Compare Valdese, NC Car Insurance Rates (2021)

Car insurance in Valdese, NC averages $273 a month. Valdese, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Valdese car insurance rates, compare quotes from the top car insurance companies in Valdese, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Valdese, NC are $3,272/year
  • The cheapest car insurance company in Valdese for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Valdese is Liberty Mutual

If you need to buy Valdese, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Valdese, NC is right here.

You’ll find Valdese car insurance rates, the cheapest Valdese, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Valdese, North Carolina car insurance rates to Greensboro car insurance rates, High Point car insurance rates, and Cary car insurance rates.

Ready to find affordable Valdese, NC car insurance today? Enter your ZIP code for fast, free Valdese car insurance quotes.

Cheapest Valdese, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Valdese, NC car insurance rates? Every Valdese, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valdese, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,384 $5,384 $4,415 $4,415 $13,077 $13,077 $5,490 $5,490
GEICO $2,459 $2,413 $2,426 $2,382 $4,592 $4,551 $2,155 $2,142
Liberty Mutual $1,769 $1,769 $1,830 $1,830 $3,156 $3,156 $1,769 $1,769
Nationwide $2,335 $2,335 $2,335 $2,335 $3,997 $3,997 $2,335 $2,335
Progressive $1,767 $1,767 $1,630 $1,630 $4,035 $4,035 $1,947 $1,947
State Farm $2,313 $2,313 $2,001 $2,001 $3,416 $3,416 $2,857 $2,857
Travelers $2,576 $2,576 $2,555 $2,555 $4,418 $4,418 $2,644 $2,644

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Minimum Car Insurance in Valdese, NC

Every driver must carry the minimum car insurance in Valdese, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Valdese, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Valdese, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Valdese, NC. Compare credit history car insurance rates in Valdese from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Valdese, North Carolina

Insurance Company Poor Fair Good
Allstate $9,593 $6,230 $5,451
GEICO $3,127 $2,876 $2,666
Liberty Mutual $2,131 $2,131 $2,131
Nationwide $2,751 $2,751 $2,751
Progressive $2,610 $2,292 $2,132
State Farm $3,714 $2,377 $1,848
Travelers $3,256 $2,963 $2,926

Cheapest Valdese, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Valdese, NC to rates for a clean record with top companies.

Annual Valdese, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,854 $6,748 $12,561 $5,202
GEICO $1,567 $2,315 $5,529 $2,148
Liberty Mutual $1,273 $1,632 $3,987 $1,632
Nationwide $1,623 $2,095 $5,189 $2,095
Progressive $1,122 $1,635 $5,040 $1,582
State Farm $1,411 $2,041 $5,093 $2,041
Travelers $1,812 $2,383 $5,656 $2,342

Cheapest Valdese, NC Car Insurance for Teen Drivers

Teen car insurance in Valdese, NC can be expensive. Take a look at rates from the top car insurance companies in Valdese for teenagers.

Annual Car Insurance Rates for Teen Drivers in Valdese, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,077 $13,077
GEICO $4,592 $4,551
Liberty Mutual $3,156 $3,156
Nationwide $3,997 $3,997
Progressive $4,035 $4,035
State Farm $3,416 $3,416
Travelers $4,418 $4,418

Cheapest Valdese, NC Car Insurance for Seniors

Take a look at Valdese, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Valdese, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,415 $4,415
GEICO $2,426 $2,382
Liberty Mutual $1,830 $1,830
Nationwide $2,335 $2,335
Progressive $1,630 $1,630
State Farm $2,001 $2,001
Travelers $2,555 $2,555

Cheapest Valdese, NC Car Insurance Rates After a DUI

A DUI in Valdese, NC increases car insurance rates. Compare Valdese, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Valdese, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,561
GEICO $5,529
Liberty Mutual $3,987
Nationwide $5,189
Progressive $5,040
State Farm $5,093
Travelers $5,656

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Cheapest Valdese, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Valdese, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Valdese, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,091 $7,091
GEICO $2,890 $2,890
Liberty Mutual $2,131 $2,131
Nationwide $2,751 $2,751
Progressive $2,345 $2,345
State Farm $2,638 $2,655
Travelers $3,048 $3,048

The Best Cheap Car Insurance Companies in Valdese, NC

Take a look at a side-by-side comparison of the top car insurance companies in Valdese, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Valdese, North Carolina

Insurance Company Average Annual Rates
Allstate $7,091
GEICO $2,890
Liberty Mutual $2,131
Nationwide $2,751
Progressive $2,345
State Farm $2,647
Travelers $3,048

Category Winners: Cheapest Car Insurance in Valdese, North Carolina

Find the cheapest car insurance companies in Valdese, NC for each category right here.

Best Annual Car Insurance Rates by Company in Valdese, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Valdese, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Valdese car insurance rates. Find the cheapest Valdese, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Valdese, North Carolina

Insurance Company Low Medium High
Allstate $6,849 $7,067 $7,358
GEICO $2,756 $2,879 $3,034
Liberty Mutual $2,026 $2,117 $2,249
Nationwide $2,634 $2,736 $2,882
Progressive $2,223 $2,331 $2,481
State Farm $2,537 $2,633 $2,770
Travelers $2,917 $3,032 $3,196

What affects car insurance rates in Valdese, North Carolina?

What factors can have an impact on Valdese, NC car insurance? There are several reasons why Valdese car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Valdese, North Carolina.

Commute Time in Valdese

The more time you spend in your car the higher the risk of an accident. The average commute length in Valdese, NC is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Valdese, NC

Ready to find affordable Valdese, North Carolina car insurance today? Enter your ZIP code for fast, free Valdese, NC car insurance quotes.

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