Compare Vale, OR Car Insurance Rates (2021)

Car insurance in Vale, OR averages $251 a month. Vale, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Vale car insurance rates, compare quotes from the top car insurance companies in Vale, OR.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Vale, OR after a DUI are $3,538/year
  • The cheapest car insurance company in Vale is State Farm
  • Average car insurance rates in Vale, OR are $3,009/year

If you need to buy Vale, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Vale, OR is right here.

You’ll find Vale car insurance rates, the cheapest Vale, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Vale, Oregon car insurance rates to Hillsboro car insurance rates, Eugene car insurance rates, and Bend car insurance rates.

Ready to find affordable Vale, OR car insurance today? Enter your ZIP code for fast, free Vale car insurance quotes.

Cheapest Vale, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vale, OR car insurance rates? Every Vale, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vale, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,833 $2,650 $2,566 $2,593 $8,216 $9,219 $3,010 $3,052
American Family $2,021 $2,021 $1,801 $1,801 $4,951 $7,723 $2,021 $2,123
Farmers $1,840 $1,792 $1,628 $1,730 $7,454 $7,592 $2,059 $2,109
GEICO $2,225 $2,145 $2,037 $2,021 $5,675 $5,214 $2,373 $2,080
Liberty Mutual $2,484 $2,622 $2,156 $2,388 $7,512 $8,095 $2,411 $2,450
Nationwide $1,882 $1,883 $1,678 $1,761 $4,186 $5,250 $2,178 $2,301
Progressive $1,700 $1,549 $1,471 $1,516 $7,118 $7,850 $2,033 $1,936
State Farm $1,347 $1,347 $1,222 $1,222 $4,136 $5,192 $1,524 $1,751
Travelers $1,653 $1,655 $1,477 $1,530 $4,452 $5,322 $1,722 $1,741
USAA $1,458 $1,423 $1,428 $1,392 $4,286 $4,635 $1,873 $1,964

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Vale, OR

Every driver must carry the minimum car insurance in Vale, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Vale, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Vale, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Vale, OR. Compare credit history car insurance rates in Vale from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Vale, Oregon

Insurance Company Poor Fair Good
Allstate $5,596 $3,946 $3,260
American Family $3,888 $2,862 $2,424
Farmers $3,793 $3,098 $2,935
GEICO $3,583 $2,971 $2,359
Liberty Mutual $5,522 $3,251 $2,521
Nationwide $3,189 $2,530 $2,201
Progressive $3,544 $3,054 $2,842
State Farm $3,095 $1,976 $1,582
Travelers $3,077 $2,384 $1,871
USAA $3,461 $1,927 $1,534

Cheapest Vale, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vale, OR to rates for a clean record with top companies.

Annual Vale, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,470 $4,623 $4,777 $4,199
American Family $2,122 $3,288 $4,101 $2,720
Farmers $2,761 $3,556 $3,478 $3,306
GEICO $1,975 $3,111 $4,060 $2,739
Liberty Mutual $3,342 $3,727 $4,279 $3,711
Nationwide $2,242 $2,399 $3,385 $2,533
Progressive $2,384 $4,305 $3,062 $2,835
State Farm $1,977 $2,555 $2,170 $2,170
Travelers $1,984 $2,534 $2,838 $2,420
USAA $1,689 $2,339 $3,230 $1,971

Cheapest Vale, OR Car Insurance for Teen Drivers

Teen car insurance in Vale, OR can be expensive. Take a look at rates from the top car insurance companies in Vale for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vale, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,216 $9,219
American Family $4,951 $7,723
Farmers $7,454 $7,592
GEICO $5,675 $5,214
Liberty Mutual $7,512 $8,095
Nationwide $4,186 $5,250
Progressive $7,118 $7,850
State Farm $4,136 $5,192
Travelers $4,452 $5,322
USAA $4,286 $4,635

Cheapest Vale, OR Car Insurance for Seniors

Take a look at Vale, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vale, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,566 $2,593
American Family $1,801 $1,801
Farmers $1,628 $1,730
GEICO $2,037 $2,021
Liberty Mutual $2,156 $2,388
Nationwide $1,678 $1,761
Progressive $1,471 $1,516
State Farm $1,222 $1,222
Travelers $1,477 $1,530
USAA $1,428 $1,392

Cheapest Vale, OR Car Insurance Rates After a DUI

A DUI in Vale, OR increases car insurance rates. Compare Vale, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vale, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,777
American Family $4,101
Farmers $3,478
GEICO $4,060
Liberty Mutual $4,279
Nationwide $3,385
Progressive $3,062
State Farm $2,170
Travelers $2,838
USAA $3,230

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Vale, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vale, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vale, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,267 $4,267
American Family $3,011 $3,105
Farmers $3,275 $3,275
GEICO $2,921 $3,022
Liberty Mutual $3,765 $3,765
Nationwide $2,640 $2,640
Progressive $3,147 $3,147
State Farm $2,162 $2,273
Travelers $2,347 $2,541
USAA $2,241 $2,374

The Best Cheap Car Insurance Companies in Vale, OR

Take a look at a side-by-side comparison of the top car insurance companies in Vale, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vale, Oregon

Insurance Company Average Annual Rates
Allstate $4,267
American Family $3,058
Farmers $3,275
GEICO $2,971
Liberty Mutual $3,765
Nationwide $2,640
Progressive $3,147
State Farm $2,218
Travelers $2,444
USAA $2,307

Category Winners: Cheapest Car Insurance in Vale, Oregon

Find the cheapest car insurance companies in Vale, OR for each category right here.

Best Annual Car Insurance Rates by Company in Vale, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Vale, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vale car insurance rates. Find the cheapest Vale, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vale, Oregon

Insurance Company Low Medium High
Allstate $4,152 $4,259 $4,391
American Family $3,055 $3,230 $2,890
Farmers $3,090 $3,237 $3,500
GEICO $2,783 $2,983 $3,148
Liberty Mutual $3,560 $3,756 $3,978
Nationwide $2,530 $2,709 $2,680
Progressive $3,047 $3,133 $3,259
State Farm $2,106 $2,219 $2,328
Travelers $2,309 $2,432 $2,591
USAA $2,214 $2,309 $2,400

What affects car insurance rates in Vale, Oregon?

What factors can have an impact on Vale, OR car insurance? There are several reasons why Vale car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vale, Oregon.

Commute Time in Vale

The more time you spend in your car the higher the risk of an accident. The average commute length in Vale, OR is 23.4 minutes according to City-Data.

Traffic in Vale

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Vale, OR traffic data from INRIX ranks Vale as the 382nd-most congested in the world.

Compare Car Insurance Quotes in Vale, OR

Ready to find affordable Vale, Oregon car insurance today? Enter your ZIP code for fast, free Vale, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption