 $4,334
Farmers $5,492 $5,492
GEICO $3,632 $3,764
Liberty Mutual $2,831 $2,831
Nationwide $3,304 $3,304
Progressive $4,129 $4,129
State Farm $2,997 $3,153
Travelers $2,796 $3,027
USAA $2,827 $2,990

The Best Cheap Car Insurance Companies in University Park, IL

Take a look at a side-by-side comparison of the top car insurance companies in University Park, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in University Park, Illinois

Insurance Company Average Annual Rates
Allstate $5,187
American Family $4,279
Farmers $5,492
GEICO $3,698
Liberty Mutual $2,831
Nationwide $3,304
Progressive $4,129
State Farm $3,075
Travelers $2,912
USAA $2,908

Category Winners: Cheapest Car Insurance in University Park, Illinois

Find the cheapest car insurance companies in University Park, IL for each category right here.

Best Annual Car Insurance Rates by Company in University Park, Illinois

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest University Park, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your University Park car insurance rates. Find the cheapest University Park, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in University Park, Illinois

Insurance Company Low Medium High
Allstate $5,020 $5,182 $5,358
American Family $4,115 $4,435 $4,286
Farmers $5,198 $5,349 $5,930
GEICO $3,359 $3,685 $4,049
Liberty Mutual $2,648 $2,823 $3,023
Nationwide $3,258 $3,334 $3,322
Progressive $3,711 $4,096 $4,580
State Farm $2,877 $3,081 $3,267
Travelers $2,718 $2,908 $3,109
USAA $2,715 $2,905 $3,105

What affects car insurance rates in University Park, Illinois?

What factors can have an impact on University Park, IL car insurance? There are several reasons why University Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in University Park, Illinois.

Commute Time in University Park

The more time you spend in your car the higher the risk of an accident. The average commute length in University Park, IL is 37.6 minutes according to City-Data.

Compare Car Insurance Quotes in University Park, IL

Ready to find affordable University Park, Illinois car insurance today? Enter your ZIP code for fast, free University Park, IL car insurance quotes.

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Average Monthly Car Insurance Rates by State