Compare Valdez, NM Car Insurance Rates (2021)

Car insurance in Valdez, NM averages $304 a month. Valdez, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Valdez car insurance rates, compare quotes from the top car insurance companies in Valdez, NM.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Valdez is USAA
  • The cheapest car insurance company in Valdez for teen drivers is USAA
  • Average car insurance rates in Valdez, NM after a DUI are $4,697/year

If you need to buy Valdez, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Valdez, NM is right here.

You’ll find Valdez car insurance rates, the cheapest Valdez, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Valdez, New Mexico car insurance rates to Carlsbad car insurance rates, Hobbs car insurance rates, and Gallup car insurance rates.

Ready to find affordable Valdez, NM car insurance today? Enter your ZIP code for fast, free Valdez car insurance quotes.

Cheapest Valdez, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Valdez, NM car insurance rates? Every Valdez, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valdez, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,520 $2,522 $2,316 $2,433 $8,658 $10,075 $2,779 $2,950
Farmers $2,308 $2,299 $2,067 $2,199 $9,287 $9,552 $2,602 $2,695
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,576 $2,615 $2,344 $2,454 $6,281 $7,896 $2,912 $3,114
Progressive $1,755 $1,687 $1,610 $1,605 $7,471 $8,432 $2,114 $2,178
State Farm $1,613 $1,613 $1,476 $1,476 $4,459 $5,587 $1,806 $1,993
USAA $1,642 $1,625 $1,570 $1,559 $4,399 $4,968 $2,035 $2,175

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Minimum Car Insurance in Valdez, NM

Every driver must carry the minimum car insurance in Valdez, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Valdez, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Valdez, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Valdez, NM. Compare credit history car insurance rates in Valdez from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Valdez, New Mexico

Insurance Company Poor Fair Good
Allstate $4,981 $4,107 $3,757
Farmers $4,734 $3,918 $3,726
GEICO $5,580 $4,858 $4,495
Nationwide $4,618 $3,592 $3,111
Progressive $3,669 $3,285 $3,116
State Farm $3,563 $2,201 $1,745
USAA $3,122 $2,339 $2,029

Cheapest Valdez, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Valdez, NM to rates for a clean record with top companies.

Annual Valdez, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,501 $4,643 $5,016 $3,967
Farmers $3,486 $4,486 $4,380 $4,152
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,831 $3,962 $5,100 $3,202
Progressive $2,891 $3,995 $3,122 $3,418
State Farm $2,346 $2,556 $2,556 $2,556
USAA $1,850 $2,583 $3,397 $2,157

Cheapest Valdez, NM Car Insurance for Teen Drivers

Teen car insurance in Valdez, NM can be expensive. Take a look at rates from the top car insurance companies in Valdez for teenagers.

Annual Car Insurance Rates for Teen Drivers in Valdez, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,658 $10,075
Farmers $9,287 $9,552
GEICO $8,952 $12,283
Nationwide $6,281 $7,896
Progressive $7,471 $8,432
State Farm $4,459 $5,587
USAA $4,399 $4,968

Cheapest Valdez, NM Car Insurance for Seniors

Take a look at Valdez, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Valdez, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,316 $2,433
Farmers $2,067 $2,199
GEICO $2,903 $2,903
Nationwide $2,344 $2,454
Progressive $1,610 $1,605
State Farm $1,476 $1,476
USAA $1,570 $1,559

Cheapest Valdez, NM Car Insurance Rates After a DUI

A DUI in Valdez, NM increases car insurance rates. Compare Valdez, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Valdez, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,016
Farmers $4,380
GEICO $9,310
Nationwide $5,100
Progressive $3,122
State Farm $2,556
USAA $3,397

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Cheapest Valdez, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Valdez, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Valdez, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,282 $4,282
Farmers $4,126 $4,126
GEICO $4,902 $5,054
Nationwide $3,774 $3,774
Progressive $3,356 $3,356
State Farm $2,440 $2,566
USAA $2,422 $2,571

The Best Cheap Car Insurance Companies in Valdez, NM

Take a look at a side-by-side comparison of the top car insurance companies in Valdez, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Valdez, New Mexico

Insurance Company Average Annual Rates
Allstate $4,282
Farmers $4,126
GEICO $4,978
Nationwide $3,774
Progressive $3,356
State Farm $2,503
USAA $2,497

Category Winners: Cheapest Car Insurance in Valdez, New Mexico

Find the cheapest car insurance companies in Valdez, NM for each category right here.

Best Annual Car Insurance Rates by Company in Valdez, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Valdez, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Valdez car insurance rates. Find the cheapest Valdez, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Valdez, New Mexico

Insurance Company Low Medium High
Allstate $4,093 $4,273 $4,479
Farmers $3,784 $4,092 $4,503
GEICO $4,635 $4,964 $5,335
Nationwide $3,691 $3,737 $3,894
Progressive $3,162 $3,352 $3,555
State Farm $2,267 $2,511 $2,731
USAA $2,316 $2,509 $2,664

Compare Car Insurance Quotes in Valdez, NM

Ready to find affordable Valdez, New Mexico car insurance today? Enter your ZIP code for fast, free Valdez, NM car insurance quotes.

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