Compare Ute Park, NM Car Insurance Rates (2021)

Car insurance in Ute Park, NM averages $291 a month. Ute Park, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Ute Park car insurance rates, compare quotes from the top car insurance companies in Ute Park, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ute Park, NM after a DUI are $4,452/year
  • Average car insurance rates in Ute Park, NM are $3,495/year
  • The cheapest car insurance company in Ute Park for teen drivers is USAA

If you need to buy Ute Park, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Ute Park, NM is right here.

You’ll find Ute Park car insurance rates, the cheapest Ute Park, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Ute Park, New Mexico car insurance rates to Gallup car insurance rates, Carlsbad car insurance rates, and Roswell car insurance rates.

Ready to find affordable Ute Park, NM car insurance today? Enter your ZIP code for fast, free Ute Park car insurance quotes.

Cheapest Ute Park, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ute Park, NM car insurance rates? Every Ute Park, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ute Park, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,669 $2,685 $2,433 $2,561 $8,900 $10,309 $2,971 $3,161
Farmers $2,324 $2,315 $2,081 $2,214 $9,353 $9,619 $2,621 $2,716
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,586 $2,638 $2,338 $2,465 $6,271 $7,955 $2,917 $3,135
Progressive $1,784 $1,740 $1,597 $1,612 $7,058 $7,960 $2,170 $2,259
State Farm $1,552 $1,552 $1,404 $1,404 $4,197 $5,284 $1,738 $1,919
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

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Minimum Car Insurance in Ute Park, NM

Every driver must carry the minimum car insurance in Ute Park, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Ute Park, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Ute Park, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ute Park, NM. Compare credit history car insurance rates in Ute Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ute Park, New Mexico

Insurance Company Poor Fair Good
Allstate $5,196 $4,275 $3,912
Farmers $4,767 $3,946 $3,753
GEICO $4,787 $4,162 $3,849
Nationwide $4,644 $3,597 $3,123
Progressive $3,608 $3,197 $3,013
State Farm $3,406 $2,089 $1,648
USAA $2,680 $2,000 $1,731

Cheapest Ute Park, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ute Park, NM to rates for a clean record with top companies.

Annual Ute Park, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,675 $4,839 $5,190 $4,141
Farmers $3,510 $4,518 $4,411 $4,183
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,805 $3,976 $5,178 $3,193
Progressive $2,834 $3,850 $3,053 $3,353
State Farm $2,237 $2,429 $2,429 $2,429
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Ute Park, NM Car Insurance for Teen Drivers

Teen car insurance in Ute Park, NM can be expensive. Take a look at rates from the top car insurance companies in Ute Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ute Park, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,900 $10,309
Farmers $9,353 $9,619
GEICO $7,583 $10,447
Nationwide $6,271 $7,955
Progressive $7,058 $7,960
State Farm $4,197 $5,284
USAA $3,641 $4,122

Cheapest Ute Park, NM Car Insurance for Seniors

Take a look at Ute Park, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ute Park, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,433 $2,561
Farmers $2,081 $2,214
GEICO $2,511 $2,511
Nationwide $2,338 $2,465
Progressive $1,597 $1,612
State Farm $1,404 $1,404
USAA $1,372 $1,376

Cheapest Ute Park, NM Car Insurance Rates After a DUI

A DUI in Ute Park, NM increases car insurance rates. Compare Ute Park, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ute Park, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,190
Farmers $4,411
GEICO $8,009
Nationwide $5,178
Progressive $3,053
State Farm $2,429
USAA $2,897

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Cheapest Ute Park, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ute Park, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ute Park, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,461 $4,461
Farmers $4,155 $4,155
GEICO $4,201 $4,331
Nationwide $3,788 $3,788
Progressive $3,273 $3,273
State Farm $2,321 $2,441
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Ute Park, NM

Take a look at a side-by-side comparison of the top car insurance companies in Ute Park, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ute Park, New Mexico

Insurance Company Average Annual Rates
Allstate $4,461
Farmers $4,155
GEICO $4,266
Nationwide $3,788
Progressive $3,273
State Farm $2,381
USAA $2,137

Category Winners: Cheapest Car Insurance in Ute Park, New Mexico

Find the cheapest car insurance companies in Ute Park, NM for each category right here.

Best Annual Car Insurance Rates by Company in Ute Park, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ute Park, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ute Park car insurance rates. Find the cheapest Ute Park, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ute Park, New Mexico

Insurance Company Low Medium High
Allstate $4,272 $4,453 $4,658
Farmers $3,813 $4,121 $4,532
GEICO $3,990 $4,256 $4,552
Nationwide $3,799 $3,746 $3,819
Progressive $3,152 $3,272 $3,394
State Farm $2,180 $2,389 $2,574
USAA $1,995 $2,146 $2,271

What affects car insurance rates in Ute Park, New Mexico?

What factors can have an impact on Ute Park, NM car insurance? There are several reasons why Ute Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ute Park, New Mexico.

Commute Time in Ute Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Ute Park, NM is 62.0 minutes according to City-Data.

Compare Car Insurance Quotes in Ute Park, NM

Ready to find affordable Ute Park, New Mexico car insurance today? Enter your ZIP code for fast, free Ute Park, NM car insurance quotes.

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