Compare Urania, LA Car Insurance Rates (2021)

Car insurance in Urania, LA averages $407 a month. Urania, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Urania car insurance rates, compare quotes from the top car insurance companies in Urania, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Urania for teen drivers is State Farm
  • The cheapest car insurance company in Urania is State Farm
  • Average car insurance rates in Urania, LA are $4,886/year

If you need to buy Urania, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Urania, LA is right here.

You’ll find Urania car insurance rates, the cheapest Urania, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Urania, Louisiana car insurance rates to Alexandria car insurance rates, Houma car insurance rates, and Lafayette car insurance rates.

Ready to find affordable Urania, LA car insurance today? Enter your ZIP code for fast, free Urania car insurance quotes.

Cheapest Urania, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Urania, LA car insurance rates? Every Urania, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Urania, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $4,011 $4,136 $4,136 $8,830 $11,169 $4,439 $4,817
GEICO $2,991 $3,453 $3,535 $4,282 $11,333 $12,041 $2,907 $2,850
Progressive $3,139 $2,935 $2,630 $2,827 $12,782 $14,222 $3,613 $3,737
State Farm $2,333 $2,333 $2,124 $2,124 $6,748 $8,473 $2,598 $2,921
USAA $2,385 $2,351 $2,301 $2,295 $7,080 $8,348 $2,945 $3,237

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Minimum Car Insurance in Urania, LA

Every driver must carry the minimum car insurance in Urania, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Urania, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Urania, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Urania, LA. Compare credit history car insurance rates in Urania from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Urania, Louisiana

Insurance Company Poor Fair Good
Allstate $7,497 $5,125 $4,458
GEICO $6,451 $5,599 $4,222
Progressive $6,475 $5,557 $5,175
State Farm $5,146 $3,307 $2,668
USAA $5,357 $3,406 $2,840

Cheapest Urania, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Urania, LA to rates for a clean record with top companies.

Annual Urania, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,514 $6,860 $6,109 $5,291
GEICO $3,687 $5,964 $7,314 $4,731
Progressive $4,776 $6,428 $6,153 $5,586
State Farm $3,410 $4,003 $3,707 $3,707
USAA $2,950 $4,080 $4,924 $3,516

Cheapest Urania, LA Car Insurance for Teen Drivers

Teen car insurance in Urania, LA can be expensive. Take a look at rates from the top car insurance companies in Urania for teenagers.

Annual Car Insurance Rates for Teen Drivers in Urania, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,169
GEICO $11,333 $12,041
Progressive $12,782 $14,222
State Farm $6,748 $8,473
USAA $7,080 $8,348

Cheapest Urania, LA Car Insurance for Seniors

Take a look at Urania, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Urania, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,136 $4,136
GEICO $3,535 $4,282
Progressive $2,630 $2,827
State Farm $2,124 $2,124
USAA $2,301 $2,295

Cheapest Urania, LA Car Insurance Rates After a DUI

A DUI in Urania, LA increases car insurance rates. Compare Urania, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Urania, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,109
GEICO $7,314
Progressive $6,153
State Farm $3,707
USAA $4,924

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Cheapest Urania, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Urania, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Urania, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,694 $5,694
GEICO $5,322 $5,526
Progressive $5,736 $5,736
State Farm $3,613 $3,801
USAA $3,749 $3,986

The Best Cheap Car Insurance Companies in Urania, LA

Take a look at a side-by-side comparison of the top car insurance companies in Urania, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Urania, Louisiana

Insurance Company Average Annual Rates
Allstate $5,694
GEICO $5,424
Progressive $5,736
State Farm $3,707
USAA $3,868

Category Winners: Cheapest Car Insurance in Urania, Louisiana

Find the cheapest car insurance companies in Urania, LA for each category right here.

Best Annual Car Insurance Rates by Company in Urania, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Urania, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Urania car insurance rates. Find the cheapest Urania, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Urania, Louisiana

Insurance Company Low Medium High
Allstate $4,968 $5,795 $6,318
GEICO $4,609 $5,443 $6,221
Progressive $4,909 $5,694 $6,605
State Farm $3,261 $3,698 $4,161
USAA $3,406 $3,921 $4,276

What affects car insurance rates in Urania, Louisiana?

What factors can have an impact on Urania, LA car insurance? There are several reasons why Urania car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Urania, Louisiana.

Commute Time in Urania

The more time you spend in your car the higher the risk of an accident. The average commute length in Urania, LA is 24.4 minutes according to City-Data.

Compare Car Insurance Quotes in Urania, LA

Ready to find affordable Urania, Louisiana car insurance today? Enter your ZIP code for fast, free Urania, LA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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