Compare Upham, ND Car Insurance Rates (2021)

Car insurance in Upham, ND averages $363 a month. Upham, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Upham car insurance rates, compare quotes from the top car insurance companies in Upham, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Upham, ND after a DUI are $5,203/year
  • Average car insurance rates in Upham, ND are $4,357/year
  • The cheapest car insurance company in Upham for teen drivers is USAA

If you need to buy Upham, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Upham, ND is right here.

You’ll find Upham car insurance rates, the cheapest Upham, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Upham, North Dakota car insurance rates to West Fargo car insurance rates, Minot car insurance rates, and Williston car insurance rates.

Ready to find affordable Upham, ND car insurance today? Enter your ZIP code for fast, free Upham car insurance quotes.

Cheapest Upham, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Upham, ND car insurance rates? Every Upham, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Upham, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,557 $2,263 $2,397 $9,912 $11,680 $2,803 $3,030
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,947 $1,913 $1,741 $1,810 $6,878 $7,051 $2,210 $2,338
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,886 $1,936 $1,689 $1,805 $4,197 $5,200 $2,146 $2,282
Progressive $2,364 $2,261 $1,912 $1,982 $8,552 $9,580 $2,907 $2,947
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Upham, ND

Every driver must carry the minimum car insurance in Upham, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Upham, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Upham, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Upham, ND. Compare credit history car insurance rates in Upham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Upham, North Dakota

Insurance Company Poor Fair Good
Allstate $5,866 $4,460 $3,622
American Family $5,292 $3,681 $3,115
Farmers $3,748 $3,056 $2,904
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,222 $2,504 $2,201
Progressive $4,703 $3,917 $3,569
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Cheapest Upham, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Upham, ND to rates for a clean record with top companies.

Annual Upham, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,757 $4,139 $6,324 $4,377
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,730 $3,477 $3,433 $3,305
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $1,944 $2,690 $3,722 $2,214
Progressive $3,754 $4,605 $3,794 $4,099
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Upham, ND Car Insurance for Teen Drivers

Teen car insurance in Upham, ND can be expensive. Take a look at rates from the top car insurance companies in Upham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Upham, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,912 $11,680
American Family $6,100 $8,820
Farmers $6,878 $7,051
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,197 $5,200
Progressive $8,552 $9,580
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheapest Upham, ND Car Insurance for Seniors

Take a look at Upham, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Upham, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,263 $2,397
American Family $2,612 $2,612
Farmers $1,741 $1,810
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,689 $1,805
Progressive $1,912 $1,982
State Farm $1,575 $1,575
USAA $927 $930

Cheapest Upham, ND Car Insurance Rates After a DUI

A DUI in Upham, ND increases car insurance rates. Compare Upham, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Upham, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,324
American Family $5,597
Farmers $3,433
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,722
Progressive $3,794
State Farm $2,757
USAA $2,854

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Cheapest Upham, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Upham, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Upham, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,535 $4,763
American Family $3,979 $4,079
Farmers $3,236 $3,236
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,643 $2,643
Progressive $4,063 $4,063
State Farm $2,683 $2,831
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Upham, ND

Take a look at a side-by-side comparison of the top car insurance companies in Upham, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Upham, North Dakota

Insurance Company Average Annual Rates
Allstate $4,649
American Family $4,029
Farmers $3,236
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,643
Progressive $4,063
State Farm $2,757
USAA $2,028

Category Winners: Cheapest Car Insurance in Upham, North Dakota

Find the cheapest car insurance companies in Upham, ND for each category right here.

Best Annual Car Insurance Rates by Company in Upham, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Upham, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Upham car insurance rates. Find the cheapest Upham, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Upham, North Dakota

Insurance Company Low Medium High
Allstate $4,564 $4,648 $4,737
American Family $4,159 $4,230 $3,699
Farmers $3,168 $3,223 $3,317
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,580 $2,629 $2,719
Progressive $3,954 $4,049 $4,186
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

What affects car insurance rates in Upham, North Dakota?

What factors can have an impact on Upham, ND car insurance? There are several reasons why Upham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Upham, North Dakota.

Commute Time in Upham

The more time you spend in your car the higher the risk of an accident. The average commute length in Upham, ND is 30.7 minutes according to City-Data.

Compare Car Insurance Quotes in Upham, ND

Ready to find affordable Upham, North Dakota car insurance today? Enter your ZIP code for fast, free Upham, ND car insurance quotes.

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