Compare Upper Lake, CA Car Insurance Rates (2021)

Car insurance in Upper Lake, CA averages $275 a month. Upper Lake, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Upper Lake car insurance rates, compare quotes from the top car insurance companies in Upper Lake, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Upper Lake is USAA
  • The cheapest car insurance company in Upper Lake for teen drivers is USAA
  • Average car insurance rates in Upper Lake, CA after a DUI are $4,633/year

If you need to buy Upper Lake, California car insurance, the options can be confusing. Everything you need to know about car insurance in Upper Lake, CA is right here.

You’ll find Upper Lake car insurance rates, the cheapest Upper Lake, CA car insurance companies, and information on California car insurance laws. You can also compare Upper Lake, California car insurance rates to San Diego car insurance rates, Fresno car insurance rates, and Anaheim car insurance rates.

Ready to find affordable Upper Lake, CA car insurance today? Enter your ZIP code for fast, free Upper Lake car insurance quotes.

Cheapest Upper Lake, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Upper Lake, CA car insurance rates? Every Upper Lake, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Upper Lake, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,479 $2,487 $1,801 $1,834 $6,815 $8,579 $3,216 $3,570
Farmers $2,221 $2,221 $1,990 $1,990 $7,136 $11,814 $2,636 $2,936
GEICO $1,676 $1,678 $1,577 $1,577 $5,100 $5,201 $2,408 $2,468
Liberty Mutual $2,123 $2,020 $1,965 $1,908 $4,669 $4,935 $2,406 $2,412
Nationwide $2,768 $2,649 $2,408 $2,277 $6,942 $7,664 $3,300 $3,274
Progressive $1,631 $1,682 $1,366 $1,632 $4,261 $5,177 $2,341 $2,524
State Farm $3,310 $3,310 $2,956 $2,956 $6,088 $7,546 $3,665 $3,780
Travelers $2,260 $2,195 $1,996 $1,974 $4,567 $5,262 $2,929 $2,874
USAA $1,770 $1,679 $1,727 $1,736 $4,027 $4,054 $2,456 $2,323

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Minimum Car Insurance in Upper Lake, CA

Every driver must carry the minimum car insurance in Upper Lake, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Upper Lake, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Upper Lake, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Upper Lake, CA to rates for a clean record with top companies.

Annual Upper Lake, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,312 $3,925 $6,117 $3,036
Farmers $3,038 $4,141 $5,173 $4,119
GEICO $1,897 $2,922 $3,670 $2,353
Liberty Mutual $2,434 $3,263 $2,942 $2,579
Nationwide $2,732 $3,498 $5,913 $3,498
Progressive $1,692 $2,855 $3,328 $2,431
State Farm $2,997 $3,575 $6,754 $3,479
Travelers $2,027 $3,255 $3,798 $2,948
USAA $1,644 $2,441 $4,001 $1,800

Cheapest Upper Lake, CA Car Insurance for Teen Drivers

Teen car insurance in Upper Lake, CA can be expensive. Take a look at rates from the top car insurance companies in Upper Lake for teenagers.

Annual Car Insurance Rates for Teen Drivers in Upper Lake, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,815 $8,579
Farmers $7,136 $11,814
GEICO $5,100 $5,201
Liberty Mutual $4,669 $4,935
Nationwide $6,942 $7,664
Progressive $4,261 $5,177
State Farm $6,088 $7,546
Travelers $4,567 $5,262
USAA $4,027 $4,054

Cheapest Upper Lake, CA Car Insurance for Seniors

Take a look at Upper Lake, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Upper Lake, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,801 $1,834
Farmers $1,990 $1,990
GEICO $1,577 $1,577
Liberty Mutual $1,965 $1,908
Nationwide $2,408 $2,277
Progressive $1,366 $1,632
State Farm $2,956 $2,956
Travelers $1,996 $1,974
USAA $1,727 $1,736

Cheapest Upper Lake, CA Car Insurance Rates After a DUI

A DUI in Upper Lake, CA increases car insurance rates. Compare Upper Lake, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Upper Lake, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,117
Farmers $5,173
GEICO $3,670
Liberty Mutual $2,942
Nationwide $5,913
Progressive $3,328
State Farm $6,754
Travelers $3,798
USAA $4,001

Cheapest Upper Lake, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Upper Lake, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Upper Lake, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,478 $4,217
Farmers $3,738 $4,498
GEICO $2,463 $2,958
Liberty Mutual $2,577 $3,033
Nationwide $3,458 $4,363
Progressive $2,342 $2,811
State Farm $4,050 $4,353
Travelers $2,707 $3,307
USAA $2,277 $2,666

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The Best Cheap Car Insurance Companies in Upper Lake, CA

Take a look at a side-by-side comparison of the top car insurance companies in Upper Lake, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Upper Lake, California

Insurance Company Average Annual Rates
Allstate $3,848
Farmers $4,118
GEICO $2,711
Liberty Mutual $2,805
Nationwide $3,910
Progressive $2,577
State Farm $4,201
Travelers $3,007
USAA $2,472

Category Winners: Cheapest Car Insurance in Upper Lake, California

Find the cheapest car insurance companies in Upper Lake, CA for each category right here.

Best Annual Car Insurance Rates by Company in Upper Lake, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Upper Lake, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Upper Lake car insurance rates. Find the cheapest Upper Lake, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Upper Lake, California

Insurance Company Low Medium High
Allstate $3,672 $3,876 $3,995
Farmers $3,882 $4,145 $4,326
GEICO $2,479 $2,738 $2,914
Liberty Mutual $2,640 $2,827 $2,947
Nationwide $3,550 $3,974 $4,207
Progressive $2,366 $2,637 $2,726
State Farm $3,806 $4,272 $4,526
Travelers $2,664 $3,079 $3,278
USAA $2,260 $2,515 $2,640

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What affects car insurance rates in Upper Lake, California?

What factors can have an impact on Upper Lake, CA car insurance? There are several reasons why Upper Lake car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Upper Lake, California.

Commute Time in Upper Lake

The more time you spend in your car the higher the risk of an accident. The average commute length in Upper Lake, CA is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Upper Lake, CA

Ready to find affordable Upper Lake, California car insurance today? Enter your ZIP code for fast, free Upper Lake, CA car insurance quotes.

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