Compare Valdosta, GA Car Insurance Rates (2021)

Car insurance in Valdosta, GA averages $335 a month. Valdosta, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Valdosta car insurance rates, compare quotes from the top car insurance companies in Valdosta, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Valdosta is 31605
  • The cheapest car insurance company in Valdosta is GEICO
  • Average car insurance rates in Valdosta, GA are $4,018/year

If you need to buy Valdosta, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Valdosta, GA is right here.

You’ll find Valdosta car insurance rates, the cheapest Valdosta, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Valdosta, Georgia car insurance rates to Columbus car insurance rates, Sandy Springs car insurance rates, and Johns Creek car insurance rates.

Ready to find affordable Valdosta, GA car insurance today? Enter your ZIP code for fast, free Valdosta car insurance quotes.

Cheapest Valdosta, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Valdosta, GA car insurance rates? Every Valdosta, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Valdosta, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,355 $2,255 $2,255 $5,433 $6,994 $2,632 $2,873
GEICO $1,296 $1,284 $1,260 $1,260 $3,939 $4,717 $1,684 $1,870
Liberty Mutual $4,989 $5,436 $4,088 $4,641 $20,620 $23,033 $5,291 $5,641
Nationwide $2,848 $2,945 $2,816 $3,092 $8,605 $11,065 $3,448 $3,736
Progressive $2,054 $1,878 $1,769 $1,866 $6,622 $7,329 $2,368 $2,470
State Farm $1,792 $1,792 $1,613 $1,613 $4,817 $6,314 $1,967 $2,129
USAA $1,407 $1,405 $1,313 $1,317 $4,946 $5,840 $1,740 $1,916

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Minimum Car Insurance in Valdosta, GA

Every driver must carry the minimum car insurance in Valdosta, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Valdosta, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Valdosta, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Valdosta, GA. Compare credit history car insurance rates in Valdosta from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Valdosta, Georgia

Insurance Company Poor Fair Good
Allstate $4,399 $3,055 $2,727
GEICO $2,721 $1,913 $1,857
Liberty Mutual $13,220 $8,088 $6,345
Nationwide $5,716 $4,653 $4,089
Progressive $3,697 $3,211 $2,975
State Farm $3,900 $2,433 $1,931
USAA $3,228 $2,279 $1,949

Cheapest Valdosta, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Valdosta, GA to rates for a clean record with top companies.

Annual Valdosta, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,807 $4,318 $3,501 $2,950
GEICO $1,464 $1,827 $3,723 $1,641
Liberty Mutual $7,010 $9,551 $10,982 $9,327
Nationwide $3,728 $4,364 $6,681 $4,505
Progressive $2,563 $4,579 $3,049 $2,986
State Farm $2,507 $3,002 $2,755 $2,755
USAA $1,913 $2,413 $3,488 $2,129

Cheapest Valdosta, GA Car Insurance for Teen Drivers

Teen car insurance in Valdosta, GA can be expensive. Take a look at rates from the top car insurance companies in Valdosta for teenagers.

Annual Car Insurance Rates for Teen Drivers in Valdosta, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,433 $6,994
GEICO $3,939 $4,717
Liberty Mutual $20,620 $23,033
Nationwide $8,605 $11,065
Progressive $6,622 $7,329
State Farm $4,817 $6,314
USAA $4,946 $5,840

Cheapest Valdosta, GA Car Insurance for Seniors

Take a look at Valdosta, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Valdosta, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,255
GEICO $1,260 $1,260
Liberty Mutual $4,088 $4,641
Nationwide $2,816 $3,092
Progressive $1,769 $1,866
State Farm $1,613 $1,613
USAA $1,313 $1,317

Cheapest Valdosta, GA Car Insurance Rates After a DUI

A DUI in Valdosta, GA increases car insurance rates. Compare Valdosta, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Valdosta, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,501
GEICO $3,723
Liberty Mutual $10,982
Nationwide $6,681
Progressive $3,049
State Farm $2,755
USAA $3,488

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Cheapest Valdosta, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Valdosta, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Valdosta, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,317 $3,470
GEICO $2,128 $2,200
Liberty Mutual $9,217 $9,217
Nationwide $4,819 $4,819
Progressive $3,294 $3,294
State Farm $2,755 $2,755
USAA $2,373 $2,598

Cheapest Valdosta, GA Car Insurance Rates by ZIP Code

Valdosta car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Valdosta, GA.

Annual Car Insurance Rates by ZIP Code in Valdosta, Georgia

ZIP Code Average Annual Rates
31602 $3,893
31605 $3,824
31606 $3,867
31698 $3,881

The Best Cheap Car Insurance Companies in Valdosta, GA

Take a look at a side-by-side comparison of the top car insurance companies in Valdosta, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Valdosta, Georgia

Insurance Company Average Annual Rates
Allstate $3,394
GEICO $2,164
Liberty Mutual $9,217
Nationwide $4,819
Progressive $3,294
State Farm $2,755
USAA $2,485

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Category Winners: Cheapest Car Insurance in Valdosta, Georgia

Find the cheapest car insurance companies in Valdosta, GA for each category right here.

Best Annual Car Insurance Rates by Company in Valdosta, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Valdosta, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Valdosta car insurance rates. Find the cheapest Valdosta, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Valdosta, Georgia

Insurance Company Low Medium High
Allstate $3,109 $3,431 $3,642
GEICO $1,999 $2,175 $2,317
Liberty Mutual $8,843 $9,168 $9,641
Nationwide $4,641 $4,904 $4,914
Progressive $2,998 $3,238 $3,647
State Farm $2,575 $2,756 $2,934
USAA $2,367 $2,471 $2,618

What affects car insurance rates in Valdosta, Georgia?

What factors can have an impact on Valdosta, GA car insurance? There are several reasons why Valdosta car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Valdosta, Georgia.

Commute Time in Valdosta

The more time you spend in your car the higher the risk of an accident. The average commute length in Valdosta, GA is 18.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Valdosta, GA

Ready to find affordable Valdosta, Georgia car insurance today? Enter your ZIP code for fast, free Valdosta, GA car insurance quotes.

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